Georgia · County property tax · ACS 2024
Stewart County Property Taxes
The median homeowner in Stewart County pays $994 a year, an effective rate of 1.53%, far below the U.S. average.
- $994
- Median tax / yr · Low bill
- 1.53%
- Effective rate · Highest-decile rate
- -50%
- vs U.S. average
- #1 of 158
- rank in GA
The verdict
Homeowners in Stewart County pay a median $994 a year in property tax, an effective rate of 1.53%, more affordable than 10% of U.S. counties (Census ACS 2024).
- $994
- Median annual tax bill, 2024
- 1.53%
- Effective rate on median home
- #2829 of 3135
- U.S. counties by tax burden
- -50%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($65,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Georgia. Population: 4,869. Owner-occupied homes: 1,044.
The median annual property tax in Stewart County is $994, which is 58% lower than the Georgia state average and 50% below the national average. The effective tax rate is 1.53% on a median home value of $65,100. Property taxes represent 3.0% of the median household income in this county.
Stewart County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
Stewart County's 1.53% effective rate is among the highest of 3,135 tracked counties: only about 90% pay more.
Decision signal 2
The bill sits well below the national median
Homeowners in Stewart County pay a median annual property tax of $994, far below the national median and far below the Georgia state median. On a $65,100 median home, that works out to an effective rate of 1.53% once the local assessment base and millage are combined.
Decision signal 3
Low among Georgia counties by effective rate
Stewart County ranks #1 of 158 counties in Georgia by effective rate (99% of in-state counties pay a lower rate).
Decision signal 4
The latest release moved the bill up
Since 2023, the published ACS median estimate has climbed 9.6%, from $907 to $994. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Decision signal 5
Income and the tax bill sit in the middle band
Property taxes in Stewart County run within the commonly cited 2%-4% national benchmark, at about 3.0% of the $33,250 median household income.
Informational notice
Figures describe the median homeowner household in Stewart County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 70% from $584 to $994. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 358 of 1,044 owner-occupied homes (34.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
This is the least forgiving PAIRING in the data, bottom-quartile household income with a top-quartile effective rate, putting the median bill at 3.0% of median household income. Neither figure is remarkable on its own; the combination is, and the ratio above is the only part of it a household actually feels.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Paying off the mortgage changes the picture here
30.2% of Stewart County homes owned free and clear (204 of 675) report no property tax at all, against 6.2% of homes still carrying a mortgage. A reported zero is not proof of an exemption: it can equally mean a bill paid by another party, or a reporting artefact. But a gap this size is where age- and disability-based relief usually shows up, because those programmes reach owners who have finished paying.
Stewart County is an outlier inside Georgia
Across the 158 Georgia counties with a published rate, the average effective rate is 0.87%. Stewart County is at 1.53%, which sits 3.4 standard deviations above that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.
Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.
What Stewart County Homeowners Actually Pay
The single largest group of Stewart County homeowners, 358 of 1,044 owner-occupied homes (34.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 34.3% (358)
- $800 to $1,499 17.4% (182)
- $1,500 to $1,999 14.4% (150)
- $2,000 to $2,999 5.4% (56)
- $3,000 or more 6.8% (71)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
227 homes here (21.7%) report no real estate tax at all, a sizeable minority for a county this size. Exemptions are set by state: how Georgia handles assessments and appeals.
With vs Without Mortgage
In Stewart County, mortgaged homeowners pay 33% less than those without a mortgage, a striking inversion from the national norm that's worth cross-checking against the historical table above.
Stewart County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Stewart County's effective rate is higher than 99% of the 158 counties in Georgia - ranking #1 of 158.
Where Stewart County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.53% more affordable than 10% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A high rate, a smaller bill
Stewart County taxes property at 1.53%, about 99% above the Georgia average, yet its median bill of $994 lands roughly 58% below it. The effective rate is the bill divided by the home's value, so a county can only sit on opposite sides of the state average this way when its homes are worth materially less than the state norm. The rate is the policy; the bill is what the housing market does with it.
Stewart County vs Benchmarks
| Metric | Stewart County | Georgia Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Low bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Stewart County's STEEP · LIGHT lane - is an appeal worth running?
On Stewart County's published figures (STEEP · LIGHT), a $65,100 median home carries a $994 median bill, so every 10% off an assessed value is worth about $99 a year at the same rate. Appeal Savings Estimator · appeal guide for Georgia.
Stewart County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $994 +9.6% | 1.53% |
| 2023 | $907 +24.2% | 1.71% |
| 2022 | $730 -2.5% | 1.01% |
| 2021 | $749 +28.3% | 1.55% |
| 2020 | $584 | 1.32% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Stewart County: tax-to-income at 3.0%
Counties near Stewart County's effective rate
On effective rate, Stewart County sits nearest Pike County (IL), Clinton County (IA), Lancaster County (NE).
On published median-tax change, the nearest matches are Benton County (IN), Jim Hogg County (TX), Allendale County (SC).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Stewart County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 40 of 1,520 returns from Stewart County reported real estate taxes, averaging $1,500 - 100% of those reporters sat in the $75-100k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Georgia
Stewart County rate FAQs
- Are property taxes increasing in Stewart County?
- The ACS median property-tax bill for Stewart County is recorded at $994 in the 2024 5-year release against $584 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 1,044 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- How does Stewart County property tax compare to the national average?
- Property taxes in Stewart County run far below the national median of $1,993, an effective rate of 1.53% versus 0.92% nationally.
- What is the average property tax in Stewart County, Georgia?
- The median annual property tax in Stewart County is $994, an effective rate of 1.53% on a $65,100 median home (Census ACS, 2024).
- What is the tax affordability score for Stewart County?
- Stewart County, Georgia scores C- (51/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-386). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Stewart County?
- Property taxes in Stewart County run within the commonly cited 2%-4% national benchmark, at about 3.0% of the $33,250 median household income.
What to do with Stewart County's STEEP rate
Stewart County's $994 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Stewart County ranks #1 of 158 Georgia counties by effective rate - on the higher-burden half of the state ACS set. Georgia overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Stewart County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.53%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $994/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Stewart County
Nearest ABS(median_tax) ACS peers for Stewart County (STEEP · LIGHT), replacing the old fixed Keep exploring strip.
STEEP LIGHT
McHenry County, ND
ABS(median_tax) peer · tied with Stewart County at $994/yr; rate 0.66% vs Stewart County 1.53%.
Unicoi County, TN
ABS(median_tax) peer · tied with Stewart County at $994/yr; rate 0.52% vs Stewart County 1.53%.
Idaho County, ID
ABS(median_tax) peer · $995/yr (near-tied bill ABS $1); rate 0.32% vs Stewart County 1.53%.
Webster County, KY
ABS(median_tax) peer · $993/yr (near-tied bill ABS $1); rate 0.88% vs Stewart County 1.53%.
Georgia county set
State ACS overview for every published Georgia county rate and median bill.
Appeal filing windows
Stewart County stamps STEEP · LIGHT - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Stewart County (STEEP · LIGHT) - ACS medians, not a parcel bill.