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North Carolina · County property tax · ACS 2024

Pender County Property Taxes

The median homeowner in Pender County pays $1,883 a year, an effective rate of 0.63%, modestly below the U.S. average.

$1,883
Median tax / yr
0.63%
Effective rate
-6%
vs U.S. average
#57 of 100
rank in NC

The verdict

Homeowners in Pender County pay a median $1,883 a year in property tax, an effective rate of 0.63%, more affordable than 68% of U.S. counties.

$1,883
Median annual tax bill, 2024
0.63%
Effective rate on median home
#1004 of 3135
U.S. counties by tax burden
-6%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($299,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for North Carolina. Owner-occupied homes: 20,916.

The median annual property tax in Pender County is $1,883, which is 1% lower than the North Carolina state average and 6% below the national average. The effective tax rate is 0.63% on a median home value of $299,000. Property taxes represent 2.3% of the median household income in this county.

What This Data Tells Us About Pender County

Homeowners in Pender County pay a median annual property tax of $1,883, modestly below the national median and roughly in line with the North Carolina state median. On a $299,000 median home, that works out to an effective rate of 0.63% once the local assessment base and millage are combined.

Property taxes in Pender County run within the commonly cited 2%-4% national benchmark, at about 2.3% of the $80,396 median household income. Since 2023, the published ACS median estimate has held roughly steady, up 1.3%, from $1,858 to $1,883. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Pender County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$1,883
-1% vs State -6% vs US
Median Home Value
$299,000
+3% vs State +31% vs US
Effective Tax Rate
0.63%
-5% vs State -32% vs US

With vs Without Mortgage

With Mortgage
$2,134
$178/mo
Without Mortgage
$1,474
$123/mo

Mortgaged homeowners in Pender County pay a substantially higher bill, 45% more, pointing to a wide home-value gap between the two groups.

How Pender County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Pender County 0.63%
North Carolina average 0.66%
U.S. average 0.92%

Pender County's effective rate is higher than 43% of the 100 counties in North Carolina - ranking #57 of 100 for property tax burden.

Where Pender County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.63% Among the most affordable more affordable than 68% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). This entry sits in this band. 0.75%–1.00%: 614 U.S. counties (20%). Above this entry. 1.00%–1.25%: 452 U.S. counties (14%). Above this entry. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Pender County vs Benchmarks

Metric Pender County North Carolina Avg U.S. Avg
Median Annual Tax $1,883 $1,896 $1,993
Effective Tax Rate 0.63% 0.66% 0.92%
Median Home Value $299,000 $288,900 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Pender County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in North Carolina.

Property Tax History

$1,400$1,500$1,600$1,700$1,800$1,900$2,000 20202021202220232024 $1,883
Median annual property tax in Pender County, 2020–2024 (ACS). Up +24% over the period.
Year Median Tax Effective Rate
2024 $1,883 +1.3% 0.63%
2023 $1,858 +3.5% 0.70%
2022 $1,796 +9.8% 0.75%
2021 $1,636 +7.9% 0.78%
2020 $1,516 0.77%

Tax Burden

Tax-to-Income Ratio
2.3%
of median household income
Median Income
$80,396
per year
Monthly Tax
$157
per month

Tax Affordability Score

8.9
Very Affordable

An effective rate well below the national average of 0.92% puts Pender County in the "Very Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Pender County or any other county.

Other Counties in North Carolina

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Frequently Asked Questions

What is the average property tax in Pender County, North Carolina?
The median annual property tax in Pender County is $1,883, an effective rate of 0.63% on a $299,000 median home (Census ACS, 2024).
How does Pender County property tax compare to the national average?
Property taxes in Pender County run modestly below the national median of $1,993, an effective rate of 0.63% versus 0.92% nationally.
What percentage of income goes to property taxes in Pender County?
Property taxes in Pender County run within the commonly cited 2%-4% national benchmark, at about 2.3% of the $80,396 median household income.
Are property taxes increasing in Pender County?
Since 2023, property taxes in Pender County have held roughly steady, up 1.3%, from $1,858 to $1,883.

What this means in Pender County

How to use Pender County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Pender County's 0.63% effective rate, a $299,000 home implies about $1,883/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Pender County ranks #57 of 100 counties in North Carolina by effective rate, compare it against the rest of the state before you judge your bill. North Carolina overview
  • If your assessed value looks high relative to Pender County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($299,000); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

PlainPropertyTax is rendered directly from the U.S. Census Bureau's American Community Survey (ACS) 5-year estimates, no number is typed in by an editor. This page draws directly on the Census ACS county-level record for Pender County. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-06-09.