McCreary County, Kentucky Property Taxes
Census Bureau ACS property tax data for Kentucky. Population: 4,164.
The median annual property tax in McCreary County is $565, which is 48% lower than the Kentucky state average and 71% below the national average. The effective tax rate is 0.73% on a median home value of $77,000. Property taxes represent 1.5% of the median household income in this county.
Median Annual Tax
$565
-48% vs State
-71% vs US
Median Home Value
$77,000
-49% vs State
-64% vs US
Effective Tax Rate
0.73%
+1% vs State
-23% vs US
With vs Without Mortgage
With Mortgage
$800
$67/mo
Without Mortgage
$345
$29/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $565 -3.1% | 0.73% |
| 2022 | $583 +11.5% | 0.68% |
| 2021 | $523 +5.0% | 0.65% |
| 2020 | $498 +1.4% | 0.65% |
| 2019 | $491 | 0.70% |
Tax Burden
Tax-to-Income Ratio
1.5%
of median household income
Median Income
$37,355
per year
Monthly Tax
$47
per month
Other Counties in Kentucky
Mercer County
Tax: $1,553/yr Rate: 0.82%
Harrison County
Tax: $1,282/yr Rate: 0.68%
Crittenden County
Tax: $650/yr Rate: 0.56%
Butler County
Tax: $594/yr Rate: 0.56%
Graves County
Tax: $929/yr Rate: 0.67%
Washington County
Tax: $1,205/yr Rate: 0.72%
Frequently Asked Questions
What is the average property tax in McCreary County, Kentucky? ▼
The median annual property tax in McCreary County is $565 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.73% on a median home value of $77,000.
How does McCreary County property tax compare to the national average? ▼
Property taxes in McCreary County are 71% below the national average of $1,923. The effective rate of 0.73% compares to 0.95% nationally.
Does having a mortgage affect property taxes in McCreary County? ▼
In McCreary County, homeowners with a mortgage pay a median of $800 in annual property taxes, while homeowners without a mortgage pay $345. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in McCreary County? ▼
Property taxes in McCreary County represent approximately 1.5% of the median household income of $37,355. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.