Kentucky · County property tax · ACS 2024
Gallatin County Property Taxes
The median homeowner in Gallatin County pays $1,476 a year, an effective rate of 0.83%, well below the U.S. average.
- $1,476
- Median tax / yr · Below-median bill
- 0.83%
- Effective rate · Above-median rate
- -26%
- vs U.S. average
- #19 of 120
- rank in KY
The verdict
Homeowners in Gallatin County pay a median $1,476 a year in property tax, an effective rate of 0.83%, more affordable than 48% of U.S. counties (Census ACS 2024).
- $1,476
- Median annual tax bill, 2024
- 0.83%
- Effective rate on median home
- #1639 of 3135
- U.S. counties by tax burden
- -26%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($178,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Kentucky. Population: 8,769. Owner-occupied homes: 2,451.
The median annual property tax in Gallatin County is $1,476, which is 4% lower than the Kentucky state average and 26% below the national average. The effective tax rate is 0.83% on a median home value of $178,200. Property taxes represent 2.3% of the median household income in this county.
Gallatin County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Gallatin County's 0.83% effective rate sits near the middle of 3,135 tracked counties (more affordable than 48%).
Decision signal 2
Low among Kentucky counties by effective rate
Gallatin County ranks #19 of 120 counties in Kentucky by effective rate (84% of in-state counties pay a lower rate).
Decision signal 3
The bill sits well below the national median
Homeowners in Gallatin County pay a median annual property tax of $1,476, well below the national median and modestly below the Kentucky state median. On a $178,200 median home, that works out to an effective rate of 0.83% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Gallatin County run within the commonly cited 2%-4% national benchmark, at about 2.3% of the $63,346 median household income.
Informational notice
Figures describe the median homeowner household in Gallatin County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 10.0% down between 2020 and 2024, a smaller shift than in 60% of U.S. counties. With the median home value rose 31.9%, the median bill rose 18.7% to $1,476: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,243 to $1,476, a gain of 19%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The fullest band here is the $800 to $1,499 range, holding 658 of 2,451 owner-occupied homes (26.8%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Earnings are below the national midpoint while the rate is above it, and the median bill equals 2.3% of median household income. The gap between those two positions is the whole story on this page.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Gallatin County Homeowners Actually Pay
The single largest group of Gallatin County homeowners, 658 of 2,451 owner-occupied homes (26.8%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 21.9% (537)
- $800 to $1,499 26.8% (658)
- $1,500 to $1,999 18.5% (453)
- $2,000 to $2,999 12.9% (316)
- $3,000 or more 15.3% (376)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
111 homes here (4.5%) report no real estate tax at all. Exemptions are set by state: how Kentucky handles assessments and appeals.
With vs Without Mortgage
In Gallatin County, mortgaged homeowners pay 22% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Gallatin County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Gallatin County's effective rate is higher than 84% of the 120 counties in Kentucky - ranking #19 of 120.
Where Gallatin County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.83% more affordable than 48% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Gallatin County vs Benchmarks
| Metric | Gallatin County | Kentucky Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.3% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Gallatin County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Kentucky counties.
Gallatin County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,476 +7.9% | 0.83% |
| 2023 | $1,368 +2.8% | 0.81% |
| 2022 | $1,331 +8.0% | 0.86% |
| 2021 | $1,232 -0.9% | 0.89% |
| 2020 | $1,243 | 0.92% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Gallatin County: tax-to-income at 2.3%
Counties near Gallatin County's effective rate
On effective rate, Gallatin County sits nearest Porter County (IN), Pierce County (GA), Houston County (GA).
On published median-tax change, the nearest matches are Monongalia County (WV), Ralls County (MO), Eaton County (MI).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Gallatin County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 90 of 3,770 returns from Gallatin County reported real estate taxes, averaging $2,778 - 56% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Kentucky
Gallatin County rate FAQs
- What is the average property tax in Gallatin County, Kentucky?
- The median annual property tax in Gallatin County is $1,476, an effective rate of 0.83% on a $178,200 median home (Census ACS, 2024).
- What is the tax affordability score for Gallatin County?
- Gallatin County, Kentucky scores C- (53/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at C ($1,476/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Gallatin County property tax compare to the national average?
- Property taxes in Gallatin County run well below the national median of $1,993, an effective rate of 0.83% versus 0.92% nationally.
- Are property taxes increasing in Gallatin County?
- The ACS median property-tax bill for Gallatin County climbed 18.7% between the 2020 and 2024 5-year releases, from $1,243 to $1,476, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Gallatin County?
- Property taxes in Gallatin County run within the commonly cited 2%-4% national benchmark, at about 2.3% of the $63,346 median household income.
What to do with Gallatin County's UNDER rate
Gallatin County's $1,476 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Gallatin County ranks #19 of 120 Kentucky counties by effective rate - on the higher-burden half of the state ACS set. Kentucky overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Gallatin County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.83%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,476/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Gallatin County
Nearest ABS(median_tax) ACS peers for Gallatin County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Bingham County, ID
ABS(median_tax) peer · $1,477/yr (near-tied bill ABS $1); rate 0.50% vs Gallatin County 0.83%.
Nolan County, TX
ABS(median_tax) peer · $1,475/yr (near-tied bill ABS $1); rate 1.53% vs Gallatin County 0.83%.
Pope County, IL
ABS(median_tax) peer · $1,477/yr (near-tied bill ABS $1); rate 1.03% vs Gallatin County 0.83%.
Somerset County, PA
ABS(median_tax) peer · $1,477/yr (near-tied bill ABS $1); rate 0.98% vs Gallatin County 0.83%.
Kentucky county set
State ACS overview for every published Kentucky county rate and median bill.
Assessment cycle basics
Gallatin County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Gallatin County (UNDER · LIGHT) - ACS medians, not a parcel bill.