Virginia · County property tax · ACS 2024
Fluvanna County Property Taxes
The median homeowner in Fluvanna County pays $1,967 a year, an effective rate of 0.63%, roughly in line with the U.S. average.
- $1,967
- Median tax / yr · Above-median bill
- 0.63%
- Effective rate · Below-median rate
- -1%
- vs U.S. average
- #60 of 133
- rank in VA
The verdict
Homeowners in Fluvanna County pay a median $1,967 a year in property tax, an effective rate of 0.63%, more affordable than 68% of U.S. counties (Census ACS 2024).
- $1,967
- Median annual tax bill, 2024
- 0.63%
- Effective rate on median home
- #1004 of 3135
- U.S. counties by tax burden
- -1%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($314,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Virginia. Population: 28,092. Owner-occupied homes: 9,161.
The median annual property tax in Fluvanna County is $1,967, which is 29% lower than the Virginia state average and 1% below the national average. The effective tax rate is 0.63% on a median home value of $314,100. Property taxes represent 2.0% of the median household income in this county.
Fluvanna County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Fluvanna County's 0.63% effective rate sits near the middle of 3,135 tracked counties (more affordable than 68%).
Decision signal 2
The bill sits below the Virginia median
Homeowners in Fluvanna County pay a median annual property tax of $1,967, roughly in line with the national median and well below the Virginia state median. On a $314,100 median home, that works out to an effective rate of 0.63% once the local assessment base and millage are combined.
Decision signal 3
Income and the tax bill sit in the middle band
Property taxes in Fluvanna County run within the commonly cited 2%-4% national benchmark, at about 2.0% of the $96,768 median household income.
Decision signal 4
Near the middle of Virginia counties by effective rate
Fluvanna County ranks #60 of 133 counties in Virginia by effective rate (55% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Fluvanna County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Fluvanna County's effective rate fell 17.5% across the 4-year span while its median home value rose 33.9%, leaving the median bill 10.5% higher at $1,967. That rate move is larger than the one in 75% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,780 to $1,967, a gain of 11%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The fullest band here is the $800 to $1,499 range, holding 2,517 of 9,161 owner-occupied homes (27.5%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Top-quartile earnings meet a below-median rate, putting the median bill at 2.0% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Fluvanna County Homeowners Actually Pay
The single largest group of Fluvanna County homeowners, 2,517 of 9,161 owner-occupied homes (27.5%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 8.3% (760)
- $800 to $1,499 27.5% (2,517)
- $1,500 to $1,999 13.7% (1,252)
- $2,000 to $2,999 23.9% (2,190)
- $3,000 or more 23.7% (2,175)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
267 homes here (2.9%) report no real estate tax at all. Exemptions are set by state: how Virginia handles assessments and appeals.
With vs Without Mortgage
In Fluvanna County, mortgaged homeowners pay 30% less than those without a mortgage, a striking inversion from the national norm that's worth cross-checking against the historical table above.
Fluvanna County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Fluvanna County's effective rate is higher than 55% of the 133 counties in Virginia - ranking #60 of 133.
Where Fluvanna County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.63% Among the most affordable more affordable than 68% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Fluvanna County vs Benchmarks
| Metric | Fluvanna County | Virginia Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.0% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Fluvanna County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Virginia counties.
Fluvanna County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,967 +7.2% | 0.63% |
| 2023 | $1,835 +0.4% | 0.65% |
| 2022 | $1,827 +2.8% | 0.67% |
| 2021 | $1,777 -0.2% | 0.74% |
| 2020 | $1,780 | 0.76% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Fluvanna County: tax-to-income at 2.0%
Counties near Fluvanna County's effective rate
On effective rate, Fluvanna County sits nearest Hardeman County (TN), Dyer County (TN), Tillman County (OK).
On published median-tax change, the nearest matches are Piscataquis County (ME), Dewey County (SD), Doniphan County (KS).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Fluvanna County: only 7% of returns show Schedule A real-estate tax
Tax year 2022: 990 of 13,510 returns from Fluvanna County reported real estate taxes, averaging $3,427 - 40% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Virginia
Fluvanna County rate FAQs
- What is the average property tax in Fluvanna County, Virginia?
- The median annual property tax in Fluvanna County is $1,967, an effective rate of 0.63% on a $314,100 median home (Census ACS, 2024).
- What is the tax affordability score for Fluvanna County?
- Fluvanna County, Virginia scores C+ (64/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-742). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Fluvanna County property tax compare to the national average?
- Property taxes in Fluvanna County run roughly in line with the national median of $1,993, an effective rate of 0.63% versus 0.92% nationally.
- What percentage of income goes to property taxes in Fluvanna County?
- Property taxes in Fluvanna County run within the commonly cited 2%-4% national benchmark, at about 2.0% of the $96,768 median household income.
- Are property taxes increasing in Fluvanna County?
- The ACS median property-tax bill for Fluvanna County climbed 10.5% between the 2020 and 2024 5-year releases, from $1,780 to $1,967, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Fluvanna County's QUIET rate
Inside Virginia, Fluvanna County's $1,967 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Virginia overview →
Fluvanna County ranks #60 of 133 Virginia counties by effective rate - on the higher-burden half of the state ACS set. Virginia overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Fluvanna County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.63%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,967/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Fluvanna County
Nearest ABS(median_tax) ACS peers for Fluvanna County (QUIET · MID), replacing the old fixed Keep exploring strip.
QUIET MID
Lawrence County, PA
ABS(median_tax) peer · tied with Fluvanna County at $1,967/yr; rate 1.34% vs Fluvanna County 0.63%.
Pope County, MN
ABS(median_tax) peer · tied with Fluvanna County at $1,967/yr; rate 0.77% vs Fluvanna County 0.63%.
Box Elder County, UT
ABS(median_tax) peer · $1,966/yr (near-tied bill ABS $1); rate 0.49% vs Fluvanna County 0.63%.
Madison County, VA
ABS(median_tax) peer · $1,968/yr (near-tied bill ABS $1); rate 0.53% vs Fluvanna County 0.63%.
Virginia county set
State ACS overview for every published Virginia county rate and median bill.
Assessment cycle basics
Fluvanna County stamps QUIET · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Fluvanna County (QUIET · MID) - ACS medians, not a parcel bill.