Kentucky · County property tax · ACS 2024
Calloway County Property Taxes
The median homeowner in Calloway County pays $1,195 a year, an effective rate of 0.65%, well below the U.S. average.
- $1,195
- Median tax / yr · Below-median bill
- 0.65%
- Effective rate · Below-median rate
- -40%
- vs U.S. average
- #82 of 120
- rank in KY
The verdict
Homeowners in Calloway County pay a median $1,195 a year in property tax, an effective rate of 0.65%, more affordable than 66% of U.S. counties (Census ACS 2024).
- $1,195
- Median annual tax bill, 2024
- 0.65%
- Effective rate on median home
- #1074 of 3135
- U.S. counties by tax burden
- -40%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($183,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Kentucky. Population: 38,224. Owner-occupied homes: 9,738.
The median annual property tax in Calloway County is $1,195, which is 23% lower than the Kentucky state average and 40% below the national average. The effective tax rate is 0.65% on a median home value of $183,200. Property taxes represent 2.3% of the median household income in this county.
Calloway County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Calloway County's 0.65% effective rate sits near the middle of 3,135 tracked counties (more affordable than 66%).
Decision signal 2
The bill sits well below the national median
Homeowners in Calloway County pay a median annual property tax of $1,195, well below the national median and notably lower than the Kentucky state median. On a $183,200 median home, that works out to an effective rate of 0.65% once the local assessment base and millage are combined.
Decision signal 3
Near the middle of Kentucky counties by effective rate
Calloway County ranks #82 of 120 counties in Kentucky by effective rate (32% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Calloway County run within the commonly cited 2%-4% national benchmark, at about 2.3% of the $52,706 median household income.
Informational notice
Figures describe the median homeowner household in Calloway County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 11.0% down between 2020 and 2024, a smaller shift than in 56% of U.S. counties. With the median home value rose 29.7%, the median bill rose 15.5% to $1,195: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,035 to $1,195, a gain of 15%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The largest reported group here falls at the bottom of the national range: 3,049 of 9,738 owner-occupied homes (31.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 2.3% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Calloway County Homeowners Actually Pay
The single largest group of Calloway County homeowners, 3,049 of 9,738 owner-occupied homes (31.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 31.3% (3,049)
- $800 to $1,499 29.4% (2,863)
- $1,500 to $1,999 14.8% (1,442)
- $2,000 to $2,999 13.5% (1,315)
- $3,000 or more 6.0% (584)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
485 homes here (5.0%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Calloway County pay a substantially higher bill, 46% more, pointing to a wide home-value gap between the two groups.
Calloway County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Calloway County's effective rate is higher than 32% of the 120 counties in Kentucky - ranking #82 of 120.
Where Calloway County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.65% Among the most affordable more affordable than 66% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Calloway County vs Benchmarks
| Metric | Calloway County | Kentucky Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.3% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Calloway County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.
Calloway County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,195 -1.6% | 0.65% |
| 2023 | $1,215 +6.9% | 0.67% |
| 2022 | $1,137 +9.7% | 0.67% |
| 2021 | $1,036 +0.1% | 0.70% |
| 2020 | $1,035 | 0.73% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Calloway County: tax-to-income at 2.3%
Counties near Calloway County's effective rate
On effective rate, Calloway County sits nearest Tipton County (IN), Scott County (IN), Rush County (IN).
On published median-tax change, the nearest matches are Grand Traverse County (MI), Hettinger County (ND), Luzerne County (PA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Calloway County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 570 of 15,680 returns from Calloway County reported real estate taxes, averaging $3,000 - 35% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Kentucky
Calloway County rate FAQs
- What is the average property tax in Calloway County, Kentucky?
- The median annual property tax in Calloway County is $1,195, an effective rate of 0.65% on a $183,200 median home (Census ACS, 2024).
- How does Calloway County property tax compare to the national average?
- Property taxes in Calloway County run well below the national median of $1,993, an effective rate of 0.65% versus 0.92% nationally.
- What is the tax affordability score for Calloway County?
- Calloway County, Kentucky scores C (56/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at B- ($1,195/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Calloway County?
- Property taxes in Calloway County run within the commonly cited 2%-4% national benchmark, at about 2.3% of the $52,706 median household income.
- Are property taxes increasing in Calloway County?
- The ACS median property-tax bill for Calloway County climbed 15.5% between the 2020 and 2024 5-year releases, from $1,035 to $1,195, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Calloway County's QUIET rate
Calloway County's $1,195 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Calloway County ranks #82 of 120 Kentucky counties by effective rate - on the lower-burden half of the state ACS set. Kentucky overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Calloway County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.65%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,195/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Calloway County
Nearest ABS(median_tax) ACS peers for Calloway County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Navajo County, AZ
ABS(median_tax) peer · tied with Calloway County at $1,195/yr; rate 0.59% vs Calloway County 0.65%.
Franklin County, VA
ABS(median_tax) peer · $1,196/yr (near-tied bill ABS $1); rate 0.50% vs Calloway County 0.65%.
Jasper County, MO
ABS(median_tax) peer · $1,196/yr (near-tied bill ABS $1); rate 0.72% vs Calloway County 0.65%.
Lyon County, KY
ABS(median_tax) peer · $1,196/yr (near-tied bill ABS $1); rate 0.63% vs Calloway County 0.65%.
Kentucky county set
State ACS overview for every published Kentucky county rate and median bill.
Assessment cycle basics
Calloway County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Calloway County (QUIET · LIGHT) - ACS medians, not a parcel bill.