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Indiana · County property tax · ACS 2024

Blackford County Property Taxes

The median homeowner in Blackford County pays $873 a year, an effective rate of 0.81%, far below the U.S. average.

$873
Median tax / yr · Low bill
0.81%
Effective rate · Above-median rate
-56%
vs U.S. average
#10 of 92
rank in IN

The verdict

Homeowners in Blackford County pay a median $873 a year in property tax, an effective rate of 0.81%, more affordable than 49% of U.S. counties (Census ACS 2024).

$873
Median annual tax bill, 2024
0.81%
Effective rate on median home
#1591 of 3135
U.S. counties by tax burden
-56%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($107,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Indiana. Population: 11,950. Owner-occupied homes: 3,821.

The median annual property tax in Blackford County is $873, which is 46% lower than the Indiana state average and 56% below the national average. The effective tax rate is 0.81% on a median home value of $107,500. Property taxes represent 1.7% of the median household income in this county.

Why Blackford County's ACS bill runs light vs the U.S.

Primary signal

The bill sits well below the national median

Homeowners in Blackford County pay a median annual property tax of $873, far below the national median and well below the Indiana state median. On a $107,500 median home, that works out to an effective rate of 0.81% once the local assessment base and millage are combined.

Decision signal 2

Low among Indiana counties by effective rate

Blackford County ranks #10 of 92 counties in Indiana by effective rate (89% of in-state counties pay a lower rate).

Decision signal 3

Income carries a light tax share

Property taxes in Blackford County run a bit below the commonly cited 2%-4% national benchmark, at about 1.7% of the $51,326 median household income.

Decision signal 4

The effective rate sits near the national middle

Blackford County's 0.81% effective rate sits near the middle of 3,135 tracked counties (more affordable than 49%).

Informational notice

Figures describe the median homeowner household in Blackford County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Blackford County's effective rate fell 15.7% across the 4-year span while its median home value rose 46.3%, leaving the median bill 23.3% higher at $873. That rate move is larger than the one in 67% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$873
Low bill
-46% vs State -56% vs US
Median Home Value
$107,500
-51% vs State -53% vs US
Effective Tax Rate
0.81%
Above-median rate
+9% vs State -12% vs US

How to read this county's bill

Bills rose across 2020-2024, from $708 to $873, a gain of 23%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The largest reported group here falls at the bottom of the national range: 1,668 of 3,821 owner-occupied homes (43.7%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 1.7% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Blackford County Homeowners Actually Pay

The single largest group of Blackford County homeowners, 1,668 of 3,821 owner-occupied homes (43.7%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 43.7% (1,668)
  • $800 to $1,499 29.3% (1,118)
  • $1,500 to $1,999 12.9% (492)
  • $2,000 to $2,999 5.4% (206)
  • $3,000 or more 3.4% (130)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

207 homes here (5.4%) report no real estate tax at all. Exemptions are set by state: how Indiana handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,078
$90/mo
Without Mortgage
$700
$58/mo

Mortgaged homeowners in Blackford County pay a substantially higher bill, 54% more, pointing to a wide home-value gap between the two groups.

Blackford County's bill vs state & U.S. medians

Median annual bill bars around Blackford County's LIGHT ACS 2024 figure.

Blackford County $873
Indiana median $1,614
U.S. median $1,993

Blackford County's median bill is 46% below the Indiana median and 56% below the U.S. median.

Same rate as Indiana, a smaller bill

The effective rate here sits within 9% of the Indiana median, yet the median bill runs 46% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $873 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.

Blackford County vs Benchmarks

Metric Blackford County Indiana Avg U.S. Avg
Median Annual Tax Low bill $873 $1,614 $1,993
Effective Tax Rate Above-median rate 0.81% 0.74% 0.92%
Median Home Value $107,500 $218,200 $227,791
Tax as % of income Light income burden 1.7% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Blackford County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Indiana counties.

Blackford County bill trail · LIGHT

$650$700$750$800$850$900 20202021202220232024 $873
Blackford County ACS median tax 2020–2024: +23% ($708 → $873).
Year Median Tax (vs prior release) Effective Rate
2024 $873 +12.1% 0.81%
2023 $779 -1.9% 0.81%
2022 $794 +7.6% 0.88%
2021 $738 +4.2% 0.91%
2020 $708 0.96%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Blackford County: tax takes only 1.7% of income

Tax-to-Income Ratio
1.7%
of median household income
Median Income
$51,326
per year
Monthly Tax
$73
per month

Counties near Blackford County's median bill

On effective rate, Blackford County sits nearest Stephens County (GA), Lowndes County (GA), Miami-Dade County (FL).

On published median-tax change, the nearest matches are Stafford County (KS), Howard County (NE), Pike County (KY).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Blackford County: only 1% of returns show Schedule A real-estate tax

Tax year 2022: 80 of 5,650 returns from Blackford County reported real estate taxes, averaging $2,313 - 38% of those reporters sat in the $25-50k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Indiana

View all counties in Indiana →

Blackford County bill FAQs

How does Blackford County property tax compare to the national average?
Property taxes in Blackford County run far below the national median of $1,993, an effective rate of 0.81% versus 0.92% nationally.
What percentage of income goes to property taxes in Blackford County?
Property taxes in Blackford County run a bit below the commonly cited 2%-4% national benchmark, at about 1.7% of the $51,326 median household income.
Are property taxes increasing in Blackford County?
The ACS median property-tax bill for Blackford County jumped 23.3% between the 2020 and 2024 5-year releases, from $708 to $873, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What is the average property tax in Blackford County, Indiana?
The median annual property tax in Blackford County is $873, an effective rate of 0.81% on a $107,500 median home (Census ACS, 2024).
What is the tax affordability score for Blackford County?
Blackford County, Indiana scores B- (66/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A (2.09×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.

What to do with Blackford County's LIGHT bill

Blackford County's $873 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Income burden is light here: about 1.7% of Blackford County's $51,326 median household income goes to the property-tax bill.

Nationwide peers by median bill (then rate)

Bill-first peers for Blackford County's LIGHT median, then a disjoint out-of-state rate set, not the same-state geography lattice.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.81%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $873/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Blackford County

Nearest ABS(median_tax) ACS peers for Blackford County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.

UNDER LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Blackford County (UNDER · LIGHT) - ACS medians, not a parcel bill.