Kentucky · County property tax · ACS 2024
Pendleton County Property Taxes
The median homeowner in Pendleton County pays $1,275 a year, an effective rate of 0.80%, well below the U.S. average.
- $1,275
- Median tax / yr · Below-median bill
- 0.80%
- Effective rate · Below-median rate
- -36%
- vs U.S. average
- #26 of 120
- rank in KY
The verdict
Homeowners in Pendleton County pay a median $1,275 a year in property tax, an effective rate of 0.80%, more affordable than 50% of U.S. counties (Census ACS 2024).
- $1,275
- Median annual tax bill, 2024
- 0.80%
- Effective rate on median home
- #1567 of 3135
- U.S. counties by tax burden
- -36%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($159,800). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Kentucky. Population: 14,723. Owner-occupied homes: 4,063.
The median annual property tax in Pendleton County is $1,275, which is 17% lower than the Kentucky state average and 36% below the national average. The effective tax rate is 0.80% on a median home value of $159,800. Property taxes represent 2.0% of the median household income in this county.
Pendleton County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Pendleton County's 0.80% effective rate sits near the middle of 3,135 tracked counties (more affordable than 50%).
Decision signal 2
The bill sits well below the national median
Homeowners in Pendleton County pay a median annual property tax of $1,275, well below the national median and notably lower than the Kentucky state median. On a $159,800 median home, that works out to an effective rate of 0.80% once the local assessment base and millage are combined.
Decision signal 3
Low among Kentucky counties by effective rate
Pendleton County ranks #26 of 120 counties in Kentucky by effective rate (78% of in-state counties pay a lower rate).
Decision signal 4
Income carries a light tax share
Property taxes in Pendleton County run a bit below the commonly cited 2%-4% national benchmark, at about 2.0% of the $64,669 median household income.
Informational notice
Figures describe the median homeowner household in Pendleton County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Pendleton County rose 22.8%, from $130,100 to $159,800. The effective rate fell 18.3% over the same span, a steeper move than in 77% of U.S. counties.
The median bill still rose 0.4%, to $1,275. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Very little moved here between 2020 and 2024: the typical bill went from $1,270 to $1,275, a change of 0%. The comparison describes county-level medians only; individual assessments and bills can differ.
The fullest band here is the $800 to $1,499 range, holding 1,158 of 4,063 owner-occupied homes (28.5%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Both figures cluster near the middle of the national range, and the median bill comes to 2.0% of median household income. Counties like this are the reason a national average exists at all, and also the reason it explains so little.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Pendleton County Homeowners Actually Pay
The single largest group of Pendleton County homeowners, 1,158 of 4,063 owner-occupied homes (28.5%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 27.8% (1,130)
- $800 to $1,499 28.5% (1,158)
- $1,500 to $1,999 13.9% (564)
- $2,000 to $2,999 16.0% (650)
- $3,000 or more 6.5% (263)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
298 homes here (7.3%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Pendleton County pay a substantially higher bill, 54% more, pointing to a wide home-value gap between the two groups.
Pendleton County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Pendleton County's effective rate is higher than 78% of the 120 counties in Kentucky - ranking #26 of 120.
Where Pendleton County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.80% more affordable than 50% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Same rate as Kentucky, a smaller bill
The effective rate here sits within 7% of the Kentucky median, yet the median bill runs 17% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $1,275 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.
Pendleton County vs Benchmarks
| Metric | Pendleton County | Kentucky Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Pendleton County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.
Pendleton County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,275 +2.3% | 0.80% |
| 2023 | $1,246 +1.6% | 0.77% |
| 2022 | $1,226 -1.0% | 0.81% |
| 2021 | $1,239 -2.4% | 0.92% |
| 2020 | $1,270 | 0.98% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Pendleton County: tax takes only 2.0% of income
Counties near Pendleton County's effective rate
On effective rate, Pendleton County sits nearest Vanderburgh County (IN), Paulding County (GA), McIntosh County (GA).
On published median-tax change, the nearest matches are Iron County (WI), Ellsworth County (KS), Catron County (NM).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Pendleton County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 180 of 6,500 returns from Pendleton County reported real estate taxes, averaging $3,017 - 44% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Kentucky
Pendleton County rate FAQs
- What is the average property tax in Pendleton County, Kentucky?
- The median annual property tax in Pendleton County is $1,275, an effective rate of 0.80% on a $159,800 median home (Census ACS, 2024).
- How does Pendleton County property tax compare to the national average?
- Property taxes in Pendleton County run well below the national median of $1,993, an effective rate of 0.80% versus 0.92% nationally.
- What is the tax affordability score for Pendleton County?
- Pendleton County, Kentucky scores C (57/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at B (2.47×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Pendleton County?
- Property taxes in Pendleton County run a bit below the commonly cited 2%-4% national benchmark, at about 2.0% of the $64,669 median household income.
- Are property taxes increasing in Pendleton County?
- The ACS median property-tax bill for Pendleton County held roughly steady, up 0.4% between the 2020 and 2024 5-year releases, from $1,270 to $1,275, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Pendleton County's UNDER rate
Pendleton County's $1,275 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 2.0% of Pendleton County's $64,669 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Pendleton County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.80%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,275/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Pendleton County
Nearest ABS(median_tax) ACS peers for Pendleton County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Adair County, MO
ABS(median_tax) peer · $1,276/yr (near-tied bill ABS $1); rate 0.77% vs Pendleton County 0.80%.
Baldwin County, GA
ABS(median_tax) peer · $1,276/yr (near-tied bill ABS $1); rate 0.70% vs Pendleton County 0.80%.
Spartanburg County, SC
ABS(median_tax) peer · $1,274/yr (near-tied bill ABS $1); rate 0.55% vs Pendleton County 0.80%.
Glascock County, GA
ABS(median_tax) peer · $1,273/yr (near-tied bill ABS $2); rate 1.03% vs Pendleton County 0.80%.
Kentucky county set
State ACS overview for every published Kentucky county rate and median bill.
Assessment cycle basics
Pendleton County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Pendleton County (UNDER · LIGHT) - ACS medians, not a parcel bill.