Harford County, Maryland Property Taxes
Census Bureau ACS property tax data for Maryland. Population: 79,927.
The median annual property tax in Harford County is $3,424, which is 3% higher than the Maryland state average and 78% above the national average. The effective tax rate is 0.93% on a median home value of $367,300. Property taxes represent 3.1% of the median household income in this county.
Median Annual Tax
$3,424
+3% vs State
+78% vs US
Median Home Value
$367,300
+5% vs State
+74% vs US
Effective Tax Rate
0.93%
-3% vs State
-2% vs US
With vs Without Mortgage
With Mortgage
$3,429
$286/mo
Without Mortgage
$3,412
$284/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $3,424 +1.2% | 0.93% |
| 2022 | $3,384 +4.3% | 0.96% |
| 2021 | $3,245 +2.2% | 1.03% |
| 2020 | $3,174 +1.4% | 1.05% |
| 2019 | $3,131 | 1.07% |
Tax Burden
Tax-to-Income Ratio
3.1%
of median household income
Median Income
$111,317
per year
Monthly Tax
$285
per month
Other Counties in Maryland
Worcester County
Tax: $2,629/yr Rate: 0.76%
Wicomico County
Tax: $2,120/yr Rate: 0.89%
Caroline County
Tax: $2,513/yr Rate: 0.92%
Allegany County
Tax: $1,609/yr Rate: 1.08%
Prince George's County
Tax: $4,662/yr Rate: 1.15%
Washington County
Tax: $2,444/yr Rate: 0.89%
Frequently Asked Questions
What is the average property tax in Harford County, Maryland? ▼
The median annual property tax in Harford County is $3,424 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.93% on a median home value of $367,300.
How does Harford County property tax compare to the national average? ▼
Property taxes in Harford County are 78% above the national average of $1,923. The effective rate of 0.93% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Harford County? ▼
In Harford County, homeowners with a mortgage pay a median of $3,429 in annual property taxes, while homeowners without a mortgage pay $3,412. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Harford County? ▼
Property taxes in Harford County represent approximately 3.1% of the median household income of $111,317. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.