Arizona · County property tax · ACS 2024
Navajo County Property Taxes
The median homeowner in Navajo County pays $1,195 a year, an effective rate of 0.59%, well below the U.S. average.
- $1,195
- Median tax / yr · Below-median bill
- 0.59%
- Effective rate · Below-median rate
- -40%
- vs U.S. average
- #7 of 15
- rank in AZ
The verdict
Homeowners in Navajo County pay a median $1,195 a year in property tax, an effective rate of 0.59%, more affordable than 73% of U.S. counties (Census ACS 2024).
- $1,195
- Median annual tax bill, 2024
- 0.59%
- Effective rate on median home
- #846 of 3135
- U.S. counties by tax burden
- -40%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($201,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Arizona. Population: 108,415. Owner-occupied homes: 29,321.
The median annual property tax in Navajo County is $1,195, which is 36% lower than the Arizona state average and 40% below the national average. The effective tax rate is 0.59% on a median home value of $201,500. Property taxes represent 2.2% of the median household income in this county.
Navajo County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Navajo County's 0.59% effective rate sits near the middle of 3,135 tracked counties (more affordable than 73%).
Decision signal 2
The bill sits well below the national median
Homeowners in Navajo County pay a median annual property tax of $1,195, well below the national median and well below the Arizona state median. On a $201,500 median home, that works out to an effective rate of 0.59% once the local assessment base and millage are combined.
Decision signal 3
Income and the tax bill sit in the middle band
Property taxes in Navajo County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $54,606 median household income.
Decision signal 4
Near the middle of Arizona counties by effective rate
Navajo County ranks #7 of 15 counties in Arizona by effective rate (53% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Navajo County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Navajo County's effective rate fell 13.5% across the 4-year span while its median home value rose 48.4%, leaving the median bill 28.4% higher at $1,195. That rate move is larger than the one in 57% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 28% from $931 to $1,195. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest single group of owner-occupied homes in this county reports no real estate tax at all: 10,302 of 29,321 homes (35.1%). When that group leads, the county median does not describe the most common reported amount.
Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 2.2% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Navajo County Homeowners Actually Pay
Most Navajo County homeowners are not billed at all: 10,302 of 29,321 owner-occupied homes (35.1%) report no real estate tax. A median bill describes only the minority who pay one.
- Less than $800 22.0% (6,465)
- $800 to $1,499 18.3% (5,359)
- $1,500 to $1,999 8.7% (2,549)
- $2,000 to $2,999 8.6% (2,515)
- $3,000 or more 7.3% (2,131)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
10,302 homes here (35.1%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of Navajo County homeowners. Exemptions are set by state: how Arizona handles assessments and appeals.
With vs Without Mortgage
In Navajo County, mortgaged homeowners pay 20% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Navajo County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Navajo County's effective rate is higher than 53% of the 15 counties in Arizona - ranking #7 of 15.
Where Navajo County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.59% Among the most affordable more affordable than 73% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A high rate, a smaller bill
Navajo County taxes property at 0.59%, about 23% above the Arizona average, yet its median bill of $1,195 lands roughly 36% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.
Navajo County vs Benchmarks
| Metric | Navajo County | Arizona Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Navajo County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Arizona counties.
Navajo County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,195 +6.1% | 0.59% |
| 2023 | $1,126 +4.1% | 0.61% |
| 2022 | $1,082 +9.7% | 0.65% |
| 2021 | $986 +5.9% | 0.68% |
| 2020 | $931 | 0.69% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Navajo County: tax-to-income at 2.2%
Counties near Navajo County's effective rate
On effective rate, Navajo County sits nearest Jefferson County (AL), Pike County (AR), Habersham County (GA).
On published median-tax change, the nearest matches are Rusk County (TX), Monona County (IA), Fergus County (MT).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Navajo County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 1,760 of 45,230 returns from Navajo County reported real estate taxes, averaging $2,898 - 37% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Arizona
Navajo County rate FAQs
- What is the average property tax in Navajo County, Arizona?
- The median annual property tax in Navajo County is $1,195, an effective rate of 0.59% on a $201,500 median home (Census ACS, 2024).
- How does Navajo County property tax compare to the national average?
- Property taxes in Navajo County run well below the national median of $1,993, an effective rate of 0.59% versus 0.92% nationally.
- What is the tax affordability score for Navajo County?
- Navajo County, Arizona scores C+ (63/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at B (0.59%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Navajo County?
- The ACS median property-tax bill for Navajo County jumped 28.4% between the 2020 and 2024 5-year releases, from $931 to $1,195, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Navajo County?
- Property taxes in Navajo County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $54,606 median household income.
What to do with Navajo County's QUIET rate
Navajo County's $1,195 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Navajo County ranks #7 of 15 Arizona counties by effective rate - on the higher-burden half of the state ACS set. Arizona overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Navajo County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.59%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,195/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Navajo County
Nearest ABS(median_tax) ACS peers for Navajo County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Calloway County, KY
ABS(median_tax) peer · tied with Navajo County at $1,195/yr; rate 0.65% vs Navajo County 0.59%.
Franklin County, VA
ABS(median_tax) peer · $1,196/yr (near-tied bill ABS $1); rate 0.50% vs Navajo County 0.59%.
Jasper County, MO
ABS(median_tax) peer · $1,196/yr (near-tied bill ABS $1); rate 0.72% vs Navajo County 0.59%.
Lyon County, KY
ABS(median_tax) peer · $1,196/yr (near-tied bill ABS $1); rate 0.63% vs Navajo County 0.59%.
Arizona county set
State ACS overview for every published Arizona county rate and median bill.
Assessment cycle basics
Navajo County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Navajo County (QUIET · LIGHT) - ACS medians, not a parcel bill.