Georgia · County property tax · ACS 2024
Spalding County Property Taxes
The median homeowner in Spalding County pays $2,142 a year, an effective rate of 0.94%, modestly above the U.S. average.
- $2,142
- Median tax / yr · Above-median bill
- 0.94%
- Effective rate · Above-median rate
- +7%
- vs U.S. average
- #50 of 158
- rank in GA
The verdict
Homeowners in Spalding County pay a median $2,142 a year in property tax, an effective rate of 0.94%, more affordable than 40% of U.S. counties (Census ACS 2024).
- $2,142
- Median annual tax bill, 2024
- 0.94%
- Effective rate on median home
- #1882 of 3135
- U.S. counties by tax burden
- +7%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($228,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Tax affordability score · Spalding County, GA
33/100
5 ACS dimensions · release 2024
Comparative score against U.S. county percentiles on Census ACS medians (effective rate, bill, income share, mortgage gap, home-value/income). Higher means more affordable on those published medians, not a recommendation to buy, sell, appeal, or move, and not your personal tax bill. Missing inputs drop out and redistribute weight. How it is calculated.
Spalding County's effective rate vs U.S. county percentiles (ACS 2024)
Mortgaged vs free-and-clear median bill gap in Spalding County
Spalding County's median annual property-tax bill vs U.S. counties
Median home value relative to Spalding County's median income
Median tax as a share of Spalding County's median household income
Read the chart values
- Rate relief: 40/100 (D) · 0.94%
- Mortgage premium: 35/100 (F) · +$456
- Bill size: 34/100 (F) · $2,142/yr
- Housing pressure: 25/100 (F) · 3.68×
- Income room: 24/100 (F) · 3.5%
Track this county alongside up to five others. Saved figures refresh when the annual source data changes.
Census Bureau ACS property tax data for Georgia. Population: 68,892. Owner-occupied homes: 16,610.
The median annual property tax in Spalding County is $2,142, which is 9% lower than the Georgia state average and 7% above the national average. The effective tax rate is 0.94% on a median home value of $228,700. Property taxes represent 3.5% of the median household income in this county.
What This Data Tells Us About Spalding County
Primary signal
Near the middle of Georgia counties by effective rate
Spalding County ranks #50 of 158 counties in Georgia by effective rate (68% of in-state counties pay a lower rate).
Decision signal 2
The effective rate sits near the national middle
Spalding County's 0.94% effective rate sits near the middle of 3,135 tracked counties (more affordable than 40%).
Decision signal 3
The bill is near the usual comparison points
Homeowners in Spalding County pay a median annual property tax of $2,142, modestly above the national median and modestly below the Georgia state median. On a $228,700 median home, that works out to an effective rate of 0.94% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Spalding County run within the commonly cited 2%-4% national benchmark, at about 3.5% of the $62,071 median household income.
This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Spalding County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.
A falling rate took the edge off
Spalding County's effective rate fell 15.7% across the 4-year span while its median home value rose 69.7%, leaving the median bill 43.0% higher at $2,142. That rate move is larger than the one in 67% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 43% from $1,498 to $2,142. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 4,462 of 16,610 owner-occupied homes (26.9%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are below the national midpoint while the rate is above it, and the median bill equals 3.5% of median household income. The gap between those two positions is the whole story on this page.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Spalding County Homeowners Actually Pay
The single largest group of Spalding County homeowners, 4,462 of 16,610 owner-occupied homes (26.9%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 10.6% (1,758)
- $800 to $1,499 17.7% (2,932)
- $1,500 to $1,999 15.6% (2,595)
- $2,000 to $2,999 23.7% (3,943)
- $3,000 or more 26.9% (4,462)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
920 homes here (5.5%) report no real estate tax at all. Exemptions are set by state: how Georgia handles assessments and appeals.
With vs Without Mortgage
In Spalding County, mortgaged homeowners pay 25% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
How Spalding County compares
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Spalding County's effective rate is higher than 68% of the 158 counties in Georgia - ranking #50 of 158 for property tax burden.
Where Spalding County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.94% more affordable than 40% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Spalding County moved from $1,498 in the 2020 release to $2,142 in 2024, a change of about 43%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Spalding County vs Benchmarks
| Metric | Spalding County | Georgia Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Heavy income burden | 3.5% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Spalding County stamps UNDER · MID - still check the parcel card
On Spalding County's published figures (UNDER · MID), a $228,700 median home carries a $2,142 median bill, so every 10% off an assessed value is worth about $214 a year at the same rate. Whether an appeal is worth filing depends on your own parcel. Use our free Appeal Savings Estimator to run your own numbers, then read our step-by-step appeal guide for the procedure in Georgia.
Property Tax History · UNDER · MID
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,142 +12.9% | 0.94% |
| 2023 | $1,897 +10.7% | 0.96% |
| 2022 | $1,714 +8.5% | 0.96% |
| 2021 | $1,580 +5.5% | 1.06% |
| 2020 | $1,498 | 1.11% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Tax Burden
Tax Affordability Score
An effective rate roughly in line with the national average of 0.92% puts Spalding County in the "Affordable" band for property tax burden.
How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Spalding County or any other county.
Counties with similar tax profiles
On effective rate, Spalding County sits nearest Broward County (FL), Dorchester County (MD), Alger County (MI).
On published median-tax change, the nearest matches are Nez Perce County (ID), Pike County (IN), Tehama County (CA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
What tax filers report in Spalding County
Of the 32,250 federal returns filed from Spalding County in 2022, 1,890 (5.9% of filers) itemised and reported real estate taxes on Schedule A, averaging $4,392 each. The largest group was filers with adjusted gross income of $100-200k, who accounted for 34% of the county's reporting returns.
Two things this does not say. The amount is what filers reported, recorded before the $10,000 cap on combined state and local tax deductions applies, so it is not the amount deducted. And the share is of everyone who files a return, not of homeowners: most filers now take the standard deduction, so a minority itemise at all. Source: IRS Statistics of Income county data, tax year 2022.
Other Counties in Georgia
Frequently Asked Questions
Are property taxes increasing in Spalding County? ▼
What is the tax affordability score for Spalding County? ▼
How does Spalding County property tax compare to the national average? ▼
What percentage of income goes to property taxes in Spalding County? ▼
What is the average property tax in Spalding County, Georgia? ▼
What to do with Spalding County's numbers
- At Spalding County's 0.94% effective rate, a $228,700 home implies about $2,142/yr - plug in your own assessed value rather than quoting the county median. Estimate your bill →
- Spalding County ranks #50 of 158 Georgia counties by effective rate - on the higher-burden half of the state ACS set. Georgia overview →
- If Spalding County's assessment looks high versus the $228,700 typical home, check Georgia's filing window and evidence rules before the notice deadline passes. How to appeal →
Effective-rate definition
Effective rate is the county median tax divided by the county median home value ($228,700); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.
Nationwide peers by effective rate & median bill
Two PlainPropertyTax-derived comparison paths for Spalding County, both outside Georgia so the link neighborhoods are not the same-state geography lattice. Axes stay disjoint: median-bill peers exclude the effective-rate peer set.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.94%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,142/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Spalding County
Nearest ABS(median_tax) ACS peers for Spalding County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Pend Oreille County, WA
ABS(median_tax) peer · tied with Spalding County at $2,142/yr; rate 0.58% vs Spalding County 0.94%.
Culpeper County, VA
ABS(median_tax) peer · $2,141/yr (near-tied bill ABS $1); rate 0.52% vs Spalding County 0.94%.
Teton County, ID
ABS(median_tax) peer · $2,143/yr (near-tied bill ABS $1); rate 0.31% vs Spalding County 0.94%.
Burnett County, WI
ABS(median_tax) peer · $2,140/yr (near-tied bill ABS $2); rate 0.93% vs Spalding County 0.94%.
Georgia county set
State ACS overview for every published Georgia county rate and median bill.
Assessment cycle basics
Spalding County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Share and download this county card
Editorial standards and provenance
PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Spalding County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-09.