Oklahoma · County property tax · ACS 2024
Harper County Property Taxes
The median homeowner in Harper County pays $634 a year, an effective rate of 0.64%, far below the U.S. average.
- $634
- Median tax / yr · Very low bill
- 0.64%
- Effective rate · Below-median rate
- -68%
- vs U.S. average
- #35 of 77
- rank in OK
The verdict
Homeowners in Harper County pay a median $634 a year in property tax, an effective rate of 0.64%, more affordable than 67% of U.S. counties (Census ACS 2024).
- $634
- Median annual tax bill, 2024
- 0.64%
- Effective rate on median home
- #1040 of 3135
- U.S. counties by tax burden
- -68%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($99,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Oklahoma. Population: 3,203. Owner-occupied homes: 1,114.
The median annual property tax in Harper County is $634, which is 60% lower than the Oklahoma state average and 68% below the national average. The effective tax rate is 0.64% on a median home value of $99,200. Property taxes represent 1.0% of the median household income in this county.
Why Harper County's ACS bill runs light vs the U.S.
Primary signal
The bill sits well below the national median
Homeowners in Harper County pay a median annual property tax of $634, far below the national median and far below the Oklahoma state median. On a $99,200 median home, that works out to an effective rate of 0.64% once the local assessment base and millage are combined.
Decision signal 2
Income carries a light tax share
Property taxes in Harper County run well below the commonly cited 2%-4% national benchmark, at about 1.0% of the $64,053 median household income.
Decision signal 3
The effective rate sits near the national middle
Harper County's 0.64% effective rate sits near the middle of 3,135 tracked counties (more affordable than 67%).
Decision signal 4
Near the middle of Oklahoma counties by effective rate
Harper County ranks #35 of 77 counties in Oklahoma by effective rate (55% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Harper County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Harper County sits in the quarter of U.S. counties whose effective rate moved least over this span: 1.1% up, against a median home value that rose 18.5%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 19.8%, from $529 to $634.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $529 to $634, a gain of 20%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The largest reported group here falls at the bottom of the national range: 642 of 1,114 owner-occupied homes (57.6%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Both figures cluster near the middle of the national range, and the median bill comes to 1.0% of median household income. Counties like this are the reason a national average exists at all, and also the reason it explains so little.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Harper County Homeowners Actually Pay
The single largest group of Harper County homeowners, 642 of 1,114 owner-occupied homes (57.6%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 57.6% (642)
- $800 to $1,499 20.8% (232)
- $1,500 to $1,999 4.8% (54)
- $2,000 to $2,999 11.8% (131)
- $3,000 or more 1.5% (17)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
38 homes here (3.4%) report no real estate tax at all. Exemptions are set by state: how Oklahoma handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Harper County pay a substantially higher bill, 58% more, pointing to a wide home-value gap between the two groups.
Harper County's bill vs state & U.S. medians
Median annual bill bars around Harper County's LIGHT ACS 2024 figure.
Harper County's median bill is 60% below the Oklahoma median and 68% below the U.S. median.
Below Oklahoma on both measures
Harper County's effective rate runs 20% under the Oklahoma median and its bill 60% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $634 median bill reflects a genuinely lighter charge than the Oklahoma norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Harper County vs Benchmarks
| Metric | Harper County | Oklahoma Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Very low bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Very light income burden | 1.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Harper County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Oklahoma counties.
Harper County bill trail · LIGHT
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $634 -4.4% | 0.64% |
| 2023 | $663 +8.9% | 0.67% |
| 2022 | $609 +5.0% | 0.63% |
| 2021 | $580 +9.6% | 0.67% |
| 2020 | $529 | 0.63% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Harper County: tax takes only 1.0% of income
Counties near Harper County's median bill
On effective rate, Harper County sits nearest Onslow County (NC), Montgomery County (NC), Cleveland County (NC).
On published median-tax change, the nearest matches are Colorado County (TX), Alexandria city (VA), Washington County (OR).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Harper County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 40 of 1,530 returns from Harper County reported real estate taxes, averaging $950 - 100% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Oklahoma
Harper County bill FAQs
- How does Harper County property tax compare to the national average?
- Property taxes in Harper County run far below the national median of $1,993, an effective rate of 0.64% versus 0.92% nationally.
- What percentage of income goes to property taxes in Harper County?
- Property taxes in Harper County run well below the commonly cited 2%-4% national benchmark, at about 1.0% of the $64,053 median household income.
- What is the tax affordability score for Harper County?
- Harper County, Oklahoma scores A- (81/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is income room at A+ (1.0%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Harper County, Oklahoma?
- The median annual property tax in Harper County is $634, an effective rate of 0.64% on a $99,200 median home (Census ACS, 2024).
- Are property taxes increasing in Harper County?
- The ACS median property-tax bill for Harper County climbed 19.8% between the 2020 and 2024 5-year releases, from $529 to $634, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Harper County's LIGHT bill
Harper County's $634 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.0% of Harper County's $64,053 median household income goes to the property-tax bill.
Nationwide peers by median bill (then rate)
Bill-first peers for Harper County's LIGHT median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.64%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $634/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Harper County
Nearest ABS(median_tax) ACS peers for Harper County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Clay County, KY
ABS(median_tax) peer · tied with Harper County at $634/yr; rate 0.70% vs Harper County 0.64%.
Fulton County, KY
ABS(median_tax) peer · tied with Harper County at $634/yr; rate 0.80% vs Harper County 0.64%.
Perry County, AR
ABS(median_tax) peer · tied with Harper County at $634/yr; rate 0.49% vs Harper County 0.64%.
Mississippi County, AR
ABS(median_tax) peer · $635/yr (near-tied bill ABS $1); rate 0.52% vs Harper County 0.64%.
Oklahoma county set
State ACS overview for every published Oklahoma county rate and median bill.
Assessment cycle basics
Harper County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Harper County (QUIET · LIGHT) - ACS medians, not a parcel bill.