New Mexico · County property tax · ACS 2024
Cibola County Property Taxes
The median homeowner in Cibola County pays $1,003 a year, an effective rate of 0.80%, far below the U.S. average.
- $1,003
- Median tax / yr · Low bill
- 0.80%
- Effective rate · Below-median rate
- -50%
- vs U.S. average
- #3 of 33
- rank in NM
The verdict
Homeowners in Cibola County pay a median $1,003 a year in property tax, an effective rate of 0.80%, more affordable than 50% of U.S. counties (Census ACS 2024).
- $1,003
- Median annual tax bill, 2024
- 0.80%
- Effective rate on median home
- #1567 of 3135
- U.S. counties by tax burden
- -50%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($125,400). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for New Mexico. Population: 26,845. Owner-occupied homes: 6,470.
The median annual property tax in Cibola County is $1,003, which is 42% lower than the New Mexico state average and 50% below the national average. The effective tax rate is 0.80% on a median home value of $125,400. Property taxes represent 2.0% of the median household income in this county.
Why Cibola County's ACS bill runs light vs the U.S.
Primary signal
The bill sits well below the national median
Homeowners in Cibola County pay a median annual property tax of $1,003, far below the national median and well below the New Mexico state median. On a $125,400 median home, that works out to an effective rate of 0.80% once the local assessment base and millage are combined.
Decision signal 2
Low among New Mexico counties by effective rate
Cibola County ranks #3 of 33 counties in New Mexico by effective rate (91% of in-state counties pay a lower rate).
Decision signal 3
Income carries a light tax share
Property taxes in Cibola County run a bit below the commonly cited 2%-4% national benchmark, at about 2.0% of the $50,759 median household income.
Decision signal 4
The latest release moved the bill up
Since 2023, the published ACS median estimate has ticked up 2.0%, from $983 to $1,003. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Decision signal 5
The effective rate sits near the national middle
Cibola County's 0.80% effective rate sits near the middle of 3,135 tracked counties (more affordable than 50%).
Informational notice
Figures describe the median homeowner household in Cibola County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 56% from $641 to $1,003. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest single group of owner-occupied homes in this county reports no real estate tax at all: 2,398 of 6,470 homes (37.1%). When that group leads, the county median does not describe the most common reported amount.
Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 2.0% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Cibola County Homeowners Actually Pay
Most Cibola County homeowners are not billed at all: 2,398 of 6,470 owner-occupied homes (37.1%) report no real estate tax. A median bill describes only the minority who pay one.
- Less than $800 28.0% (1,811)
- $800 to $1,499 19.2% (1,243)
- $1,500 to $1,999 8.0% (518)
- $2,000 to $2,999 5.7% (367)
- $3,000 or more 2.1% (133)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
2,398 homes here (37.1%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of Cibola County homeowners. Exemptions are set by state: how New Mexico handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Cibola County pay a substantially higher bill, 40% more, pointing to a wide home-value gap between the two groups.
Cibola County's bill vs state & U.S. medians
Median annual bill bars around Cibola County's LIGHT ACS 2024 figure.
Cibola County's median bill is 42% below the New Mexico median and 50% below the U.S. median.
What changed since 2020
The median bill in Cibola County moved from $641 in the 2020 release to $1,003 in 2024, a change of about 56%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Cibola County vs Benchmarks
| Metric | Cibola County | New Mexico Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Low bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Cibola County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · New Mexico counties.
Cibola County bill trail · LIGHT
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,003 +2.0% | 0.80% |
| 2023 | $983 +28.0% | 0.82% |
| 2022 | $768 +20.4% | 0.75% |
| 2021 | $638 -0.5% | 0.74% |
| 2020 | $641 | 0.72% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Cibola County: tax takes only 2.0% of income
Counties near Cibola County's median bill
On effective rate, Cibola County sits nearest Dundy County (NE), Pondera County (MT), Ray County (MO).
On published median-tax change, the nearest matches are Wasatch County (UT), Morgan County (CO), Leon County (TX).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Cibola County: only 1% of returns show Schedule A real-estate tax
Tax year 2022: 100 of 10,100 returns from Cibola County reported real estate taxes, averaging $2,380 - 50% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in New Mexico
Cibola County bill FAQs
- How does Cibola County property tax compare to the national average?
- Property taxes in Cibola County run far below the national median of $1,993, an effective rate of 0.80% versus 0.92% nationally.
- Are property taxes increasing in Cibola County?
- The ACS median property-tax bill for Cibola County is recorded at $1,003 in the 2024 5-year release against $641 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 6,470 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What percentage of income goes to property taxes in Cibola County?
- Property taxes in Cibola County run a bit below the commonly cited 2%-4% national benchmark, at about 2.0% of the $50,759 median household income.
- What is the average property tax in Cibola County, New Mexico?
- The median annual property tax in Cibola County is $1,003, an effective rate of 0.80% on a $125,400 median home (Census ACS, 2024).
- What is the tax affordability score for Cibola County?
- Cibola County, New Mexico scores C+ (62/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at B+ ($1,003/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What to do with Cibola County's LIGHT bill
Cibola County's $1,003 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 2.0% of Cibola County's $50,759 median household income goes to the property-tax bill.
Nationwide peers by median bill (then rate)
Bill-first peers for Cibola County's LIGHT median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.80%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,003/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Cibola County
Nearest ABS(median_tax) ACS peers for Cibola County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Yuma County, CO
ABS(median_tax) peer · tied with Cibola County at $1,003/yr; rate 0.47% vs Cibola County 0.80%.
Wilkes County, NC
ABS(median_tax) peer · $1,002/yr (near-tied bill ABS $1); rate 0.59% vs Cibola County 0.80%.
Hardin County, IL
ABS(median_tax) peer · $1,001/yr (near-tied bill ABS $2); rate 0.96% vs Cibola County 0.80%.
Alleghany County, VA
ABS(median_tax) peer · $1,000/yr (near-tied bill ABS $3); rate 0.79% vs Cibola County 0.80%.
New Mexico county set
State ACS overview for every published New Mexico county rate and median bill.
Assessment cycle basics
Cibola County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cibola County (UNDER · LIGHT) - ACS medians, not a parcel bill.