Kentucky · County property tax · ACS 2024
McCracken County Property Taxes
The median homeowner in McCracken County pays $1,410 a year, an effective rate of 0.75%, well below the U.S. average.
- $1,410
- Median tax / yr · Below-median bill
- 0.75%
- Effective rate · Below-median rate
- -29%
- vs U.S. average
- #37 of 120
- rank in KY
The verdict
Homeowners in McCracken County pay a median $1,410 a year in property tax, an effective rate of 0.75%, more affordable than 55% of U.S. counties (Census ACS 2024).
- $1,410
- Median annual tax bill, 2024
- 0.75%
- Effective rate on median home
- #1425 of 3135
- U.S. counties by tax burden
- -29%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($188,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Kentucky. Population: 67,564. Owner-occupied homes: 19,024.
The median annual property tax in McCracken County is $1,410, which is 9% lower than the Kentucky state average and 29% below the national average. The effective tax rate is 0.75% on a median home value of $188,100. Property taxes represent 2.2% of the median household income in this county.
McCracken County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
McCracken County's 0.75% effective rate sits near the middle of 3,135 tracked counties (more affordable than 55%).
Decision signal 2
The bill sits well below the national median
Homeowners in McCracken County pay a median annual property tax of $1,410, well below the national median and modestly below the Kentucky state median. On a $188,100 median home, that works out to an effective rate of 0.75% once the local assessment base and millage are combined.
Decision signal 3
Near the middle of Kentucky counties by effective rate
McCracken County ranks #37 of 120 counties in Kentucky by effective rate (69% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in McCracken County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $64,373 median household income.
Informational notice
Figures describe the median homeowner household in McCracken County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
McCracken County sits in the quarter of U.S. counties whose effective rate moved least over this span: 0.4% up, against a median home value that rose 29.5%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 30.1%, from $1,084 to $1,410.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 30% from $1,084 to $1,410. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The fullest band here is the $800 to $1,499 range, holding 4,975 of 19,024 owner-occupied homes (26.2%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Both figures cluster near the middle of the national range, and the median bill comes to 2.2% of median household income. Counties like this are the reason a national average exists at all, and also the reason it explains so little.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What McCracken County Homeowners Actually Pay
The single largest group of McCracken County homeowners, 4,975 of 19,024 owner-occupied homes (26.2%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 24.5% (4,659)
- $800 to $1,499 26.2% (4,975)
- $1,500 to $1,999 14.9% (2,831)
- $2,000 to $2,999 14.8% (2,814)
- $3,000 or more 14.0% (2,671)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,074 homes here (5.6%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in McCracken County pay a substantially higher bill, 31% more, pointing to a wide home-value gap between the two groups.
McCracken County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
McCracken County's effective rate is higher than 69% of the 120 counties in Kentucky - ranking #37 of 120.
Where McCracken County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.75% more affordable than 55% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in McCracken County moved from $1,084 in the 2020 release to $1,410 in 2024, a change of about 30%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
McCracken County vs Benchmarks
| Metric | McCracken County | Kentucky Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
McCracken County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.
McCracken County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,410 +5.1% | 0.75% |
| 2023 | $1,342 +7.4% | 0.73% |
| 2022 | $1,250 +8.4% | 0.73% |
| 2021 | $1,153 +6.4% | 0.76% |
| 2020 | $1,084 | 0.75% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
McCracken County: tax-to-income at 2.2%
Counties near McCracken County's effective rate
On effective rate, McCracken County sits nearest Delaware County (IN), Crawford County (IN), Bartholomew County (IN).
On published median-tax change, the nearest matches are Palm Beach County (FL), Park County (WY), Burke County (GA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
McCracken County: only 5% of returns show Schedule A real-estate tax
Tax year 2022: 1,470 of 30,780 returns from McCracken County reported real estate taxes, averaging $3,983 - 37% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Kentucky
McCracken County rate FAQs
- What is the average property tax in McCracken County, Kentucky?
- The median annual property tax in McCracken County is $1,410, an effective rate of 0.75% on a $188,100 median home (Census ACS, 2024).
- What is the tax affordability score for McCracken County?
- McCracken County, Kentucky scores C (55/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is income room at C (2.2%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does McCracken County property tax compare to the national average?
- Property taxes in McCracken County run well below the national median of $1,993, an effective rate of 0.75% versus 0.92% nationally.
- Are property taxes increasing in McCracken County?
- The ACS median property-tax bill for McCracken County jumped 30.1% between the 2020 and 2024 5-year releases, from $1,084 to $1,410, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in McCracken County?
- Property taxes in McCracken County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $64,373 median household income.
What to do with McCracken County's UNDER rate
McCracken County's $1,410 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
McCracken County ranks #37 of 120 Kentucky counties by effective rate - on the higher-burden half of the state ACS set. Kentucky overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for McCracken County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.75%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,410/yr. Rate peers are excluded so the two link sets stay distinct.
Read with McCracken County
Nearest ABS(median_tax) ACS peers for McCracken County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Wyandot County, OH
ABS(median_tax) peer · tied with McCracken County at $1,410/yr; rate 0.86% vs McCracken County 0.75%.
Dinwiddie County, VA
ABS(median_tax) peer · $1,409/yr (near-tied bill ABS $1); rate 0.55% vs McCracken County 0.75%.
Edgar County, IL
ABS(median_tax) peer · $1,409/yr (near-tied bill ABS $1); rate 1.45% vs McCracken County 0.75%.
Jefferson County, AL
ABS(median_tax) peer · $1,409/yr (near-tied bill ABS $1); rate 0.59% vs McCracken County 0.75%.
Kentucky county set
State ACS overview for every published Kentucky county rate and median bill.
Assessment cycle basics
McCracken County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 McCracken County (UNDER · LIGHT) - ACS medians, not a parcel bill.