$ PlainPropertyTax

Oklahoma · County property tax · ACS 2024

Cleveland County Property Taxes

The median homeowner in Cleveland County pays $2,360 a year, an effective rate of 1.00%, notably higher than the U.S. average.

$2,360
Median tax / yr · Above-median bill
1.00%
Effective rate · Above-median rate
+18%
vs U.S. average
#1 of 77
rank in OK

The verdict

Homeowners in Cleveland County pay a median $2,360 a year in property tax, an effective rate of 1.00%, more affordable than 35% of U.S. counties (Census ACS 2024).

$2,360
Median annual tax bill, 2024
1.00%
Effective rate on median home
#2029 of 3135
U.S. counties by tax burden
+18%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($235,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

View saved counties

Census Bureau ACS property tax data for Oklahoma. Population: 300,047. Owner-occupied homes: 74,642.

The median annual property tax in Cleveland County is $2,360, which is 48% higher than the Oklahoma state average and 18% above the national average. The effective tax rate is 1.00% on a median home value of $235,700. Property taxes represent 3.1% of the median household income in this county.

Cleveland County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Cleveland County's 1.00% effective rate sits near the middle of 3,135 tracked counties (more affordable than 35%).

Decision signal 2

Low among Oklahoma counties by effective rate

Cleveland County ranks #1 of 77 counties in Oklahoma by effective rate (99% of in-state counties pay a lower rate).

Decision signal 3

The bill sits above the Oklahoma median

Homeowners in Cleveland County pay a median annual property tax of $2,360, notably higher than the national median and well above the Oklahoma state median. On a $235,700 median home, that works out to an effective rate of 1.00% once the local assessment base and millage are combined.

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Cleveland County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $77,068 median household income.

Informational notice

Figures describe the median homeowner household in Cleveland County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Cleveland County's effective rate fell 12.8% across the 4-year span while its median home value rose 38.1%, leaving the median bill 20.3% higher at $2,360. That rate move is larger than the one in 53% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,360
Above-median bill
+48% vs State +18% vs US
Median Home Value
$235,700
+18% vs State +3% vs US
Effective Tax Rate
1.00%
Above-median rate
+25% vs State +9% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,961 to $2,360, a gain of 20%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 22,767 of 74,642 owner-occupied homes (30.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 3.1% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

Cleveland County is an outlier inside Oklahoma

Across the 77 Oklahoma counties with a published rate, the average effective rate is 0.64%. Cleveland County is at 1.00%, which sits 2.6 standard deviations above that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.

Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.

What Cleveland County Homeowners Actually Pay

The single largest group of Cleveland County homeowners, 22,767 of 74,642 owner-occupied homes (30.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 7.9% (5,896)
  • $800 to $1,499 14.5% (10,837)
  • $1,500 to $1,999 15.4% (11,476)
  • $2,000 to $2,999 26.0% (19,388)
  • $3,000 or more 30.5% (22,767)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

4,278 homes here (5.7%) report no real estate tax at all. Exemptions are set by state: how Oklahoma handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,461
$205/mo
Without Mortgage
$2,176
$181/mo

In Cleveland County, mortgaged homeowners pay 13% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Cleveland County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Cleveland County 1.00%
Oklahoma average 0.80%
U.S. average 0.92%

Cleveland County's effective rate is higher than 99% of the 77 counties in Oklahoma - ranking #1 of 77.

Where Cleveland County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.00% more affordable than 35% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Above Oklahoma on both measures

Cleveland County's effective rate runs 25% over the Oklahoma median and its bill 48% over. When both move together the rate is not being offset by cheaper housing, so the $2,360 median bill is carrying the full weight of the higher rate rather than a valuation difference. This is a comparison of two published medians, not a statement about any individual parcel.

Cleveland County vs Benchmarks

Metric Cleveland County Oklahoma Avg U.S. Avg
Median Annual Tax Above-median bill $2,360 $1,599 $1,993
Effective Tax Rate Above-median rate 1.00% 0.80% 0.92%
Median Home Value $235,700 $199,800 $227,791
Tax as % of income Above-median income burden 3.1% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Cleveland County is PAR · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Oklahoma counties.

Cleveland County rate trail · PAR

$1,900$2,000$2,100$2,200$2,300$2,400 20202021202220232024 $2,360
Cleveland County ACS median tax 2020–2024: +20% ($1,961 → $2,360).
Year Median Tax (vs prior release) Effective Rate
2024 $2,360 +3.1% 1.00%
2023 $2,288 +3.9% 1.03%
2022 $2,202 +7.7% 1.08%
2021 $2,045 +4.3% 1.16%
2020 $1,961 1.15%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Cleveland County: tax-to-income at 3.1%

Tax-to-Income Ratio
3.1%
of median household income
Median Income
$77,068
per year
Monthly Tax
$197
per month

Counties near Cleveland County's effective rate

On effective rate, Cleveland County sits nearest Ross County (OH), Pickaway County (OH), Logan County (OH).

On published median-tax change, the nearest matches are Lincoln County (MT), Allen County (KY), Crowley County (CO).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Cleveland County: only 6% of returns show Schedule A real-estate tax

Tax year 2022: 7,390 of 129,600 returns from Cleveland County reported real estate taxes, averaging $4,527 - 38% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Oklahoma

View all counties in Oklahoma →

Cleveland County rate FAQs

What is the tax affordability score for Cleveland County?
Cleveland County, Oklahoma scores F (37/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at C- (+$285). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
How does Cleveland County property tax compare to the national average?
Property taxes in Cleveland County run notably higher than the national median of $1,993, an effective rate of 1.00% versus 0.92% nationally.
What is the average property tax in Cleveland County, Oklahoma?
The median annual property tax in Cleveland County is $2,360, an effective rate of 1.00% on a $235,700 median home (Census ACS, 2024).
Are property taxes increasing in Cleveland County?
The ACS median property-tax bill for Cleveland County jumped 20.3% between the 2020 and 2024 5-year releases, from $1,961 to $2,360, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Cleveland County?
Property taxes in Cleveland County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $77,068 median household income.

What to do with Cleveland County's PAR rate

Inside Oklahoma, Cleveland County's $2,360 median bill runs high versus the state median - compare the rest of the state before judging the burden. Oklahoma overview →

Cleveland County ranks #1 of 77 Oklahoma counties by effective rate - on the higher-burden half of the state ACS set. Oklahoma overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Cleveland County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.00%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,360/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Cleveland County

Nearest ABS(median_tax) ACS peers for Cleveland County (PAR · MID), replacing the old fixed Keep exploring strip.

PAR MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cleveland County (PAR · MID) - ACS medians, not a parcel bill.