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Kentucky · County property tax · ACS 2024

Hopkins County Property Taxes

The median homeowner in Hopkins County pays $1,104 a year, an effective rate of 0.77%, well below the U.S. average.

$1,104
Median tax / yr · Below-median bill
0.77%
Effective rate · Below-median rate
-45%
vs U.S. average
#33 of 120
rank in KY

The verdict

Homeowners in Hopkins County pay a median $1,104 a year in property tax, an effective rate of 0.77%, more affordable than 53% of U.S. counties (Census ACS 2024).

$1,104
Median annual tax bill, 2024
0.77%
Effective rate on median home
#1476 of 3135
U.S. counties by tax burden
-45%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($142,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Kentucky. Population: 45,119. Owner-occupied homes: 13,009.

The median annual property tax in Hopkins County is $1,104, which is 28% lower than the Kentucky state average and 45% below the national average. The effective tax rate is 0.77% on a median home value of $142,800. Property taxes represent 1.9% of the median household income in this county.

Hopkins County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Hopkins County's 0.77% effective rate sits near the middle of 3,135 tracked counties (more affordable than 53%).

Decision signal 2

The bill sits well below the national median

Homeowners in Hopkins County pay a median annual property tax of $1,104, well below the national median and well below the Kentucky state median. On a $142,800 median home, that works out to an effective rate of 0.77% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Kentucky counties by effective rate

Hopkins County ranks #33 of 120 counties in Kentucky by effective rate (73% of in-state counties pay a lower rate).

Decision signal 4

Income carries a light tax share

Property taxes in Hopkins County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $56,815 median household income.

Informational notice

Figures describe the median homeowner household in Hopkins County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 10.1% down between 2020 and 2024, a smaller shift than in 60% of U.S. counties. With the median home value rose 33.3%, the median bill rose 19.9% to $1,104: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,104
Below-median bill
-28% vs State -45% vs US
Median Home Value
$142,800
-31% vs State -37% vs US
Effective Tax Rate
0.77%
Below-median rate
+3% vs State -16% vs US

How to read this county's bill

Bills rose across 2020-2024, from $921 to $1,104, a gain of 20%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The largest reported group here falls at the bottom of the national range: 4,721 of 13,009 owner-occupied homes (36.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

Both figures cluster near the middle of the national range, and the median bill comes to 1.9% of median household income. Counties like this are the reason a national average exists at all, and also the reason it explains so little.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Hopkins County Homeowners Actually Pay

The single largest group of Hopkins County homeowners, 4,721 of 13,009 owner-occupied homes (36.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 36.3% (4,721)
  • $800 to $1,499 25.0% (3,251)
  • $1,500 to $1,999 11.3% (1,468)
  • $2,000 to $2,999 11.2% (1,457)
  • $3,000 or more 7.6% (992)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,120 homes here (8.6%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,315
$110/mo
Without Mortgage
$784
$65/mo

Mortgaged homeowners in Hopkins County pay more than double the bill of those without one (+68%), the widest kind of value gap this dataset tracks.

Hopkins County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Hopkins County 0.77%
Kentucky average 0.75%
U.S. average 0.92%

Hopkins County's effective rate is higher than 73% of the 120 counties in Kentucky - ranking #33 of 120.

Where Hopkins County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.77% more affordable than 53% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Same rate as Kentucky, a smaller bill

The effective rate here sits within 3% of the Kentucky median, yet the median bill runs 28% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $1,104 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.

Hopkins County vs Benchmarks

Metric Hopkins County Kentucky Avg U.S. Avg
Median Annual Tax Below-median bill $1,104 $1,544 $1,993
Effective Tax Rate Below-median rate 0.77% 0.75% 0.92%
Median Home Value $142,800 $205,600 $227,791
Tax as % of income Below-median income burden 1.9% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Hopkins County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.

Hopkins County rate trail · UNDER

$900$950$1,000$1,050$1,100$1,150 20202021202220232024 $1,104
Hopkins County ACS median tax 2020–2024: +20% ($921 → $1,104).
Year Median Tax (vs prior release) Effective Rate
2024 $1,104 +4.4% 0.77%
2023 $1,057 +5.0% 0.82%
2022 $1,007 +4.6% 0.80%
2021 $963 +4.6% 0.85%
2020 $921 0.86%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Hopkins County: tax takes only 1.9% of income

Tax-to-Income Ratio
1.9%
of median household income
Median Income
$56,815
per year
Monthly Tax
$92
per month

Counties near Hopkins County's effective rate

On effective rate, Hopkins County sits nearest Newton County (IN), LaPorte County (IN), Clark County (IN).

On published median-tax change, the nearest matches are Harrison County (MS), Harper County (OK), Colorado County (TX).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Hopkins County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 530 of 18,800 returns from Hopkins County reported real estate taxes, averaging $3,074 - 40% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Kentucky

View all counties in Kentucky →

Hopkins County rate FAQs

How does Hopkins County property tax compare to the national average?
Property taxes in Hopkins County run well below the national median of $1,993, an effective rate of 0.77% versus 0.92% nationally.
What is the average property tax in Hopkins County, Kentucky?
The median annual property tax in Hopkins County is $1,104, an effective rate of 0.77% on a $142,800 median home (Census ACS, 2024).
What is the tax affordability score for Hopkins County?
Hopkins County, Kentucky scores C (59/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at B ($1,104/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What percentage of income goes to property taxes in Hopkins County?
Property taxes in Hopkins County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $56,815 median household income.
Are property taxes increasing in Hopkins County?
The ACS median property-tax bill for Hopkins County climbed 19.9% between the 2020 and 2024 5-year releases, from $921 to $1,104, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Hopkins County's UNDER rate

Hopkins County's $1,104 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Income burden is light here: about 1.9% of Hopkins County's $56,815 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Hopkins County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.77%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,104/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Hopkins County

Nearest ABS(median_tax) ACS peers for Hopkins County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.

UNDER LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Hopkins County (UNDER · LIGHT) - ACS medians, not a parcel bill.