Frederick County, Maryland Property Taxes
Census Bureau ACS property tax data for Maryland. Population: 78,429.
The median annual property tax in Frederick County is $4,463, which is 34% higher than the Maryland state average and 132% above the national average. The effective tax rate is 1.02% on a median home value of $437,700. Property taxes represent 3.7% of the median household income in this county.
Median Annual Tax
$4,463
+34% vs State
+132% vs US
Median Home Value
$437,700
+25% vs State
+107% vs US
Effective Tax Rate
1.02%
+6% vs State
+7% vs US
With vs Without Mortgage
With Mortgage
$4,535
$378/mo
Without Mortgage
$4,245
$354/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $4,463 +4.9% | 1.02% |
| 2022 | $4,253 +8.2% | 1.03% |
| 2021 | $3,930 +3.9% | 1.10% |
| 2020 | $3,781 +1.7% | 1.11% |
| 2019 | $3,716 | 1.12% |
Tax Burden
Tax-to-Income Ratio
3.7%
of median household income
Median Income
$120,458
per year
Monthly Tax
$372
per month
Other Counties in Maryland
Baltimore County
Tax: $3,645/yr Rate: 1.10%
St. Mary's County
Tax: $3,392/yr Rate: 0.87%
Wicomico County
Tax: $2,120/yr Rate: 0.89%
Calvert County
Tax: $3,858/yr Rate: 0.88%
Cecil County
Tax: $3,059/yr Rate: 0.98%
Garrett County
Tax: $1,792/yr Rate: 0.83%
Frequently Asked Questions
What is the average property tax in Frederick County, Maryland? ▼
The median annual property tax in Frederick County is $4,463 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.02% on a median home value of $437,700.
How does Frederick County property tax compare to the national average? ▼
Property taxes in Frederick County are 132% above the national average of $1,923. The effective rate of 1.02% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Frederick County? ▼
In Frederick County, homeowners with a mortgage pay a median of $4,535 in annual property taxes, while homeowners without a mortgage pay $4,245. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Frederick County? ▼
Property taxes in Frederick County represent approximately 3.7% of the median household income of $120,458. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.