Kentucky · County property tax · ACS 2024
Hart County Property Taxes
The median homeowner in Hart County pays $965 a year, an effective rate of 0.66%, far below the U.S. average.
- $965
- Median tax / yr · Low bill
- 0.66%
- Effective rate · Below-median rate
- -52%
- vs U.S. average
- #75 of 120
- rank in KY
The verdict
Homeowners in Hart County pay a median $965 a year in property tax, an effective rate of 0.66%, more affordable than 64% of U.S. counties (Census ACS 2024).
- $965
- Median annual tax bill, 2024
- 0.66%
- Effective rate on median home
- #1116 of 3135
- U.S. counties by tax burden
- -52%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($146,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Kentucky. Population: 19,603. Owner-occupied homes: 5,343.
The median annual property tax in Hart County is $965, which is 37% lower than the Kentucky state average and 52% below the national average. The effective tax rate is 0.66% on a median home value of $146,000. Property taxes represent 1.8% of the median household income in this county.
Hart County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Hart County's 0.66% effective rate sits near the middle of 3,135 tracked counties (more affordable than 64%).
Decision signal 2
The bill sits well below the national median
Homeowners in Hart County pay a median annual property tax of $965, far below the national median and well below the Kentucky state median. On a $146,000 median home, that works out to an effective rate of 0.66% once the local assessment base and millage are combined.
Decision signal 3
Income carries a light tax share
Property taxes in Hart County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $52,285 median household income.
Decision signal 4
Near the middle of Kentucky counties by effective rate
Hart County ranks #75 of 120 counties in Kentucky by effective rate (38% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Hart County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Hart County rose 57.0%, from $93,000 to $146,000. The effective rate fell 17.9% over the same span, a steeper move than in 76% of U.S. counties.
The median bill still rose 28.8%, to $965. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 29% from $749 to $965. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 1,994 of 5,343 owner-occupied homes (37.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 1.8% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Hart County Homeowners Actually Pay
The single largest group of Hart County homeowners, 1,994 of 5,343 owner-occupied homes (37.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 37.3% (1,994)
- $800 to $1,499 25.1% (1,341)
- $1,500 to $1,999 9.0% (482)
- $2,000 to $2,999 12.6% (671)
- $3,000 or more 9.3% (496)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
359 homes here (6.7%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Hart County pay more than double the bill of those without one (+82%), the widest kind of value gap this dataset tracks.
Hart County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Hart County's effective rate is higher than 38% of the 120 counties in Kentucky - ranking #75 of 120.
Where Hart County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.66% Among the most affordable more affordable than 64% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Hart County moved from $749 in the 2020 release to $965 in 2024, a change of about 29%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Hart County vs Benchmarks
| Metric | Hart County | Kentucky Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Low bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 1.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Hart County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.
Hart County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $965 +3.2% | 0.66% |
| 2023 | $935 +9.2% | 0.75% |
| 2022 | $856 +11.7% | 0.74% |
| 2021 | $766 +2.3% | 0.78% |
| 2020 | $749 | 0.81% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Hart County: tax takes only 1.8% of income
Counties near Hart County's effective rate
On effective rate, Hart County sits nearest Shelby County (IN), Owen County (IN), Marshall County (IN).
On published median-tax change, the nearest matches are DeSoto County (FL), Goochland County (VA), Macon County (AL).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Hart County: only 1% of returns show Schedule A real-estate tax
Tax year 2022: 110 of 7,700 returns from Hart County reported real estate taxes, averaging $2,336 - 45% of those reporters sat in the $50-75k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Kentucky
Hart County rate FAQs
- How does Hart County property tax compare to the national average?
- Property taxes in Hart County run far below the national median of $1,993, an effective rate of 0.66% versus 0.92% nationally.
- What is the average property tax in Hart County, Kentucky?
- The median annual property tax in Hart County is $965, an effective rate of 0.66% on a $146,000 median home (Census ACS, 2024).
- What is the tax affordability score for Hart County?
- Hart County, Kentucky scores C+ (63/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at B+ ($965/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Hart County?
- The ACS median property-tax bill for Hart County jumped 28.8% between the 2020 and 2024 5-year releases, from $749 to $965, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Hart County?
- Property taxes in Hart County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $52,285 median household income.
What to do with Hart County's QUIET rate
Hart County's $965 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.8% of Hart County's $52,285 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Hart County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.66%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $965/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Hart County
Nearest ABS(median_tax) ACS peers for Hart County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Madison County, FL
ABS(median_tax) peer · tied with Hart County at $965/yr; rate 0.83% vs Hart County 0.66%.
Ward County, TX
ABS(median_tax) peer · tied with Hart County at $965/yr; rate 0.64% vs Hart County 0.66%.
Greenwood County, SC
ABS(median_tax) peer · $964/yr (near-tied bill ABS $1); rate 0.53% vs Hart County 0.66%.
Jones County, NC
ABS(median_tax) peer · $964/yr (near-tied bill ABS $1); rate 0.74% vs Hart County 0.66%.
Kentucky county set
State ACS overview for every published Kentucky county rate and median bill.
Assessment cycle basics
Hart County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Hart County (QUIET · LIGHT) - ACS medians, not a parcel bill.