Kentucky · County property tax · ACS 2024
Boyd County Property Taxes
The median homeowner in Boyd County pays $1,156 a year, an effective rate of 0.88%, well below the U.S. average.
- $1,156
- Median tax / yr · Below-median bill
- 0.88%
- Effective rate · Above-median rate
- -42%
- vs U.S. average
- #10 of 120
- rank in KY
The verdict
Homeowners in Boyd County pay a median $1,156 a year in property tax, an effective rate of 0.88%, more affordable than 44% of U.S. counties (Census ACS 2024).
- $1,156
- Median annual tax bill, 2024
- 0.88%
- Effective rate on median home
- #1749 of 3135
- U.S. counties by tax burden
- -42%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($130,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Kentucky. Population: 47,911. Owner-occupied homes: 13,549.
The median annual property tax in Boyd County is $1,156, which is 25% lower than the Kentucky state average and 42% below the national average. The effective tax rate is 0.88% on a median home value of $130,700. Property taxes represent 1.9% of the median household income in this county.
Boyd County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Boyd County's 0.88% effective rate sits near the middle of 3,135 tracked counties (more affordable than 44%).
Decision signal 2
Low among Kentucky counties by effective rate
Boyd County ranks #10 of 120 counties in Kentucky by effective rate (92% of in-state counties pay a lower rate).
Decision signal 3
The bill sits well below the national median
Homeowners in Boyd County pay a median annual property tax of $1,156, well below the national median and well below the Kentucky state median. On a $130,700 median home, that works out to an effective rate of 0.88% once the local assessment base and millage are combined.
Decision signal 4
Income carries a light tax share
Property taxes in Boyd County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $61,118 median household income.
Informational notice
Figures describe the median homeowner household in Boyd County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Boyd County's effective rate fell 13.1% across the 4-year span while its median home value rose 18.8%, leaving the median bill 3.3% higher at $1,156. That rate move is larger than the one in 54% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Very little moved here between 2020 and 2024: the typical bill went from $1,119 to $1,156, a change of 3%. The comparison describes county-level medians only; individual assessments and bills can differ.
The largest reported group here falls at the bottom of the national range: 4,244 of 13,549 owner-occupied homes (31.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Earnings are below the national midpoint while the rate is above it, and the median bill equals 1.9% of median household income. The gap between those two positions is the whole story on this page.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Boyd County Homeowners Actually Pay
The single largest group of Boyd County homeowners, 4,244 of 13,549 owner-occupied homes (31.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 31.3% (4,244)
- $800 to $1,499 28.5% (3,860)
- $1,500 to $1,999 11.1% (1,501)
- $2,000 to $2,999 11.7% (1,589)
- $3,000 or more 9.7% (1,318)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,037 homes here (7.7%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Boyd County pay more than double the bill of those without one (+61%), the widest kind of value gap this dataset tracks.
Boyd County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Boyd County's effective rate is higher than 92% of the 120 counties in Kentucky - ranking #10 of 120.
Where Boyd County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.88% more affordable than 44% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A high rate, a smaller bill
Boyd County taxes property at 0.88%, about 17% above the Kentucky average, yet its median bill of $1,156 lands roughly 25% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.
Boyd County vs Benchmarks
| Metric | Boyd County | Kentucky Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 1.9% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Boyd County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.
Boyd County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,156 -6.2% | 0.88% |
| 2023 | $1,233 -0.1% | 0.98% |
| 2022 | $1,234 +8.5% | 0.96% |
| 2021 | $1,137 +1.6% | 1.02% |
| 2020 | $1,119 | 1.02% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Boyd County: tax takes only 1.9% of income
Counties near Boyd County's effective rate
On effective rate, Boyd County sits nearest Vigo County (IN), Hamilton County (IN), Fulton County (GA).
On published median-tax change, the nearest matches are Irion County (TX), Accomack County (VA), Musselshell County (MT).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Boyd County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 580 of 19,270 returns from Boyd County reported real estate taxes, averaging $3,902 - 38% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Kentucky
Boyd County rate FAQs
- How does Boyd County property tax compare to the national average?
- Property taxes in Boyd County run well below the national median of $1,993, an effective rate of 0.88% versus 0.92% nationally.
- What is the average property tax in Boyd County, Kentucky?
- The median annual property tax in Boyd County is $1,156, an effective rate of 0.88% on a $130,700 median home (Census ACS, 2024).
- What is the tax affordability score for Boyd County?
- Boyd County, Kentucky scores C (58/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A- (2.14×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Boyd County?
- Property taxes in Boyd County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $61,118 median household income.
- Are property taxes increasing in Boyd County?
- The ACS median property-tax bill for Boyd County ticked up 3.3% between the 2020 and 2024 5-year releases, from $1,119 to $1,156, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Boyd County's UNDER rate
Boyd County's $1,156 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.9% of Boyd County's $61,118 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Boyd County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.88%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,156/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Boyd County
Nearest ABS(median_tax) ACS peers for Boyd County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Koochiching County, MN
ABS(median_tax) peer · tied with Boyd County at $1,156/yr; rate 0.74% vs Boyd County 0.88%.
Lemhi County, ID
ABS(median_tax) peer · tied with Boyd County at $1,156/yr; rate 0.35% vs Boyd County 0.88%.
Marion County, KY
ABS(median_tax) peer · $1,157/yr (near-tied bill ABS $1); rate 0.69% vs Boyd County 0.88%.
Mineral County, NV
ABS(median_tax) peer · $1,157/yr (near-tied bill ABS $1); rate 0.74% vs Boyd County 0.88%.
Kentucky county set
State ACS overview for every published Kentucky county rate and median bill.
Assessment cycle basics
Boyd County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Boyd County (UNDER · LIGHT) - ACS medians, not a parcel bill.