Texas · County property tax · ACS 2024
Baylor County Property Taxes
The median homeowner in Baylor County pays $1,288 a year, an effective rate of 1.25%, well below the U.S. average.
- $1,288
- Median tax / yr · Below-median bill
- 1.25%
- Effective rate · High rate
- -35%
- vs U.S. average
- #108 of 250
- rank in TX
The verdict
Homeowners in Baylor County pay a median $1,288 a year in property tax, an effective rate of 1.25%, more affordable than 21% of U.S. counties (Census ACS 2024).
- $1,288
- Median annual tax bill, 2024
- 1.25%
- Effective rate on median home
- #2467 of 3135
- U.S. counties by tax burden
- -35%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($103,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Texas. Population: 3,485. Owner-occupied homes: 1,013.
The median annual property tax in Baylor County is $1,288, which is 70% lower than the Texas state average and 35% below the national average. The effective tax rate is 1.25% on a median home value of $103,100. Property taxes represent 2.8% of the median household income in this county.
Baylor County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Baylor County's 1.25% effective rate sits near the middle of 3,135 tracked counties (more affordable than 21%).
Decision signal 2
The bill sits well below the national median
Homeowners in Baylor County pay a median annual property tax of $1,288, well below the national median and far below the Texas state median. On a $103,100 median home, that works out to an effective rate of 1.25% once the local assessment base and millage are combined.
Decision signal 3
The latest release moved the bill up
Since 2023, the published ACS median estimate has climbed 10.7%, from $1,163 to $1,288. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Decision signal 4
Near the middle of Texas counties by effective rate
Baylor County ranks #108 of 250 counties in Texas by effective rate (57% of in-state counties pay a lower rate).
Decision signal 5
Income and the tax bill sit in the middle band
Property taxes in Baylor County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $45,370 median household income.
Informational notice
Figures describe the median homeowner household in Baylor County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 30% from $990 to $1,288. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 309 of 1,013 owner-occupied homes (30.5%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
This is the least forgiving PAIRING in the data, bottom-quartile household income with a top-quartile effective rate, putting the median bill at 2.8% of median household income. Neither figure is remarkable on its own; the combination is, and the ratio above is the only part of it a household actually feels.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Baylor County Homeowners Actually Pay
The single largest group of Baylor County homeowners, 309 of 1,013 owner-occupied homes (30.5%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 30.5% (309)
- $800 to $1,499 25.6% (259)
- $1,500 to $1,999 10.0% (101)
- $2,000 to $2,999 11.6% (118)
- $3,000 or more 18.0% (182)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
44 homes here (4.3%) report no real estate tax at all. Exemptions are set by state: how Texas handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Baylor County pay more than double the bill of those without one (+117%), the widest kind of value gap this dataset tracks.
Baylor County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Baylor County's effective rate is higher than 57% of the 250 counties in Texas - ranking #108 of 250.
Where Baylor County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.25% more affordable than 21% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Baylor County moved from $990 in the 2020 release to $1,288 in 2024, a change of about 30%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Baylor County vs Benchmarks
| Metric | Baylor County | Texas Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Baylor County is PAR · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Texas counties.
Baylor County rate trail · PAR
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,288 +10.7% | 1.25% |
| 2023 | $1,163 -20.1% | 1.25% |
| 2022 | $1,456 +47.2% | 1.58% |
| 2021 | $989 -0.1% | 1.34% |
| 2020 | $990 | 1.43% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Baylor County: tax-to-income at 2.8%
Counties near Baylor County's effective rate
On effective rate, Baylor County sits nearest Providence County (RI), Richland County (OH), Clermont County (OH).
On published median-tax change, the nearest matches are Vernon County (MO), Burke County (GA), Park County (WY).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Baylor County: only 3% of returns show Schedule A real-estate tax
Tax year 2022: 40 of 1,420 returns from Baylor County reported real estate taxes, averaging $3,250 - 100% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Texas
Baylor County rate FAQs
- How does Baylor County property tax compare to the national average?
- Property taxes in Baylor County run well below the national median of $1,993, an effective rate of 1.25% versus 0.92% nationally.
- What is the tax affordability score for Baylor County?
- Baylor County, Texas scores F (37/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at B+ (2.27×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Baylor County, Texas?
- The median annual property tax in Baylor County is $1,288, an effective rate of 1.25% on a $103,100 median home (Census ACS, 2024).
- Are property taxes increasing in Baylor County?
- The ACS median property-tax bill for Baylor County is recorded at $1,288 in the 2024 5-year release against $990 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 1,013 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What percentage of income goes to property taxes in Baylor County?
- Property taxes in Baylor County run within the commonly cited 2%-4% national benchmark, at about 2.8% of the $45,370 median household income.
What to do with Baylor County's PAR rate
Baylor County's $1,288 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Baylor County ranks #108 of 250 Texas counties by effective rate - on the higher-burden half of the state ACS set. Texas overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Baylor County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.25%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,288/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Baylor County
Nearest ABS(median_tax) ACS peers for Baylor County (PAR · LIGHT), replacing the old fixed Keep exploring strip.
PAR LIGHT
Franklin County, GA
ABS(median_tax) peer · tied with Baylor County at $1,288/yr; rate 0.72% vs Baylor County 1.25%.
Moore County, TN
ABS(median_tax) peer · tied with Baylor County at $1,288/yr; rate 0.45% vs Baylor County 1.25%.
Schley County, GA
ABS(median_tax) peer · tied with Baylor County at $1,288/yr; rate 0.90% vs Baylor County 1.25%.
Anderson County, TN
ABS(median_tax) peer · $1,289/yr (near-tied bill ABS $1); rate 0.54% vs Baylor County 1.25%.
Texas county set
State ACS overview for every published Texas county rate and median bill.
Assessment cycle basics
Baylor County stamps PAR · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Baylor County (PAR · LIGHT) - ACS medians, not a parcel bill.