Virginia · County property tax · ACS 2024
Louisa County Property Taxes
The median homeowner in Louisa County pays $1,883 a year, an effective rate of 0.60%, modestly below the U.S. average.
- $1,883
- Median tax / yr · Above-median bill
- 0.60%
- Effective rate · Below-median rate
- -6%
- vs U.S. average
- #69 of 133
- rank in VA
The verdict
Homeowners in Louisa County pay a median $1,883 a year in property tax, an effective rate of 0.60%, more affordable than 71% of U.S. counties (Census ACS 2024).
- $1,883
- Median annual tax bill, 2024
- 0.60%
- Effective rate on median home
- #895 of 3135
- U.S. counties by tax burden
- -6%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($315,300). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Virginia. Population: 39,980. Owner-occupied homes: 12,796.
The median annual property tax in Louisa County is $1,883, which is 33% lower than the Virginia state average and 6% below the national average. The effective tax rate is 0.60% on a median home value of $315,300. Property taxes represent 2.2% of the median household income in this county.
Louisa County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Louisa County's 0.60% effective rate sits near the middle of 3,135 tracked counties (more affordable than 71%).
Decision signal 2
The bill sits below the Virginia median
Homeowners in Louisa County pay a median annual property tax of $1,883, modestly below the national median and well below the Virginia state median. On a $315,300 median home, that works out to an effective rate of 0.60% once the local assessment base and millage are combined.
Decision signal 3
Income and the tax bill sit in the middle band
Property taxes in Louisa County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $86,689 median household income.
Decision signal 4
Near the middle of Virginia counties by effective rate
Louisa County ranks #69 of 133 counties in Virginia by effective rate (48% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Louisa County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 6.7% down between 2020 and 2024, a smaller shift than in 72% of U.S. counties. With the median home value rose 34.3%, the median bill rose 25.3% to $1,883: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 25% from $1,503 to $1,883. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The fullest band here is the $800 to $1,499 range, holding 3,519 of 12,796 owner-occupied homes (27.5%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Top-quartile earnings meet a below-median rate, putting the median bill at 2.2% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Louisa County Homeowners Actually Pay
The single largest group of Louisa County homeowners, 3,519 of 12,796 owner-occupied homes (27.5%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 7.3% (932)
- $800 to $1,499 27.5% (3,519)
- $1,500 to $1,999 18.1% (2,313)
- $2,000 to $2,999 21.1% (2,696)
- $3,000 or more 23.4% (2,989)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
347 homes here (2.7%) report no real estate tax at all. Exemptions are set by state: how Virginia handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Louisa County pay about the same bill, within a 5% gap either way.
Louisa County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Louisa County's effective rate is higher than 48% of the 133 counties in Virginia - ranking #69 of 133.
Where Louisa County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.60% Among the most affordable more affordable than 71% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Louisa County moved from $1,503 in the 2020 release to $1,883 in 2024, a change of about 25%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Louisa County vs Benchmarks
| Metric | Louisa County | Virginia Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Louisa County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Virginia counties.
Louisa County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,883 +5.7% | 0.60% |
| 2023 | $1,781 +1.5% | 0.65% |
| 2022 | $1,755 +8.5% | 0.66% |
| 2021 | $1,618 +7.7% | 0.68% |
| 2020 | $1,503 | 0.64% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Louisa County: tax-to-income at 2.2%
Counties near Louisa County's effective rate
On effective rate, Louisa County sits nearest Weber County (UT), Jeff Davis County (TX), Davidson County (TN).
On published median-tax change, the nearest matches are Sheridan County (NE), Sullivan County (TN), Randolph County (IL).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Louisa County: only 8% of returns show Schedule A real-estate tax
Tax year 2022: 1,550 of 19,070 returns from Louisa County reported real estate taxes, averaging $4,266 - 41% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Virginia
Louisa County rate FAQs
- What is the average property tax in Louisa County, Virginia?
- The median annual property tax in Louisa County is $1,883, an effective rate of 0.60% on a $315,300 median home (Census ACS, 2024).
- What is the tax affordability score for Louisa County?
- Louisa County, Virginia scores C+ (63/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-108). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Louisa County property tax compare to the national average?
- Property taxes in Louisa County run modestly below the national median of $1,993, an effective rate of 0.60% versus 0.92% nationally.
- Are property taxes increasing in Louisa County?
- The ACS median property-tax bill for Louisa County jumped 25.3% between the 2020 and 2024 5-year releases, from $1,503 to $1,883, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Louisa County?
- Property taxes in Louisa County run within the commonly cited 2%-4% national benchmark, at about 2.2% of the $86,689 median household income.
What to do with Louisa County's QUIET rate
Inside Virginia, Louisa County's $1,883 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Virginia overview →
Louisa County ranks #69 of 133 Virginia counties by effective rate - on the lower-burden half of the state ACS set. Virginia overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Louisa County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.60%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,883/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Louisa County
Nearest ABS(median_tax) ACS peers for Louisa County (QUIET · MID), replacing the old fixed Keep exploring strip.
QUIET MID
Pender County, NC
ABS(median_tax) peer · tied with Louisa County at $1,883/yr; rate 0.63% vs Louisa County 0.60%.
Preble County, OH
ABS(median_tax) peer · tied with Louisa County at $1,883/yr; rate 1.04% vs Louisa County 0.60%.
Robertson County, TX
ABS(median_tax) peer · $1,882/yr (near-tied bill ABS $1); rate 1.01% vs Louisa County 0.60%.
Jefferson County, NE
ABS(median_tax) peer · $1,886/yr (near-tied bill ABS $3); rate 1.46% vs Louisa County 0.60%.
Virginia county set
State ACS overview for every published Virginia county rate and median bill.
Assessment cycle basics
Louisa County stamps QUIET · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Louisa County (QUIET · MID) - ACS medians, not a parcel bill.