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Michigan · County property tax · ACS 2024

Alger County Property Taxes

The median homeowner in Alger County pays $1,656 a year, an effective rate of 0.94%, notably lower than the U.S. average.

$1,656
Median tax / yr · Above-median bill
0.94%
Effective rate · Above-median rate
-17%
vs U.S. average
#70 of 83
rank in MI

The verdict

Homeowners in Alger County pay a median $1,656 a year in property tax, an effective rate of 0.94%, more affordable than 40% of U.S. counties (Census ACS 2024).

$1,656
Median annual tax bill, 2024
0.94%
Effective rate on median home
#1882 of 3135
U.S. counties by tax burden
-17%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($176,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Michigan. Population: 8,762. Owner-occupied homes: 3,047.

The median annual property tax in Alger County is $1,656, which is 43% lower than the Michigan state average and 17% below the national average. The effective tax rate is 0.94% on a median home value of $176,200. Property taxes represent 2.7% of the median household income in this county.

Alger County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Alger County's 0.94% effective rate sits near the middle of 3,135 tracked counties (more affordable than 40%).

Decision signal 2

The bill sits below the Michigan median

Homeowners in Alger County pay a median annual property tax of $1,656, notably lower than the national median and well below the Michigan state median. On a $176,200 median home, that works out to an effective rate of 0.94% once the local assessment base and millage are combined.

Decision signal 3

High among Michigan counties by effective rate

Alger County ranks #70 of 83 counties in Michigan by effective rate (16% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Alger County run within the commonly cited 2%-4% national benchmark, at about 2.7% of the $61,286 median household income.

Informational notice

Figures describe the median homeowner household in Alger County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Most of the market's rise reached the bill

The effective rate here moved 7.1% down between 2020 and 2024, a smaller shift than in 71% of U.S. counties. With the median home value rose 24.2%, the median bill rose 15.4% to $1,656: the rate did comparatively little to offset the market.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,656
Above-median bill
-43% vs State -17% vs US
Median Home Value
$176,200
-24% vs State -23% vs US
Effective Tax Rate
0.94%
Above-median rate
-25% vs State +2% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,435 to $1,656, a gain of 15%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The fullest band here is the $800 to $1,499 range, holding 1,012 of 3,047 owner-occupied homes (33.2%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Earnings are below the national midpoint while the rate is above it, and the median bill equals 2.7% of median household income. The gap between those two positions is the whole story on this page.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Alger County Homeowners Actually Pay

The single largest group of Alger County homeowners, 1,012 of 3,047 owner-occupied homes (33.2%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 9.8% (299)
  • $800 to $1,499 33.2% (1,012)
  • $1,500 to $1,999 15.6% (474)
  • $2,000 to $2,999 19.3% (588)
  • $3,000 or more 17.9% (544)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

130 homes here (4.3%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,764
$147/mo
Without Mortgage
$1,549
$129/mo

In Alger County, mortgaged homeowners pay 14% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Alger County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Alger County 0.94%
Michigan average 1.25%
U.S. average 0.92%

Alger County's effective rate is higher than 16% of the 83 counties in Michigan - ranking #70 of 83.

Where Alger County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.94% more affordable than 40% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Below Michigan on both measures

Alger County's effective rate runs 25% under the Michigan median and its bill 43% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $1,656 median bill reflects a genuinely lighter charge than the Michigan norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.

Alger County vs Benchmarks

Metric Alger County Michigan Avg U.S. Avg
Median Annual Tax Above-median bill $1,656 $2,904 $1,993
Effective Tax Rate Above-median rate 0.94% 1.25% 0.92%
Median Home Value $176,200 $231,600 $227,791
Tax as % of income Above-median income burden 2.7% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Alger County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Michigan counties.

Alger County rate trail · UNDER

$1,400$1,450$1,500$1,550$1,600$1,650$1,700 20202021202220232024 $1,656
Alger County ACS median tax 2020–2024: +15% ($1,435 → $1,656).
Year Median Tax (vs prior release) Effective Rate
2024 $1,656 +0.2% 0.94%
2023 $1,652 +5.1% 1.00%
2022 $1,572 +7.2% 1.00%
2021 $1,466 +2.2% 1.02%
2020 $1,435 1.01%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Alger County: tax-to-income at 2.7%

Tax-to-Income Ratio
2.7%
of median household income
Median Income
$61,286
per year
Monthly Tax
$138
per month

Counties near Alger County's effective rate

On effective rate, Alger County sits nearest Dorchester County (MD), Spalding County (GA), Johnson County (GA).

On published median-tax change, the nearest matches are Hutchinson County (TX), Cook County (MN), Edgecombe County (NC).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Alger County: only 2% of returns show Schedule A real-estate tax

Tax year 2022: 100 of 4,270 returns from Alger County reported real estate taxes, averaging $4,450 - 40% of those reporters sat in the $50-75k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Michigan

View all counties in Michigan →

Alger County rate FAQs

How does Alger County property tax compare to the national average?
Property taxes in Alger County run notably lower than the national median of $1,993, an effective rate of 0.94% versus 0.92% nationally.
What is the average property tax in Alger County, Michigan?
The median annual property tax in Alger County is $1,656, an effective rate of 0.94% on a $176,200 median home (Census ACS, 2024).
What is the tax affordability score for Alger County?
Alger County, Michigan scores D (47/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at C+ (+$215). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Alger County?
The ACS median property-tax bill for Alger County climbed 15.4% between the 2020 and 2024 5-year releases, from $1,435 to $1,656, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Alger County?
Property taxes in Alger County run within the commonly cited 2%-4% national benchmark, at about 2.7% of the $61,286 median household income.

What to do with Alger County's UNDER rate

Inside Michigan, Alger County's $1,656 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Michigan overview →

Alger County ranks #70 of 83 Michigan counties by effective rate - on the lower-burden half of the state ACS set. Michigan overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Alger County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.94%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,656/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Alger County

Nearest ABS(median_tax) ACS peers for Alger County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Alger County (UNDER · MID) - ACS medians, not a parcel bill.