Charlottesville city, Virginia Property Taxes
Census Bureau ACS property tax data for Virginia. Population: 8,614.
The median annual property tax in Charlottesville city is $3,649, which is 86% higher than the Virginia state average and 90% above the national average. The effective tax rate is 0.81% on a median home value of $448,400. Property taxes represent 5.2% of the median household income in this county.
Median Annual Tax
$3,649
+86% vs State
+90% vs US
Median Home Value
$448,400
+61% vs State
+112% vs US
Effective Tax Rate
0.81%
+21% vs State
-15% vs US
With vs Without Mortgage
With Mortgage
$3,685
$307/mo
Without Mortgage
$3,585
$299/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $3,649 +8.1% | 0.81% |
| 2022 | $3,376 +13.4% | 0.85% |
| 2021 | $2,977 +7.3% | 0.84% |
| 2020 | $2,775 +7.9% | 0.84% |
| 2019 | $2,571 | 0.86% |
Tax Burden
Tax-to-Income Ratio
5.2%
of median household income
Median Income
$69,829
per year
Monthly Tax
$304
per month
Other Counties in Virginia
Emporia city
Tax: $990/yr Rate: 0.76%
Spotsylvania County
Tax: $2,263/yr Rate: 0.60%
Wise County
Tax: $658/yr Rate: 0.56%
Albemarle County
Tax: $3,482/yr Rate: 0.74%
Staunton city
Tax: $1,696/yr Rate: 0.71%
Waynesboro city
Tax: $1,578/yr Rate: 0.67%
Frequently Asked Questions
What is the average property tax in Charlottesville city, Virginia? ▼
The median annual property tax in Charlottesville city is $3,649 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.81% on a median home value of $448,400.
How does Charlottesville city property tax compare to the national average? ▼
Property taxes in Charlottesville city are 90% above the national average of $1,923. The effective rate of 0.81% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Charlottesville city? ▼
In Charlottesville city, homeowners with a mortgage pay a median of $3,685 in annual property taxes, while homeowners without a mortgage pay $3,585. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Charlottesville city? ▼
Property taxes in Charlottesville city represent approximately 5.2% of the median household income of $69,829. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.