Georgia · County property tax · ACS 2024
Cherokee County Property Taxes
The median homeowner in Cherokee County pays $2,985 a year, an effective rate of 0.69%, far above the U.S. average.
- $2,985
- Median tax / yr · High bill
- 0.69%
- Effective rate · Below-median rate
- +50%
- vs U.S. average
- #133 of 158
- rank in GA
The verdict
Homeowners in Cherokee County pay a median $2,985 a year in property tax, an effective rate of 0.69%, more affordable than 61% of U.S. counties (Census ACS 2024).
- $2,985
- Median annual tax bill, 2024
- 0.69%
- Effective rate on median home
- #1228 of 3135
- U.S. counties by tax burden
- +50%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($435,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Georgia. Population: 281,032. Owner-occupied homes: 78,464.
The median annual property tax in Cherokee County is $2,985, which is 28% higher than the Georgia state average and 50% above the national average. The effective tax rate is 0.69% on a median home value of $435,100. Property taxes represent 2.8% of the median household income in this county.
Cherokee County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Cherokee County's 0.69% effective rate sits near the middle of 3,135 tracked counties (more affordable than 61%).
Decision signal 2
The bill sits well above the national median
Homeowners in Cherokee County pay a median annual property tax of $2,985, far above the national median and well above the Georgia state median. On a $435,100 median home, that works out to an effective rate of 0.69% once the local assessment base and millage are combined.
Decision signal 3
High among Georgia counties by effective rate
Cherokee County ranks #133 of 158 counties in Georgia by effective rate (16% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Cherokee County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $108,115 median household income.
Informational notice
Figures describe the median homeowner household in Cherokee County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 8.7% down between 2020 and 2024, a smaller shift than in 65% of U.S. counties. With the median home value rose 60.4%, the median bill rose 46.5% to $2,985: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 46% from $2,038 to $2,985. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 38,046 of 78,464 owner-occupied homes (48.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Top-quartile earnings meet a below-median rate, putting the median bill at 2.8% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Cherokee County Homeowners Actually Pay
The single largest group of Cherokee County homeowners, 38,046 of 78,464 owner-occupied homes (48.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 12.5% (9,787)
- $800 to $1,499 14.4% (11,309)
- $1,500 to $1,999 5.3% (4,133)
- $2,000 to $2,999 16.8% (13,202)
- $3,000 or more 48.5% (38,046)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
1,987 homes here (2.5%) report no real estate tax at all. Exemptions are set by state: how Georgia handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Cherokee County pay more than double the bill of those without one (+60%), the widest kind of value gap this dataset tracks.
Cherokee County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Cherokee County's effective rate is higher than 16% of the 158 counties in Georgia - ranking #133 of 158.
Where Cherokee County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.69% Among the most affordable more affordable than 61% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Cherokee County moved from $2,038 in the 2020 release to $2,985 in 2024, a change of about 46%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Cherokee County vs Benchmarks
| Metric | Cherokee County | Georgia Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax High bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Cherokee County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Georgia counties.
Cherokee County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,985 +9.2% | 0.69% |
| 2023 | $2,734 +7.0% | 0.70% |
| 2022 | $2,556 +14.2% | 0.71% |
| 2021 | $2,239 +9.9% | 0.77% |
| 2020 | $2,038 | 0.75% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Cherokee County: tax-to-income at 2.8%
Counties near Cherokee County's effective rate
On effective rate, Cherokee County sits nearest Indian River County (FL), Sierra County (CA), Shasta County (CA).
On published median-tax change, the nearest matches are Clear Creek County (CO), Orange County (TX), Tillman County (OK).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Cherokee County: only 12% of returns show Schedule A real-estate tax
Tax year 2022: 16,560 of 135,250 returns from Cherokee County reported real estate taxes, averaging $4,752 - 39% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Georgia
Cherokee County rate FAQs
- What is the tax affordability score for Cherokee County?
- Cherokee County, Georgia scores F (35/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C+ (0.69%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Cherokee County property tax compare to the national average?
- Property taxes in Cherokee County run far above the national median of $1,993, an effective rate of 0.69% versus 0.92% nationally.
- What is the average property tax in Cherokee County, Georgia?
- The median annual property tax in Cherokee County is $2,985, an effective rate of 0.69% on a $435,100 median home (Census ACS, 2024).
- Are property taxes increasing in Cherokee County?
- The ACS median property-tax bill for Cherokee County jumped 46.5% between the 2020 and 2024 5-year releases, from $2,038 to $2,985, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Cherokee County?
- Property taxes in Cherokee County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $108,115 median household income.
What to do with Cherokee County's QUIET rate
Cherokee County's $2,985 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Cherokee County ranks #133 of 158 Georgia counties by effective rate - on the lower-burden half of the state ACS set. Georgia overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Cherokee County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.69%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,985/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Cherokee County
Nearest ABS(median_tax) ACS peers for Cherokee County (QUIET · MID), replacing the old fixed Keep exploring strip.
QUIET MID
Kern County, CA
ABS(median_tax) peer · $2,984/yr (near-tied bill ABS $1); rate 0.88% vs Cherokee County 0.69%.
Brookings County, SD
ABS(median_tax) peer · $2,981/yr (near-tied bill ABS $4); rate 1.13% vs Cherokee County 0.69%.
Cattaraugus County, NY
ABS(median_tax) peer · $2,991/yr (near-tied bill ABS $6); rate 2.64% vs Cherokee County 0.69%.
Vernon County, WI
ABS(median_tax) peer · $2,978/yr (near-tied bill ABS $7); rate 1.33% vs Cherokee County 0.69%.
Georgia county set
State ACS overview for every published Georgia county rate and median bill.
Assessment cycle basics
Cherokee County stamps QUIET · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Cherokee County (QUIET · MID) - ACS medians, not a parcel bill.