Indiana · County property tax · ACS 2024
Montgomery County Property Taxes
The median homeowner in Montgomery County pays $1,116 a year, an effective rate of 0.65%, well below the U.S. average.
- $1,116
- Median tax / yr · Below-median bill
- 0.65%
- Effective rate · Below-median rate
- -44%
- vs U.S. average
- #51 of 92
- rank in IN
The verdict
Homeowners in Montgomery County pay a median $1,116 a year in property tax, an effective rate of 0.65%, more affordable than 66% of U.S. counties (Census ACS 2024).
- $1,116
- Median annual tax bill, 2024
- 0.65%
- Effective rate on median home
- #1074 of 3135
- U.S. counties by tax burden
- -44%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($171,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Indiana. Population: 38,312. Owner-occupied homes: 12,524.
The median annual property tax in Montgomery County is $1,116, which is 31% lower than the Indiana state average and 44% below the national average. The effective tax rate is 0.65% on a median home value of $171,800. Property taxes represent 1.6% of the median household income in this county.
Montgomery County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Montgomery County's 0.65% effective rate sits near the middle of 3,135 tracked counties (more affordable than 66%).
Decision signal 2
The bill sits well below the national median
Homeowners in Montgomery County pay a median annual property tax of $1,116, well below the national median and well below the Indiana state median. On a $171,800 median home, that works out to an effective rate of 0.65% once the local assessment base and millage are combined.
Decision signal 3
Income carries a light tax share
Property taxes in Montgomery County run a bit below the commonly cited 2%-4% national benchmark, at about 1.6% of the $71,479 median household income.
Decision signal 4
The latest release moved the bill up
Since 2023, the published ACS median estimate has ticked up 6.6%, from $1,047 to $1,116. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Decision signal 5
Near the middle of Indiana counties by effective rate
Montgomery County ranks #51 of 92 counties in Indiana by effective rate (45% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Montgomery County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 67% from $669 to $1,116. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 4,299 of 12,524 owner-occupied homes (34.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Above-median earnings meet a slightly-below-median rate, and the median bill amounts to 1.6% of median household income. That is the comfortable middle of this dataset, and comfortable middles are easy to overlook when only rankings get published.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Montgomery County Homeowners Actually Pay
The single largest group of Montgomery County homeowners, 4,299 of 12,524 owner-occupied homes (34.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 34.3% (4,299)
- $800 to $1,499 29.7% (3,724)
- $1,500 to $1,999 13.3% (1,663)
- $2,000 to $2,999 10.8% (1,358)
- $3,000 or more 8.8% (1,099)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
381 homes here (3.0%) report no real estate tax at all. Exemptions are set by state: how Indiana handles assessments and appeals.
With vs Without Mortgage
In Montgomery County, mortgaged homeowners pay 18% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Montgomery County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Montgomery County's effective rate is higher than 45% of the 92 counties in Indiana - ranking #51 of 92.
Where Montgomery County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.65% Among the most affordable more affordable than 66% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Montgomery County moved from $669 in the 2020 release to $1,116 in 2024, a change of about 67%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Montgomery County vs Benchmarks
| Metric | Montgomery County | Indiana Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Light income burden | 1.6% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Montgomery County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Indiana counties.
Montgomery County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,116 +6.6% | 0.65% |
| 2023 | $1,047 +11.3% | 0.63% |
| 2022 | $941 +25.6% | 0.60% |
| 2021 | $749 +12.0% | 0.55% |
| 2020 | $669 | 0.51% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Montgomery County: tax takes only 1.6% of income
Counties near Montgomery County's effective rate
On effective rate, Montgomery County sits nearest White County (GA), Lumpkin County (GA), Catoosa County (GA).
On published median-tax change, the nearest matches are Live Oak County (TX), Screven County (GA), Nome Census Area (AK).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Montgomery County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 440 of 18,630 returns from Montgomery County reported real estate taxes, averaging $2,489 - 39% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Indiana
Montgomery County rate FAQs
- Are property taxes increasing in Montgomery County?
- The ACS median property-tax bill for Montgomery County is recorded at $1,116 in the 2024 5-year release against $669 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 12,524 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What is the tax affordability score for Montgomery County?
- Montgomery County, Indiana scores B (72/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is income room at A- (1.6%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Montgomery County property tax compare to the national average?
- Property taxes in Montgomery County run well below the national median of $1,993, an effective rate of 0.65% versus 0.92% nationally.
- What is the average property tax in Montgomery County, Indiana?
- The median annual property tax in Montgomery County is $1,116, an effective rate of 0.65% on a $171,800 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in Montgomery County?
- Property taxes in Montgomery County run a bit below the commonly cited 2%-4% national benchmark, at about 1.6% of the $71,479 median household income.
What to do with Montgomery County's QUIET rate
Montgomery County's $1,116 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.6% of Montgomery County's $71,479 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Montgomery County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.65%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,116/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Montgomery County
Nearest ABS(median_tax) ACS peers for Montgomery County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Bear Lake County, ID
ABS(median_tax) peer · tied with Montgomery County at $1,116/yr; rate 0.41% vs Montgomery County 0.65%.
Union County, IN
ABS(median_tax) peer · tied with Montgomery County at $1,116/yr; rate 0.64% vs Montgomery County 0.65%.
Donley County, TX
ABS(median_tax) peer · $1,117/yr (near-tied bill ABS $1); rate 1.16% vs Montgomery County 0.65%.
Maries County, MO
ABS(median_tax) peer · $1,115/yr (near-tied bill ABS $1); rate 0.51% vs Montgomery County 0.65%.
Indiana county set
State ACS overview for every published Indiana county rate and median bill.
Assessment cycle basics
Montgomery County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Montgomery County (QUIET · LIGHT) - ACS medians, not a parcel bill.