Michigan · County property tax · ACS 2024
Luce County Property Taxes
The median homeowner in Luce County pays $1,097 a year, an effective rate of 0.98%, well below the U.S. average.
- $1,097
- Median tax / yr · Below-median bill
- 0.98%
- Effective rate · Above-median rate
- -45%
- vs U.S. average
- #62 of 83
- rank in MI
The verdict
Homeowners in Luce County pay a median $1,097 a year in property tax, an effective rate of 0.98%, more affordable than 37% of U.S. counties (Census ACS 2024).
- $1,097
- Median annual tax bill, 2024
- 0.98%
- Effective rate on median home
- #1972 of 3135
- U.S. counties by tax burden
- -45%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($112,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Michigan. Population: 6,271. Owner-occupied homes: 2,027.
The median annual property tax in Luce County is $1,097, which is 62% lower than the Michigan state average and 45% below the national average. The effective tax rate is 0.98% on a median home value of $112,000. Property taxes represent 2.0% of the median household income in this county.
Luce County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Luce County's 0.98% effective rate sits near the middle of 3,135 tracked counties (more affordable than 37%).
Decision signal 2
The bill sits well below the national median
Homeowners in Luce County pay a median annual property tax of $1,097, well below the national median and far below the Michigan state median. On a $112,000 median home, that works out to an effective rate of 0.98% once the local assessment base and millage are combined.
Decision signal 3
High among Michigan counties by effective rate
Luce County ranks #62 of 83 counties in Michigan by effective rate (25% of in-state counties pay a lower rate).
Decision signal 4
Income carries a light tax share
Property taxes in Luce County run a bit below the commonly cited 2%-4% national benchmark, at about 2.0% of the $54,893 median household income.
Informational notice
Figures describe the median homeowner household in Luce County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 10.4% down between 2020 and 2024, a smaller shift than in 58% of U.S. counties. With the median home value rose 15.2%, the median bill rose 3.2% to $1,097: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Very little moved here between 2020 and 2024: the typical bill went from $1,063 to $1,097, a change of 3%. The comparison describes county-level medians only; individual assessments and bills can differ.
The fullest band here is the $800 to $1,499 range, holding 826 of 2,027 owner-occupied homes (40.7%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
This county earns in the bottom quarter of the country and taxes above the median rate, so the median bill absorbs 2.0% of median household income. The rate alone understates that; it is the pairing that matters.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Luce County Homeowners Actually Pay
The single largest group of Luce County homeowners, 826 of 2,027 owner-occupied homes (40.7%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 24.9% (505)
- $800 to $1,499 40.7% (826)
- $1,500 to $1,999 10.4% (210)
- $2,000 to $2,999 10.4% (210)
- $3,000 or more 5.8% (118)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
158 homes here (7.8%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Luce County pay about the same bill, a 8% gap.
Luce County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Luce County's effective rate is higher than 25% of the 83 counties in Michigan - ranking #62 of 83.
Where Luce County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.98% more affordable than 37% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Below Michigan on both measures
Luce County's effective rate runs 22% under the Michigan median and its bill 62% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $1,097 median bill reflects a genuinely lighter charge than the Michigan norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Luce County vs Benchmarks
| Metric | Luce County | Michigan Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Luce County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Michigan counties.
Luce County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,097 -2.1% | 0.98% |
| 2023 | $1,121 +7.0% | 1.02% |
| 2022 | $1,048 +4.7% | 1.00% |
| 2021 | $1,001 -5.8% | 1.13% |
| 2020 | $1,063 | 1.09% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Luce County: tax takes only 2.0% of income
Counties near Luce County's effective rate
On effective rate, Luce County sits nearest Kenton County (KY), O'Brien County (IA), Macon County (GA).
On published median-tax change, the nearest matches are Musselshell County (MT), Irion County (TX), Boyd County (KY).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Luce County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 40 of 2,520 returns from Luce County reported real estate taxes, averaging $2,775 - 50% of those reporters sat in the $25-50k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Michigan
Luce County rate FAQs
- How does Luce County property tax compare to the national average?
- Property taxes in Luce County run well below the national median of $1,993, an effective rate of 0.98% versus 0.92% nationally.
- What is the average property tax in Luce County, Michigan?
- The median annual property tax in Luce County is $1,097, an effective rate of 0.98% on a $112,000 median home (Census ACS, 2024).
- What is the tax affordability score for Luce County?
- Luce County, Michigan scores C+ (63/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A (2.04×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Luce County?
- Property taxes in Luce County run a bit below the commonly cited 2%-4% national benchmark, at about 2.0% of the $54,893 median household income.
- Are property taxes increasing in Luce County?
- The ACS median property-tax bill for Luce County ticked up 3.2% between the 2020 and 2024 5-year releases, from $1,063 to $1,097, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Luce County's UNDER rate
Luce County's $1,097 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 2.0% of Luce County's $54,893 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Luce County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.98%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,097/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Luce County
Nearest ABS(median_tax) ACS peers for Luce County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Pottawatomie County, OK
ABS(median_tax) peer · tied with Luce County at $1,097/yr; rate 0.66% vs Luce County 0.98%.
Eddy County, NM
ABS(median_tax) peer · $1,095/yr (near-tied bill ABS $2); rate 0.52% vs Luce County 0.98%.
Clinch County, GA
ABS(median_tax) peer · $1,101/yr (near-tied bill ABS $4); rate 1.30% vs Luce County 0.98%.
Jeff Davis County, GA
ABS(median_tax) peer · $1,093/yr (near-tied bill ABS $4); rate 0.92% vs Luce County 0.98%.
Michigan county set
State ACS overview for every published Michigan county rate and median bill.
Assessment cycle basics
Luce County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Luce County (UNDER · LIGHT) - ACS medians, not a parcel bill.