Georgia · County property tax · ACS 2024
Elbert County Property Taxes
The median homeowner in Elbert County pays $1,298 a year, an effective rate of 0.91%, well below the U.S. average.
- $1,298
- Median tax / yr · Below-median bill
- 0.91%
- Effective rate · Above-median rate
- -35%
- vs U.S. average
- #59 of 158
- rank in GA
The verdict
Homeowners in Elbert County pay a median $1,298 a year in property tax, an effective rate of 0.91%, more affordable than 42% of U.S. counties (Census ACS 2024).
- $1,298
- Median annual tax bill, 2024
- 0.91%
- Effective rate on median home
- #1821 of 3135
- U.S. counties by tax burden
- -35%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($142,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Georgia. Population: 19,849. Owner-occupied homes: 5,941.
The median annual property tax in Elbert County is $1,298, which is 45% lower than the Georgia state average and 35% below the national average. The effective tax rate is 0.91% on a median home value of $142,000. Property taxes represent 2.2% of the median household income in this county.
Elbert County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Elbert County's 0.91% effective rate sits near the middle of 3,135 tracked counties (more affordable than 42%).
Decision signal 2
The bill sits well below the national median
Homeowners in Elbert County pay a median annual property tax of $1,298, well below the national median and well below the Georgia state median. On a $142,000 median home, that works out to an effective rate of 0.91% once the local assessment base and millage are combined.
Decision signal 3
The latest release moved the bill up
Since 2023, the published ACS median estimate has climbed 15.3%, from $1,126 to $1,298. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Elbert County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $58,450 median household income.
Decision signal 5
Near the middle of Georgia counties by effective rate
Elbert County ranks #59 of 158 counties in Georgia by effective rate (63% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Elbert County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 53% from $848 to $1,298. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 1,879 of 5,941 owner-occupied homes (31.6%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Earnings are below the national midpoint while the rate is above it, and the median bill equals 2.2% of median household income. The gap between those two positions is the whole story on this page.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Elbert County Homeowners Actually Pay
The single largest group of Elbert County homeowners, 1,879 of 5,941 owner-occupied homes (31.6%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 31.6% (1,879)
- $800 to $1,499 22.2% (1,320)
- $1,500 to $1,999 16.2% (961)
- $2,000 to $2,999 13.8% (817)
- $3,000 or more 9.8% (581)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
383 homes here (6.4%) report no real estate tax at all. Exemptions are set by state: how Georgia handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Elbert County pay a substantially higher bill, 57% more, pointing to a wide home-value gap between the two groups.
Elbert County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Elbert County's effective rate is higher than 63% of the 158 counties in Georgia - ranking #59 of 158.
Where Elbert County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.91% more affordable than 42% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A high rate, a smaller bill
Elbert County taxes property at 0.91%, about 18% above the Georgia average, yet its median bill of $1,298 lands roughly 45% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.
Elbert County vs Benchmarks
| Metric | Elbert County | Georgia Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Elbert County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Georgia counties.
Elbert County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,298 +15.3% | 0.91% |
| 2023 | $1,126 +15.7% | 0.98% |
| 2022 | $973 +10.9% | 0.93% |
| 2021 | $877 +3.4% | 0.95% |
| 2020 | $848 | 0.97% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Elbert County: tax-to-income at 2.2%
Counties near Elbert County's effective rate
On effective rate, Elbert County sits nearest Marion County (IN), Carroll County (MD), Kent County (MD).
On published median-tax change, the nearest matches are Keya Paha County (NE), Phillips County (CO), Grayson County (TX).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Elbert County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 300 of 8,610 returns from Elbert County reported real estate taxes, averaging $2,787 - 30% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Georgia
Elbert County rate FAQs
- How does Elbert County property tax compare to the national average?
- Property taxes in Elbert County run well below the national median of $1,993, an effective rate of 0.91% versus 0.92% nationally.
- Are property taxes increasing in Elbert County?
- The ACS median property-tax bill for Elbert County is recorded at $1,298 in the 2024 5-year release against $848 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 5,941 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What is the average property tax in Elbert County, Georgia?
- The median annual property tax in Elbert County is $1,298, an effective rate of 0.91% on a $142,000 median home (Census ACS, 2024).
- What is the tax affordability score for Elbert County?
- Elbert County, Georgia scores C- (51/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at B (2.43×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Elbert County?
- Property taxes in Elbert County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $58,450 median household income.
What to do with Elbert County's UNDER rate
Elbert County's $1,298 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Elbert County ranks #59 of 158 Georgia counties by effective rate - on the higher-burden half of the state ACS set. Georgia overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Elbert County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.91%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,298/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Elbert County
Nearest ABS(median_tax) ACS peers for Elbert County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
Creek County, OK
ABS(median_tax) peer · tied with Elbert County at $1,298/yr; rate 0.71% vs Elbert County 0.91%.
Beaufort County, NC
ABS(median_tax) peer · $1,300/yr (near-tied bill ABS $2); rate 0.67% vs Elbert County 0.91%.
Gates County, NC
ABS(median_tax) peer · $1,296/yr (near-tied bill ABS $2); rate 0.76% vs Elbert County 0.91%.
Henry County, MO
ABS(median_tax) peer · $1,296/yr (near-tied bill ABS $2); rate 0.81% vs Elbert County 0.91%.
Georgia county set
State ACS overview for every published Georgia county rate and median bill.
Assessment cycle basics
Elbert County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Elbert County (UNDER · LIGHT) - ACS medians, not a parcel bill.