Indiana · County property tax · ACS 2024
Union County Property Taxes
The median homeowner in Union County pays $1,116 a year, an effective rate of 0.64%, well below the U.S. average.
- $1,116
- Median tax / yr · Below-median bill
- 0.64%
- Effective rate · Below-median rate
- -44%
- vs U.S. average
- #53 of 92
- rank in IN
The verdict
Homeowners in Union County pay a median $1,116 a year in property tax, an effective rate of 0.64%, more affordable than 67% of U.S. counties (Census ACS 2024).
- $1,116
- Median annual tax bill, 2024
- 0.64%
- Effective rate on median home
- #1040 of 3135
- U.S. counties by tax burden
- -44%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($173,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Indiana. Population: 6,985. Owner-occupied homes: 2,347.
The median annual property tax in Union County is $1,116, which is 31% lower than the Indiana state average and 44% below the national average. The effective tax rate is 0.64% on a median home value of $173,500. Property taxes represent 1.5% of the median household income in this county.
Union County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Union County's 0.64% effective rate sits near the middle of 3,135 tracked counties (more affordable than 67%).
Decision signal 2
The bill sits well below the national median
Homeowners in Union County pay a median annual property tax of $1,116, well below the national median and well below the Indiana state median. On a $173,500 median home, that works out to an effective rate of 0.64% once the local assessment base and millage are combined.
Decision signal 3
Income carries a light tax share
Property taxes in Union County run well below the commonly cited 2%-4% national benchmark, at about 1.5% of the $76,424 median household income.
Decision signal 4
Near the middle of Indiana counties by effective rate
Union County ranks #53 of 92 counties in Indiana by effective rate (42% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Union County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Union County rose 35.3%, from $128,200 to $173,500. The effective rate fell 17.9% over the same span, a steeper move than in 76% of U.S. counties.
The median bill still rose 11.2%, to $1,116. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,004 to $1,116, a gain of 11%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The fullest band here is the $800 to $1,499 range, holding 881 of 2,347 owner-occupied homes (37.5%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Top-quartile earnings meet a below-median rate, putting the median bill at 1.5% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Union County Homeowners Actually Pay
The single largest group of Union County homeowners, 881 of 2,347 owner-occupied homes (37.5%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 28.7% (674)
- $800 to $1,499 37.5% (881)
- $1,500 to $1,999 12.1% (284)
- $2,000 to $2,999 7.5% (177)
- $3,000 or more 8.7% (204)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
127 homes here (5.4%) report no real estate tax at all. Exemptions are set by state: how Indiana handles assessments and appeals.
With vs Without Mortgage
In Union County, mortgaged homeowners actually pay 21% less than those without a mortgage, a mild inversion from the national norm worth cross-checking against the historical table above.
Union County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Union County's effective rate is higher than 42% of the 92 counties in Indiana - ranking #53 of 92.
Where Union County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.64% Among the most affordable more affordable than 67% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Union County vs Benchmarks
| Metric | Union County | Indiana Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Light income burden | 1.5% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Union County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Indiana counties.
Union County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,116 -2.4% | 0.64% |
| 2023 | $1,144 +5.2% | 0.71% |
| 2022 | $1,087 +8.5% | 0.73% |
| 2021 | $1,002 -0.2% | 0.80% |
| 2020 | $1,004 | 0.78% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Union County: tax takes only 1.5% of income
Counties near Union County's effective rate
On effective rate, Union County sits nearest Latah County (ID), Bannock County (ID), Whitfield County (GA).
On published median-tax change, the nearest matches are Schuyler County (IL), Dewey County (OK), Walworth County (WI).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Union County: only 1% of returns show Schedule A real-estate tax
Tax year 2022: 40 of 3,300 returns from Union County reported real estate taxes, averaging $1,775 - 100% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Indiana
Union County rate FAQs
- What is the tax affordability score for Union County?
- Union County, Indiana scores B+ (79/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-271). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Union County property tax compare to the national average?
- Property taxes in Union County run well below the national median of $1,993, an effective rate of 0.64% versus 0.92% nationally.
- What is the average property tax in Union County, Indiana?
- The median annual property tax in Union County is $1,116, an effective rate of 0.64% on a $173,500 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in Union County?
- Property taxes in Union County run well below the commonly cited 2%-4% national benchmark, at about 1.5% of the $76,424 median household income.
- Are property taxes increasing in Union County?
- The ACS median property-tax bill for Union County climbed 11.2% between the 2020 and 2024 5-year releases, from $1,004 to $1,116, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Union County's QUIET rate
Union County's $1,116 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.5% of Union County's $76,424 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Union County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.64%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,116/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Union County
Nearest ABS(median_tax) ACS peers for Union County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Bear Lake County, ID
ABS(median_tax) peer · tied with Union County at $1,116/yr; rate 0.41% vs Union County 0.64%.
Montgomery County, IN
ABS(median_tax) peer · tied with Union County at $1,116/yr; rate 0.65% vs Union County 0.64%.
Donley County, TX
ABS(median_tax) peer · $1,117/yr (near-tied bill ABS $1); rate 1.16% vs Union County 0.64%.
Maries County, MO
ABS(median_tax) peer · $1,115/yr (near-tied bill ABS $1); rate 0.51% vs Union County 0.64%.
Indiana county set
State ACS overview for every published Indiana county rate and median bill.
Assessment cycle basics
Union County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Union County (QUIET · LIGHT) - ACS medians, not a parcel bill.