Mortgage vs free-and-clear medians
- With mortgage
- $1,698/yr
- Without mortgage
- $1,451/yr
- Gap
- $247
Statewide · Property tax · ACS 2024
Indiana Property Taxes
The average Indiana homeowner pays $1,614 a year at an effective rate of 0.74%. That bill is 19% below the U.S. median bill. Compare 92 counties below.
- $1,614
- Avg median tax
- 0.74%
- Effective rate
- #30 of 51
- U.S. rank (burden)
- 92
- Counties
Indiana homeowners pay a median of $1,614 a year in property tax, an effective rate of 0.74%, the 30th-highest burden of 51 U.S. jurisdictions (50 states and DC).
According to the U.S. Census Bureau's American Community Survey (2024), the median Indiana homeowner pays $1,614 a year on a home worth $218,200, an effective rate of 0.74%. The bill runs 19% below the $1,993 national median. County medians range $627 (Clay County) to $3,549 (Hamilton County) across 92 counties.
What the statewide average misses
County medians in Indiana run from $627 in Clay County to $3,549 (Hamilton County). That range is why a statewide figure is a starting point, not a parcel-level estimate.
- $627–$3,549 (Hamilton County)
- County median-bill range
- 0.76%
- Home-weighted county rate
- 42%
- Homes in the eight largest counties
County medians come from U.S. Census Bureau ACS 5-Year Estimates · 2024. The statewide effective rate in the hero is median tax divided by median home value.
Government haul · mid share
Indiana's government property-tax haul sits in the middle of the U.S. pack
In Census FY2024, Indiana's state and local governments collected $10.3B in property tax - 1.4% of the U.S. total (#20 of 51).
Spread across 1,916,243 owner-occupied homes, that haul is about $5,383 per home - 3.3× the ACS median homeowner bill of $1,614. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
Source: U.S. Census Bureau, Annual Survey of State and Local Government Finances, FY2024, series LF0009 (property tax), government level State and Local (GOVTYPE 001). Amounts are published in thousands of dollars. This is a government-revenue series, not tax, legal, or financial advice, and not a substitute for the ACS homeowner median bill above.
ACS tenure & reporting signals · 2024
Mortgage tenure and zero-tax reporting in Indiana
These sub-topics sit on dedicated research and guide pages fleet-wide; here they are computed for Indiana from the same ACS tables that power county medians above.
Owners reporting no tax
- All owner-occupied
- 4.0%
- With mortgage
- 2.7%
- Sample (owned homes)
- 696,726
ACS reports what households paid, not approved exemptions. Exemption guide
County effective-rate spread
Published medians span 0.41% in Clay County to 0.92% in Lake County - a 0.51 percentage-point gap across 92 counties.
Appeal guide for when a parcel sits above its county median.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024), Table B25087 (mortgage status medians) and county tax_distribution aggregates (zero-tax reporting shares). Informational only, not tax or legal advice.
The average median property tax in Indiana is $1,614/year, which is 19% below the national average of $1,993. The average effective tax rate is 0.74% on a median home value of $218,200. Taxes range from $627 in Clay County to $3,549 (Hamilton County).
Read the state signal first
What the data changes in Indiana
A rate compares places with different home values. The annual bill shows a typical dollar amount. County spread shows why neither is a parcel estimate.
The clearest local difference
County bills span a wide range
Across 92 measured counties, the published median runs from $627 in Clay County to $3,549 (Hamilton County). Local school levies, county bonds, municipal overlays, and assessment practice create this within-state spread.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe median homeowner households reported to the Census Bureau. Individual bills can differ with assessed value, exemptions, special districts, and local overlays. Confirm current rates with your county assessor or a qualified professional before making a decision.
State Average vs National Average
Median Annual Tax
$1,614
-19% vs US avg
Median Home Value
$218,200
-4% vs US avg
Effective Tax Rate
0.74%
-20% vs US avg
Rate-band peers near Indiana
Nearest ACS 2024 jurisdictions by effective rate (not geography). Each row names another state so Indiana's 0.74% rate is read against real neighbors such as Kentucky and Virginia.
| Peer state | Effective rate | Vs Indiana | Median bill |
|---|---|---|---|
| Kentucky Also open Kentucky for county spread | 0.75% | Kentucky nearly matches Indiana | $1,544 |
| Virginia Also open Virginia for county spread | 0.73% | Virginia nearly matches Indiana | $2,790 |
| Florida Also open Florida for county spread | 0.76% | Florida nearly matches Indiana | $2,730 |
| Mississippi Also open Mississippi for county spread | 0.72% | Mississippi nearly matches Indiana | $1,215 |
| Montana Also open Montana for county spread | 0.72% | Montana nearly matches Indiana | $2,693 |
| Georgia Also open Georgia for county spread | 0.77% | Georgia nearly matches Indiana | $2,341 |
Nationwide states with similar effective rate & median bill
Two PlainPropertyTax-derived comparison paths for Indiana, excluding Indiana itself so the link neighborhoods are not self-referential. Median-bill peers exclude the effective-rate peer set so the two axes stay disjoint.
Similar effective rate
Nearest other states by ACS effective rate. Indiana: 0.74%.
Similar median bill
Nearest other states by ACS median annual tax. Indiana: $1,614/yr. Rate peers are excluded so the two link sets stay distinct.
Where Indiana sits among U.S. jurisdictions
Effective property tax rate (median tax ÷ median home value) across the 50 states and DC, ACS 2024.
Where Indiana sits among U.S. jurisdictions
Effective rate · ACS 2024 · 50 states and DC
0.74% more affordable than 57% of 51 U.S. jurisdictions
Show national distribution
Each bar is a band; taller bars hold more U.S. jurisdictions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Indiana has a higher effective property tax rate than 42% of U.S. jurisdictions (the 50 states and DC), ranking #30 of 51 for property tax burden. Rate neighbors: Kentucky (0.75%, nearly level); Virginia (0.73%, nearly level); Florida (0.76%, nearly level).
What Indiana's biggest counties actually charge
Effective rate in the eight Indiana counties holding the most owner-occupied homes, ordered largest first (highlighted) and together holding 42% of the state's. ACS 2024.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2024). Counties ordered by owner-occupied housing units (B25003_002E), not by resident population.
Indiana's median county rate is 0.74%, but that figure counts every county equally. Weight each county by how many owner-occupied homes it actually holds and the rate a typical Indiana homeowner faces is 0.76%, close to the plain median, so Indiana's larger counties are not unusual for the state.
Top 5 Lowest Tax Counties
Top 5 Highest Tax Counties
Tax Affordability Score
8.2
Very Affordable
Based on the average effective tax rate of 0.74% compared to the national average of 0.92%. Indiana has below-average property tax rates, making it a more affordable state for homeowners.
Very Expensive Very Affordable
How this score is calculated: a 1-10 scale from Indiana's 0.74% vs the national 0.92% - read beside Kentucky and Virginia before treating the score as band-typical. A ratio at or below 0.5× scores 10, at or above 2.0× scores 1, linear between. Census figures only, not a recommendation or endorsement.
Counties in Indiana by tax bill
Ranked from highest median annual bill downward , showing the top 80 of 92 measured counties so the page stays crawlable. Gold/silver/bronze mark the top three list positions; effective rate is the focal comparison when home values differ.
| # | County | Median tax | Eff. rate | Home value |
|---|---|---|---|---|
| 1 | Hamilton County | $3,549 | 0.88% | $405,500 |
| 2 | Boone County | $2,919 | 0.78% | $376,200 |
| 3 | Hendricks County | $2,482 | 0.81% | $307,600 |
| 4 | Porter County | $2,326 | 0.83% | $281,500 |
| 5 | Lake County | $2,112 | 0.92% | $230,600 |
| 6 | Monroe County | $2,036 | 0.71% | $285,200 |
| 7 | Marion County | $2,028 | 0.91% | $224,000 |
| 8 | Johnson County | $2,024 | 0.71% | $284,600 |
| 9 | Hancock County | $1,806 | 0.66% | $274,800 |
| 10 | Dearborn County | $1,789 | 0.74% | $243,400 |
| 11 | Bartholomew County | $1,738 | 0.75% | $232,800 |
| 12 | Floyd County | $1,736 | 0.69% | $251,000 |
| 13 | Elkhart County | $1,717 | 0.82% | $210,400 |
| 14 | Clark County | $1,716 | 0.77% | $222,900 |
| 15 | Allen County | $1,689 | 0.79% | $214,900 |
| 16 | St. Joseph County | $1,665 | 0.86% | $192,800 |
| 17 | Warrick County | $1,631 | 0.67% | $242,500 |
| 18 | Whitley County | $1,537 | 0.70% | $219,400 |
| 19 | Dubois County | $1,514 | 0.66% | $230,100 |
| 20 | LaPorte County | $1,503 | 0.77% | $195,500 |
| 21 | Franklin County | $1,479 | 0.59% | $249,500 |
| 22 | Tippecanoe County | $1,474 | 0.62% | $239,300 |
| 23 | Vanderburgh County | $1,474 | 0.80% | $184,000 |
| 24 | Shelby County | $1,412 | 0.66% | $212,400 |
| 25 | LaGrange County | $1,403 | 0.55% | $255,900 |
| 26 | Posey County | $1,384 | 0.62% | $222,900 |
| 27 | Adams County | $1,373 | 0.77% | $178,400 |
| 28 | Marshall County | $1,362 | 0.66% | $204,900 |
| 29 | Daviess County | $1,351 | 0.69% | $197,200 |
| 30 | Newton County | $1,323 | 0.77% | $171,500 |
| 31 | Vigo County | $1,313 | 0.88% | $148,500 |
| 32 | Noble County | $1,310 | 0.67% | $196,800 |
| 33 | Ohio County | $1,305 | 0.61% | $213,100 |
| 34 | Kosciusko County | $1,303 | 0.60% | $216,000 |
| 35 | Gibson County | $1,301 | 0.72% | $180,000 |
| 36 | Jefferson County | $1,252 | 0.64% | $194,600 |
| 37 | Ripley County | $1,250 | 0.56% | $222,500 |
| 38 | Steuben County | $1,242 | 0.57% | $216,200 |
| 39 | Decatur County | $1,230 | 0.62% | $199,100 |
| 40 | Harrison County | $1,224 | 0.53% | $229,600 |
| 41 | Pike County | $1,206 | 0.78% | $154,900 |
| 42 | DeKalb County | $1,205 | 0.62% | $194,100 |
| 43 | Madison County | $1,192 | 0.74% | $161,300 |
| 44 | Howard County | $1,189 | 0.72% | $165,000 |
| 45 | Brown County | $1,177 | 0.44% | $269,100 |
| 46 | Morgan County | $1,174 | 0.49% | $237,600 |
| 47 | Benton County | $1,165 | 0.77% | $151,000 |
| 48 | Huntington County | $1,148 | 0.71% | $161,600 |
| 49 | Spencer County | $1,147 | 0.62% | $185,200 |
| 50 | Owen County | $1,145 | 0.66% | $172,400 |
| 51 | Tipton County | $1,139 | 0.65% | $174,600 |
| 52 | Wayne County | $1,137 | 0.81% | $140,200 |
| 53 | Henry County | $1,124 | 0.73% | $154,400 |
| 54 | Montgomery County | $1,116 | 0.65% | $171,800 |
| 55 | Union County | $1,116 | 0.64% | $173,500 |
| 56 | Perry County | $1,106 | 0.68% | $163,400 |
| 57 | Washington County | $1,091 | 0.63% | $172,200 |
| 58 | Rush County | $1,079 | 0.65% | $166,800 |
| 59 | Wells County | $1,065 | 0.54% | $197,600 |
| 60 | Lawrence County | $1,049 | 0.60% | $175,000 |
| 61 | Putnam County | $1,042 | 0.48% | $218,900 |
| 62 | Delaware County | $1,039 | 0.75% | $139,400 |
| 63 | Jasper County | $1,029 | 0.46% | $221,500 |
| 64 | Scott County | $1,025 | 0.65% | $158,400 |
| 65 | Carroll County | $1,015 | 0.56% | $180,900 |
| 66 | Clinton County | $980 | 0.60% | $164,100 |
| 67 | Jennings County | $971 | 0.60% | $161,500 |
| 68 | Starke County | $967 | 0.61% | $157,700 |
| 69 | White County | $953 | 0.54% | $175,900 |
| 70 | Fayette County | $949 | 0.73% | $130,700 |
| 71 | Knox County | $933 | 0.68% | $137,700 |
| 72 | Orange County | $917 | 0.58% | $158,700 |
| 73 | Warren County | $914 | 0.50% | $182,500 |
| 74 | Cass County | $910 | 0.68% | $133,800 |
| 75 | Randolph County | $900 | 0.79% | $113,400 |
| 76 | Greene County | $896 | 0.58% | $153,200 |
| 77 | Grant County | $884 | 0.72% | $122,300 |
| 78 | Jackson County | $881 | 0.49% | $178,300 |
| 79 | Crawford County | $880 | 0.75% | $117,700 |
| 80 | Blackford County | $873 | 0.81% | $107,500 |
12 additional Indiana counties rank below this top-80 list in the same bill order. Open any county from the county directory or the Indiana calculator.
Frequently Asked Questions
Which county in Indiana has the lowest property taxes? ▼
Clay County has the lowest median property tax in Indiana at $627 per year with an effective rate of 0.41%. The highest is Hamilton County at $3,549.
How does Indiana compare to the national average? ▼
Indiana property taxes are 19% below the national average. Homeowners here pay a median of $1,614 per year compared to $1,993 nationally.
What is the average property tax in Indiana? ▼
The average median property tax paid in Indiana is $1,614 per year, based on ACS 2024 data. The average effective tax rate is 0.74%.
Where does Indiana sit in U.S. property-tax collections? ▼
In Census FY2024, Indiana's state and local governments collected $10.3B in property tax - 1.4% of the U.S. total (#20 of 51). Spread across 1,916,243 owner-occupied homes, that haul is about $5,383 per home - 3.3× the ACS median homeowner bill of $1,614. The gap is expected: LF0009 covers all taxable property (including commercial and other non-household parcels), while the ACS median is a household figure.
Do homeowners with a mortgage pay more property tax in Indiana? ▼
ACS 2024 medians show mortgaged owners pay $1,698/yr versus $1,451 for owners without a mortgage, a $247 gap. Our mortgage-gap research page ranks this spread against all states.
What share of Indiana owners report paying no property tax? ▼
4.0% of owner-occupied homes in Indiana report zero property tax on the ACS survey (2.7% among mortgaged owners). That is a reporting signal, exemptions, caps, or non-levying jurisdictions, not an exemption headcount.
What is the median home value in Indiana? ▼
The median home value across Indiana is $218,200, compared to $227,791 nationally. Home values directly impact property tax bills since taxes are assessed as a percentage of property value.
How are property taxes calculated? ▼
Property taxes are calculated by multiplying the assessed value of a property by the local tax rate (mill rate). Rates vary by county, city, and school district. The effective tax rate shown here is the median tax paid divided by the median home value, which provides a standardized comparison across counties.
Can I appeal my property taxes in Indiana? ▼
Yes. Every Indiana homeowner has the right to appeal their property tax assessment. The process typically starts at your county assessor's office within 30-90 days of receiving your assessment notice. You can challenge the assessed value by providing comparable sales data, evidence of property condition, or errors in the assessment. See our guide on how to appeal property taxes for detailed steps.
What to do with Indiana's numbers
Turn the ACS 2024 statewide medians into a county check, an estimate, or an appeal path.
- Indiana's ACS 2024 median bill is $1,614/yr at 0.74% (19% below the U.S. median). Open any county below to see how far local bills sit from that statewide figure. County list
- Inside Indiana, Clay County posts the lowest median bill at $627/yr; Hamilton County is highest at $3,549/yr. Open Clay County
- Estimate a parcel bill at Indiana's published effective rate, or read the state's assessment and appeal path before treating the statewide median as your budget. State estimator
Statewide medians average across 92 counties; your parcel's assessed value, exemptions, and local levies set the real bill. U.S. Census Bureau ACS · 2024.
Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS state-level record for Indiana. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.