Kentucky · County property tax · ACS 2024
Campbell County Property Taxes
The median homeowner in Campbell County pays $2,556 a year, an effective rate of 1.01%, well above the U.S. average.
- $2,556
- Median tax / yr · High bill
- 1.01%
- Effective rate · Above-median rate
- +28%
- vs U.S. average
- #1 of 120
- rank in KY
The verdict
Homeowners in Campbell County pay a median $2,556 a year in property tax, an effective rate of 1.01%, more affordable than 34% of U.S. counties (Census ACS 2024).
- $2,556
- Median annual tax bill, 2024
- 1.01%
- Effective rate on median home
- #2058 of 3135
- U.S. counties by tax burden
- +28%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($252,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Kentucky. Population: 93,426. Owner-occupied homes: 27,886.
The median annual property tax in Campbell County is $2,556, which is 66% higher than the Kentucky state average and 28% above the national average. The effective tax rate is 1.01% on a median home value of $252,000. Property taxes represent 3.3% of the median household income in this county.
Campbell County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Campbell County's 1.01% effective rate sits near the middle of 3,135 tracked counties (more affordable than 34%).
Decision signal 2
The bill sits well above the national median
Homeowners in Campbell County pay a median annual property tax of $2,556, well above the national median and far above the Kentucky state median. On a $252,000 median home, that works out to an effective rate of 1.01% once the local assessment base and millage are combined.
Decision signal 3
Low among Kentucky counties by effective rate
Campbell County ranks #1 of 120 counties in Kentucky by effective rate (99% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Campbell County run within the commonly cited 2%-4% national benchmark, at about 3.3% of the $77,567 median household income.
Informational notice
Figures describe the median homeowner household in Campbell County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Campbell County's effective rate fell 16.0% across the 4-year span while its median home value rose 45.3%, leaving the median bill 22.1% higher at $2,556. That rate move is larger than the one in 69% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $2,094 to $2,556, a gain of 22%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 11,202 of 27,886 owner-occupied homes (40.2%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 3.3% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Campbell County is an outlier inside Kentucky
Across the 120 Kentucky counties with a published rate, the average effective rate is 0.70%. Campbell County is at 1.01%, which sits 2.7 standard deviations above that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.
Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.
What Campbell County Homeowners Actually Pay
The single largest group of Campbell County homeowners, 11,202 of 27,886 owner-occupied homes (40.2%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 7.6% (2,127)
- $800 to $1,499 17.0% (4,749)
- $1,500 to $1,999 13.4% (3,745)
- $2,000 to $2,999 18.6% (5,173)
- $3,000 or more 40.2% (11,202)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
890 homes here (3.2%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.
With vs Without Mortgage
In Campbell County, mortgaged homeowners pay 22% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Campbell County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Campbell County's effective rate is higher than 99% of the 120 counties in Kentucky - ranking #1 of 120.
Where Campbell County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.01% more affordable than 34% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Above Kentucky on both measures
Campbell County's effective rate runs 35% over the Kentucky median and its bill 66% over. When both move together the rate is not being offset by cheaper housing, so the $2,556 median bill is carrying the full weight of the higher rate rather than a valuation difference. This is a comparison of two published medians, not a statement about any individual parcel.
Campbell County vs Benchmarks
| Metric | Campbell County | Kentucky Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.3% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Campbell County is PAR · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.
Campbell County rate trail · PAR
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,556 +2.4% | 1.01% |
| 2023 | $2,495 +2.3% | 1.06% |
| 2022 | $2,439 +9.9% | 1.14% |
| 2021 | $2,219 +6.0% | 1.20% |
| 2020 | $2,094 | 1.21% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Campbell County: tax-to-income at 3.3%
Counties near Campbell County's effective rate
On effective rate, Campbell County sits nearest Charles County (MD), Menominee County (MI), Montcalm County (MI).
On published median-tax change, the nearest matches are Harris County (GA), Fremont County (WY), Guernsey County (OH).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Campbell County: only 6% of returns show Schedule A real-estate tax
Tax year 2022: 2,860 of 44,990 returns from Campbell County reported real estate taxes, averaging $5,718 - 35% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Kentucky
Campbell County rate FAQs
- How does Campbell County property tax compare to the national average?
- Property taxes in Campbell County run well above the national median of $1,993, an effective rate of 1.01% versus 0.92% nationally.
- What is the tax affordability score for Campbell County?
- Campbell County, Kentucky scores F (31/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at F (3.25×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Campbell County, Kentucky?
- The median annual property tax in Campbell County is $2,556, an effective rate of 1.01% on a $252,000 median home (Census ACS, 2024).
- Are property taxes increasing in Campbell County?
- The ACS median property-tax bill for Campbell County jumped 22.1% between the 2020 and 2024 5-year releases, from $2,094 to $2,556, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Campbell County?
- Property taxes in Campbell County run within the commonly cited 2%-4% national benchmark, at about 3.3% of the $77,567 median household income.
What to do with Campbell County's PAR rate
Campbell County's $2,556 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Campbell County ranks #1 of 120 Kentucky counties by effective rate - on the higher-burden half of the state ACS set. Kentucky overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Campbell County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.01%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,556/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Campbell County
Nearest ABS(median_tax) ACS peers for Campbell County (PAR · MID), replacing the old fixed Keep exploring strip.
PAR MID
Portsmouth city, VA
ABS(median_tax) peer · $2,557/yr (near-tied bill ABS $1); rate 1.04% vs Campbell County 1.01%.
Umatilla County, OR
ABS(median_tax) peer · $2,557/yr (near-tied bill ABS $1); rate 0.90% vs Campbell County 1.01%.
Weber County, UT
ABS(median_tax) peer · $2,557/yr (near-tied bill ABS $1); rate 0.60% vs Campbell County 1.01%.
Douglas County, IL
ABS(median_tax) peer · $2,554/yr (near-tied bill ABS $2); rate 1.70% vs Campbell County 1.01%.
Kentucky county set
State ACS overview for every published Kentucky county rate and median bill.
Assessment cycle basics
Campbell County stamps PAR · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Campbell County (PAR · MID) - ACS medians, not a parcel bill.