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Kentucky · County property tax · ACS 2024

Boyd County Property Taxes

The median homeowner in Boyd County pays $1,156 a year, an effective rate of 0.88%, well below the U.S. average.

$1,156
Median tax / yr
0.88%
Effective rate
-42%
vs U.S. average
#10 of 120
rank in KY

The verdict

Homeowners in Boyd County pay a median $1,156 a year in property tax, an effective rate of 0.88%, more affordable than 44% of U.S. counties.

$1,156
Median annual tax bill, 2024
0.88%
Effective rate on median home
#1749 of 3135
U.S. counties by tax burden
-42%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($130,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Kentucky. Owner-occupied homes: 13,549.

The median annual property tax in Boyd County is $1,156, which is 25% lower than the Kentucky state average and 42% below the national average. The effective tax rate is 0.88% on a median home value of $130,700. Property taxes represent 1.9% of the median household income in this county.

What This Data Tells Us About Boyd County

Homeowners in Boyd County pay a median annual property tax of $1,156, well below the national median and well below the Kentucky state median. On a $130,700 median home, that works out to an effective rate of 0.88% once the local assessment base and millage are combined.

Property taxes in Boyd County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $61,118 median household income. Since 2023, the published ACS median estimate has eased 6.2%, from $1,233 to $1,156. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Boyd County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$1,156
-25% vs State -42% vs US
Median Home Value
$130,700
-36% vs State -43% vs US
Effective Tax Rate
0.88%
+17% vs State -4% vs US

With vs Without Mortgage

With Mortgage
$1,366
$114/mo
Without Mortgage
$847
$71/mo

Mortgaged homeowners in Boyd County pay more than double the bill of those without one (+61%), the widest kind of value gap this dataset tracks.

How Boyd County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Boyd County 0.88%
Kentucky average 0.75%
U.S. average 0.92%

Boyd County's effective rate is higher than 92% of the 120 counties in Kentucky - ranking #10 of 120 for property tax burden.

Where Boyd County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.88% more affordable than 44% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). Below this entry. 0.75%–1.00%: 614 U.S. counties (20%). This entry sits in this band. 1.00%–1.25%: 452 U.S. counties (14%). Above this entry. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Boyd County vs Benchmarks

Metric Boyd County Kentucky Avg U.S. Avg
Median Annual Tax $1,156 $1,544 $1,993
Effective Tax Rate 0.88% 0.75% 0.92%
Median Home Value $130,700 $205,600 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Boyd County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Kentucky.

Property Tax History

$1,100$1,150$1,200$1,250 20202021202220232024 $1,156
Median annual property tax in Boyd County, 2020–2024 (ACS). Up +3% over the period.
Year Median Tax Effective Rate
2024 $1,156 -6.2% 0.88%
2023 $1,233 -0.1% 0.98%
2022 $1,234 +8.5% 0.96%
2021 $1,137 +1.6% 1.02%
2020 $1,119 1.02%

Tax Burden

Tax-to-Income Ratio
1.9%
of median household income
Median Income
$61,118
per year
Monthly Tax
$96
per month

Tax Affordability Score

7.3
Affordable

An effective rate modestly below the national average of 0.92% puts Boyd County in the "Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Boyd County or any other county.

Other Counties in Kentucky

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Frequently Asked Questions

What is the average property tax in Boyd County, Kentucky?
The median annual property tax in Boyd County is $1,156, an effective rate of 0.88% on a $130,700 median home (Census ACS, 2024).
How does Boyd County property tax compare to the national average?
Property taxes in Boyd County run well below the national median of $1,993, an effective rate of 0.88% versus 0.92% nationally.
What percentage of income goes to property taxes in Boyd County?
Property taxes in Boyd County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $61,118 median household income.
Are property taxes increasing in Boyd County?
Since 2023, property taxes in Boyd County have eased 6.2%, from $1,233 to $1,156.

What this means in Boyd County

How to use Boyd County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Boyd County's 0.88% effective rate, a $130,700 home implies about $1,156/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Boyd County ranks #10 of 120 counties in Kentucky by effective rate, compare it against the rest of the state before you judge your bill. Kentucky overview
  • If your assessed value looks high relative to Boyd County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($130,700); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Boyd County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-06-09.