Kentucky · County property tax · ACS 2024
Jessamine County Property Taxes
The median homeowner in Jessamine County pays $1,960 a year, an effective rate of 0.73%, roughly in line with the U.S. average.
- $1,960
- Median tax / yr · Above-median bill
- 0.73%
- Effective rate · Below-median rate
- -2%
- vs U.S. average
- #43 of 120
- rank in KY
The verdict
Homeowners in Jessamine County pay a median $1,960 a year in property tax, an effective rate of 0.73%, more affordable than 56% of U.S. counties (Census ACS 2024).
- $1,960
- Median annual tax bill, 2024
- 0.73%
- Effective rate on median home
- #1364 of 3135
- U.S. counties by tax burden
- -2%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($268,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Kentucky. Population: 54,588. Owner-occupied homes: 13,291.
The median annual property tax in Jessamine County is $1,960, which is 27% higher than the Kentucky state average and 2% below the national average. The effective tax rate is 0.73% on a median home value of $268,100. Property taxes represent 2.6% of the median household income in this county.
Jessamine County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Jessamine County's 0.73% effective rate sits near the middle of 3,135 tracked counties (more affordable than 56%).
Decision signal 2
The bill sits above the Kentucky median
Homeowners in Jessamine County pay a median annual property tax of $1,960, roughly in line with the national median and well above the Kentucky state median. On a $268,100 median home, that works out to an effective rate of 0.73% once the local assessment base and millage are combined.
Decision signal 3
Near the middle of Kentucky counties by effective rate
Jessamine County ranks #43 of 120 counties in Kentucky by effective rate (64% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Jessamine County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $74,576 median household income.
Informational notice
Figures describe the median homeowner household in Jessamine County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Jessamine County rose 43.8%, from $186,400 to $268,100. The effective rate fell 19.4% over the same span, a steeper move than in 81% of U.S. counties.
The median bill still rose 15.9%, to $1,960. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,691 to $1,960, a gain of 16%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 4,018 of 13,291 owner-occupied homes (30.2%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 2.6% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Jessamine County Homeowners Actually Pay
The single largest group of Jessamine County homeowners, 4,018 of 13,291 owner-occupied homes (30.2%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 11.2% (1,491)
- $800 to $1,499 22.1% (2,934)
- $1,500 to $1,999 16.2% (2,150)
- $2,000 to $2,999 16.7% (2,217)
- $3,000 or more 30.2% (4,018)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
481 homes here (3.6%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Jessamine County pay about the same bill, within a 9% gap either way.
Jessamine County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Jessamine County's effective rate is higher than 64% of the 120 counties in Kentucky - ranking #43 of 120.
Where Jessamine County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.73% more affordable than 56% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Same rate as Kentucky, a larger bill
The effective rate here sits within 3% of the Kentucky median, yet the median bill runs 27% above it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to costlier housing produces $1,960 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.
Jessamine County vs Benchmarks
| Metric | Jessamine County | Kentucky Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.6% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Jessamine County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.
Jessamine County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,960 +3.8% | 0.73% |
| 2023 | $1,889 +2.8% | 0.77% |
| 2022 | $1,837 +8.8% | 0.81% |
| 2021 | $1,688 -0.2% | 0.88% |
| 2020 | $1,691 | 0.91% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Jessamine County: tax-to-income at 2.6%
Counties near Jessamine County's effective rate
On effective rate, Jessamine County sits nearest Henry County (IN), Fayette County (IN), Twiggs County (GA).
On published median-tax change, the nearest matches are Trempealeau County (WI), Mercer County (MO), Jefferson County (OK).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Jessamine County: only 8% of returns show Schedule A real-estate tax
Tax year 2022: 1,850 of 24,200 returns from Jessamine County reported real estate taxes, averaging $5,710 - 41% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Kentucky
Jessamine County rate FAQs
- What is the average property tax in Jessamine County, Kentucky?
- The median annual property tax in Jessamine County is $1,960, an effective rate of 0.73% on a $268,100 median home (Census ACS, 2024).
- What is the tax affordability score for Jessamine County?
- Jessamine County, Kentucky scores C- (54/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-182). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Jessamine County property tax compare to the national average?
- Property taxes in Jessamine County run roughly in line with the national median of $1,993, an effective rate of 0.73% versus 0.92% nationally.
- Are property taxes increasing in Jessamine County?
- The ACS median property-tax bill for Jessamine County climbed 15.9% between the 2020 and 2024 5-year releases, from $1,691 to $1,960, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Jessamine County?
- Property taxes in Jessamine County run within the commonly cited 2%-4% national benchmark, at about 2.6% of the $74,576 median household income.
What to do with Jessamine County's UNDER rate
Inside Kentucky, Jessamine County's $1,960 median bill runs high versus the state median - compare the rest of the state before judging the burden. Kentucky overview →
Jessamine County ranks #43 of 120 Kentucky counties by effective rate - on the higher-burden half of the state ACS set. Kentucky overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Jessamine County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.73%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,960/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Jessamine County
Nearest ABS(median_tax) ACS peers for Jessamine County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Greene County, PA
ABS(median_tax) peer · tied with Jessamine County at $1,960/yr; rate 1.27% vs Jessamine County 0.73%.
Lake County, CO
ABS(median_tax) peer · tied with Jessamine County at $1,960/yr; rate 0.42% vs Jessamine County 0.73%.
Bosque County, TX
ABS(median_tax) peer · $1,959/yr (near-tied bill ABS $1); rate 0.98% vs Jessamine County 0.73%.
Jasper County, GA
ABS(median_tax) peer · $1,959/yr (near-tied bill ABS $1); rate 0.80% vs Jessamine County 0.73%.
Kentucky county set
State ACS overview for every published Kentucky county rate and median bill.
Assessment cycle basics
Jessamine County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Jessamine County (UNDER · MID) - ACS medians, not a parcel bill.