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Colorado · County property tax · ACS 2024

Phillips County Property Taxes

The median homeowner in Phillips County pays $1,456 a year, an effective rate of 0.56%, well below the U.S. average.

$1,456
Median tax / yr · Below-median bill
0.56%
Effective rate · Low rate
-27%
vs U.S. average
#4 of 64
rank in CO

The verdict

Homeowners in Phillips County pay a median $1,456 a year in property tax, an effective rate of 0.56%, more affordable than 76% of U.S. counties (Census ACS 2024).

$1,456
Median annual tax bill, 2024
0.56%
Effective rate on median home
#740 of 3135
U.S. counties by tax burden
-27%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($258,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Colorado. Population: 4,496. Owner-occupied homes: 1,403.

The median annual property tax in Phillips County is $1,456, which is 44% lower than the Colorado state average and 27% below the national average. The effective tax rate is 0.56% on a median home value of $258,200. Property taxes represent 2.3% of the median household income in this county.

Phillips County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Phillips County's 0.56% effective rate sits near the middle of 3,135 tracked counties (more affordable than 76%).

Decision signal 2

Low among Colorado counties by effective rate

Phillips County ranks #4 of 64 counties in Colorado by effective rate (94% of in-state counties pay a lower rate).

Decision signal 3

The bill sits well below the national median

Homeowners in Phillips County pay a median annual property tax of $1,456, well below the national median and well below the Colorado state median. On a $258,200 median home, that works out to an effective rate of 0.56% once the local assessment base and millage are combined.

Decision signal 4

The latest release moved the bill up

Since 2023, the published ACS median estimate has climbed 15.3%, from $1,263 to $1,456. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Decision signal 5

Income and the tax bill sit in the middle band

Property taxes in Phillips County run within the commonly cited 2%-4% national benchmark, at about 2.3% of the $64,674 median household income.

Informational notice

Figures describe the median homeowner household in Phillips County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$1,456
Below-median bill
-44% vs State -27% vs US
Median Home Value
$258,200
-52% vs State +13% vs US
Effective Tax Rate
0.56%
Low rate
+17% vs State -39% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 53% from $952 to $1,456. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The fullest band here is the $800 to $1,499 range, holding 338 of 1,403 owner-occupied homes (24.1%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Household income sits in the second quarter nationally and the effective rate in the lowest, so the median bill takes 2.3% of median household income. Both figures point the same way, which is unusual enough that the ratio above is worth reading rather than assumed.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Phillips County Homeowners Actually Pay

The single largest group of Phillips County homeowners, 338 of 1,403 owner-occupied homes (24.1%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 23.9% (336)
  • $800 to $1,499 24.1% (338)
  • $1,500 to $1,999 16.1% (226)
  • $2,000 to $2,999 11.4% (160)
  • $3,000 or more 17.6% (247)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

96 homes here (6.8%) report no real estate tax at all. Exemptions are set by state: how Colorado handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,539
$128/mo
Without Mortgage
$1,355
$113/mo

In Phillips County, mortgaged homeowners pay 14% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Phillips County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Phillips County 0.56%
Colorado average 0.48%
U.S. average 0.92%

Phillips County's effective rate is higher than 94% of the 64 counties in Colorado - ranking #4 of 64.

Where Phillips County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.56% Among the most affordable more affordable than 76% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

A high rate, a smaller bill

Phillips County taxes property at 0.56%, about 17% above the Colorado average, yet its median bill of $1,456 lands roughly 44% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.

Phillips County vs Benchmarks

Metric Phillips County Colorado Avg U.S. Avg
Median Annual Tax Below-median bill $1,456 $2,602 $1,993
Effective Tax Rate Low rate 0.56% 0.48% 0.92%
Median Home Value $258,200 $539,400 $227,791
Tax as % of income Below-median income burden 2.3% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Phillips County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Colorado counties.

Phillips County rate trail · QUIET

$800$1,000$1,200$1,400$1,600 20202021202220232024 $1,456
Phillips County ACS median tax 2020–2024: +53% ($952 → $1,456).
Year Median Tax (vs prior release) Effective Rate
2024 $1,456 +15.3% 0.56%
2023 $1,263 +0.3% 0.49%
2022 $1,259 +19.8% 0.49%
2021 $1,051 +10.4% 0.49%
2020 $952 0.50%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Phillips County: tax-to-income at 2.3%

Tax-to-Income Ratio
2.3%
of median household income
Median Income
$64,674
per year
Monthly Tax
$121
per month

Counties near Phillips County's effective rate

On effective rate, Phillips County sits nearest Woodruff County (AR), Sharp County (AR), Pope County (AR).

On published median-tax change, the nearest matches are Keya Paha County (NE), Elbert County (GA), Grayson County (TX).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Phillips County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 60 of 2,150 returns from Phillips County reported real estate taxes, averaging $1,800 - 50% of those reporters sat in the $25-50k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Colorado

View all counties in Colorado →

Phillips County rate FAQs

How does Phillips County property tax compare to the national average?
Property taxes in Phillips County run well below the national median of $1,993, an effective rate of 0.56% versus 0.92% nationally.
Are property taxes increasing in Phillips County?
The ACS median property-tax bill for Phillips County is recorded at $1,456 in the 2024 5-year release against $952 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 1,403 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What is the average property tax in Phillips County, Colorado?
The median annual property tax in Phillips County is $1,456, an effective rate of 0.56% on a $258,200 median home (Census ACS, 2024).
What is the tax affordability score for Phillips County?
Phillips County, Colorado scores C+ (61/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at B+ (0.56%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What percentage of income goes to property taxes in Phillips County?
Property taxes in Phillips County run within the commonly cited 2%-4% national benchmark, at about 2.3% of the $64,674 median household income.

What to do with Phillips County's QUIET rate

Phillips County's $1,456 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Phillips County ranks #4 of 64 Colorado counties by effective rate - on the higher-burden half of the state ACS set. Colorado overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Phillips County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.56%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,456/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Phillips County

Nearest ABS(median_tax) ACS peers for Phillips County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Phillips County (QUIET · LIGHT) - ACS medians, not a parcel bill.