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Oklahoma · County property tax · ACS 2024

Atoka County Property Taxes

The median homeowner in Atoka County pays $872 a year, an effective rate of 0.55%, 56% below the U.S. average.

$872
Median tax / yr
0.55%
Effective rate
-56%
vs U.S. average
#59 of 77
rank in OK

The verdict

Homeowners in Atoka County pay a median $872 a year in property tax, an effective rate of 0.55%, more affordable than 78% of U.S. counties.

$872
Median annual tax bill, 2024
0.55%
Effective rate on median home
#694 of 3135
U.S. counties by tax burden
-56%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($157,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Oklahoma. Owner-occupied homes: 3,700.

The median annual property tax in Atoka County is $872, which is 45% lower than the Oklahoma state average and 56% below the national average. The effective tax rate is 0.55% on a median home value of $157,600. Property taxes represent 1.6% of the median household income in this county. All property tax data shown below is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, which aggregates self-reported tax payments from homeowner households across the county. This page includes tax trends over multiple years, comparisons with neighboring counties, and a rent-versus-own cost analysis.

What This Data Tells Us About Atoka County

Homeowners in Atoka County pay a median annual property tax of $872, which is 56% lower than the national average and 45% below the Oklahoma state average. The effective tax rate of 0.55% on a median home value of $157,600 reflects how the local assessment base and millage combine into an actual bill.

Property taxes in Atoka County represent about 1.6% of the median household income of $54,785, compared with a common national benchmark of 2% to 4%. Homeowners with a mortgage report a median of $1,175 in annual property tax while those without a mortgage report $694 - a gap that usually reflects differences in home value rather than differences in tax rate. Compared with 2023, the median tax bill changed by 13.7%, which tracks reassessment cycles and changes in the underlying home value distribution.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Atoka County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$872
-45% vs State -56% vs US
Median Home Value
$157,600
-21% vs State -31% vs US
Effective Tax Rate
0.55%
-31% vs State -40% vs US

With vs Without Mortgage

With Mortgage
$1,175
$98/mo
Without Mortgage
$694
$58/mo

Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.

How Atoka County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Atoka County 0.55%
Oklahoma average 0.80%
U.S. average 0.92%

Atoka County's effective rate is higher than 23% of the 77 counties in Oklahoma - ranking #59 of 77 for property tax burden.

Where Atoka County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.55% Among the most affordable more affordable than 78% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). This entry sits in this band. 0.75%–1.00%: 614 U.S. counties (20%). Above this entry. 1.00%–1.25%: 452 U.S. counties (14%). Above this entry. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Atoka County vs Benchmarks

Metric Atoka County Oklahoma Avg U.S. Avg
Median Annual Tax $872 $1,599 $1,993
Effective Tax Rate 0.55% 0.80% 0.92%
Median Home Value $157,600 $199,800 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Atoka County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Oklahoma.

Property Tax History

$600$700$800$900 20202021202220232024 $872
Median annual property tax in Atoka County, 2020–2024 (ACS). Up +42% over the period.
Year Median Tax Effective Rate
2024 $872 +13.7% 0.55%
2023 $767 +4.5% 0.56%
2022 $734 +19.7% 0.60%
2021 $613 +0.0% 0.59%
2020 $613 0.58%

Tax Burden

Tax-to-Income Ratio
1.6%
of median household income
Median Income
$54,785
per year
Monthly Tax
$73
per month

Tax Affordability Score

9.4
Very Affordable

Based on the effective tax rate of 0.55% compared to the national average of 0.92%. Property taxes in Atoka County are below average, making it a more affordable area for homeowners.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Atoka County or any other county.

Other Counties in Oklahoma

View all counties in Oklahoma →

Frequently Asked Questions

What is the average property tax in Atoka County, Oklahoma?
The median annual property tax in Atoka County is $872 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.55% on a median home value of $157,600.
How does Atoka County property tax compare to the national average?
Property taxes in Atoka County are 56% below the national average of $1,993. The effective rate of 0.55% compares to 0.92% nationally.
Does having a mortgage affect property taxes in Atoka County?
In Atoka County, homeowners with a mortgage pay a median of $1,175 in annual property taxes, while homeowners without a mortgage pay $694. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Atoka County?
Property taxes in Atoka County represent approximately 1.6% of the median household income of $54,785. The national benchmark is generally 2-4% of household income.
Are property taxes increasing in Atoka County?
Property taxes in Atoka County changed by +13.7% year-over-year, from $767 to $872. Check the historical table above for multi-year trends.
How can I appeal my property tax assessment in Atoka County?
Property tax appeals in Atoka County typically start at the county assessor's office. You can challenge the assessed value of your property by providing evidence of comparable sales, property condition, or assessment errors. Most counties have a 30-90 day window after the assessment notice to file an appeal. See our guide on how to appeal property taxes for step-by-step instructions.

What this means in Atoka County

How to use Atoka County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Atoka County's 0.55% effective rate, a $157,600 home implies about $872/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Atoka County ranks #59 of 77 counties in Oklahoma by effective rate, compare it against the rest of the state before you judge your bill. Oklahoma overview
  • If your assessed value looks high relative to Atoka County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($157,600); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

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Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Related

Data sourced from the U.S. Census Bureau (American Community Survey). See our methodology for details. Retrieved and formatted by PlainPropertyTax Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey. Consult a qualified professional before making decisions based on this data.