Indiana · County property tax · ACS 2024
Whitley County Property Taxes
The median homeowner in Whitley County pays $1,537 a year, an effective rate of 0.70%, notably lower than the U.S. average.
- $1,537
- Median tax / yr · Below-median bill
- 0.70%
- Effective rate · Below-median rate
- -23%
- vs U.S. average
- #34 of 92
- rank in IN
The verdict
Homeowners in Whitley County pay a median $1,537 a year in property tax, an effective rate of 0.70%, more affordable than 60% of U.S. counties (Census ACS 2024).
- $1,537
- Median annual tax bill, 2024
- 0.70%
- Effective rate on median home
- #1260 of 3135
- U.S. counties by tax burden
- -23%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($219,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Indiana. Population: 34,618. Owner-occupied homes: 11,481.
The median annual property tax in Whitley County is $1,537, which is 5% lower than the Indiana state average and 23% below the national average. The effective tax rate is 0.70% on a median home value of $219,400. Property taxes represent 2.0% of the median household income in this county.
Whitley County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Whitley County's 0.70% effective rate sits near the middle of 3,135 tracked counties (more affordable than 60%).
Decision signal 2
The bill is near the usual comparison points
Homeowners in Whitley County pay a median annual property tax of $1,537, notably lower than the national median and modestly below the Indiana state median. On a $219,400 median home, that works out to an effective rate of 0.70% once the local assessment base and millage are combined.
Decision signal 3
Income carries a light tax share
Property taxes in Whitley County run a bit below the commonly cited 2%-4% national benchmark, at about 2.0% of the $78,083 median household income.
Decision signal 4
Near the middle of Indiana counties by effective rate
Whitley County ranks #34 of 92 counties in Indiana by effective rate (63% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Whitley County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 7.5% down between 2020 and 2024, a smaller shift than in 70% of U.S. counties. With the median home value rose 44.4%, the median bill rose 33.5% to $1,537: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 34% from $1,151 to $1,537. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The fullest band here is the $800 to $1,499 range, holding 2,919 of 11,481 owner-occupied homes (25.4%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Top-quartile earnings meet a below-median rate, putting the median bill at 2.0% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Whitley County Homeowners Actually Pay
The single largest group of Whitley County homeowners, 2,919 of 11,481 owner-occupied homes (25.4%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 22.2% (2,552)
- $800 to $1,499 25.4% (2,919)
- $1,500 to $1,999 13.6% (1,561)
- $2,000 to $2,999 20.6% (2,363)
- $3,000 or more 15.5% (1,780)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
306 homes here (2.7%) report no real estate tax at all. Exemptions are set by state: how Indiana handles assessments and appeals.
With vs Without Mortgage
In Whitley County, mortgaged homeowners pay 10% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Whitley County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Whitley County's effective rate is higher than 63% of the 92 counties in Indiana - ranking #34 of 92.
Where Whitley County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.70% Among the most affordable more affordable than 60% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Whitley County moved from $1,151 in the 2020 release to $1,537 in 2024, a change of about 34%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Whitley County vs Benchmarks
| Metric | Whitley County | Indiana Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Whitley County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Indiana counties.
Whitley County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,537 +7.3% | 0.70% |
| 2023 | $1,432 +6.2% | 0.70% |
| 2022 | $1,348 +8.8% | 0.71% |
| 2021 | $1,239 +7.6% | 0.76% |
| 2020 | $1,151 | 0.76% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Whitley County: tax takes only 2.0% of income
Counties near Whitley County's effective rate
On effective rate, Whitley County sits nearest Power County (ID), Oconee County (GA), Monroe County (GA).
On published median-tax change, the nearest matches are Conejos County (CO), Kanabec County (MN), Banks County (GA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Whitley County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 570 of 17,420 returns from Whitley County reported real estate taxes, averaging $3,596 - 35% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Indiana
Whitley County rate FAQs
- What is the tax affordability score for Whitley County?
- Whitley County, Indiana scores C+ (62/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B (+$142). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Whitley County, Indiana?
- The median annual property tax in Whitley County is $1,537, an effective rate of 0.70% on a $219,400 median home (Census ACS, 2024).
- Are property taxes increasing in Whitley County?
- The ACS median property-tax bill for Whitley County jumped 33.5% between the 2020 and 2024 5-year releases, from $1,151 to $1,537, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- How does Whitley County property tax compare to the national average?
- Property taxes in Whitley County run notably lower than the national median of $1,993, an effective rate of 0.70% versus 0.92% nationally.
- What percentage of income goes to property taxes in Whitley County?
- Property taxes in Whitley County run a bit below the commonly cited 2%-4% national benchmark, at about 2.0% of the $78,083 median household income.
What to do with Whitley County's UNDER rate
At Whitley County's 0.70% effective rate, a $219,400 home implies about $1,537/yr - plug in your own assessed value rather than quoting the county median. Estimate your bill →
Income burden is light here: about 2.0% of Whitley County's $78,083 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Whitley County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.70%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,537/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Whitley County
Nearest ABS(median_tax) ACS peers for Whitley County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Gordon County, GA
ABS(median_tax) peer · tied with Whitley County at $1,537/yr; rate 0.69% vs Whitley County 0.70%.
Menominee County, MI
ABS(median_tax) peer · tied with Whitley County at $1,537/yr; rate 1.01% vs Whitley County 0.70%.
Piscataquis County, ME
ABS(median_tax) peer · tied with Whitley County at $1,537/yr; rate 0.90% vs Whitley County 0.70%.
Bennett County, SD
ABS(median_tax) peer · $1,535/yr (near-tied bill ABS $2); rate 0.98% vs Whitley County 0.70%.
Indiana county set
State ACS overview for every published Indiana county rate and median bill.
Assessment cycle basics
Whitley County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Whitley County (UNDER · MID) - ACS medians, not a parcel bill.