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Rhode Island · County property tax · ACS 2024

Providence County Property Taxes

The median homeowner in Providence County pays $4,683 a year, an effective rate of 1.25%, far above the U.S. average.

$4,683
Median tax / yr · Highest-decile bill
1.25%
Effective rate · High rate
+135%
vs U.S. average
#3 of 5
rank in RI

The verdict

Homeowners in Providence County pay a median $4,683 a year in property tax, an effective rate of 1.25%, more affordable than 21% of U.S. counties (Census ACS 2024).

$4,683
Median annual tax bill, 2024
1.25%
Effective rate on median home
#2467 of 3135
U.S. counties by tax burden
+135%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($373,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Rhode Island. Population: 664,854. Owner-occupied homes: 147,568.

The median annual property tax in Providence County is $4,683, which is 4% lower than the Rhode Island state average and 135% above the national average. The effective tax rate is 1.25% on a median home value of $373,600. Property taxes represent 5.9% of the median household income in this county.

Why Providence County's ACS bill runs high vs the U.S.

Primary signal

The bill sits well above the national median

Homeowners in Providence County pay a median annual property tax of $4,683, far above the national median and modestly below the Rhode Island state median. On a $373,600 median home, that works out to an effective rate of 1.25% once the local assessment base and millage are combined.

Decision signal 2

Income carries a heavy tax share

Property taxes in Providence County run a bit above the commonly cited 2%-4% national benchmark, at about 5.9% of the $78,787 median household income.

Decision signal 3

The effective rate sits near the national middle

Providence County's 1.25% effective rate sits near the middle of 3,135 tracked counties (more affordable than 21%).

Decision signal 4

High among Rhode Island counties by effective rate

Providence County ranks #3 of 5 counties in Rhode Island by effective rate (40% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Providence County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Providence County rose 50.3%, from $248,500 to $373,600. The effective rate fell 25.1% over the same span, a steeper move than in 93% of U.S. counties.

The median bill still rose 12.7%, to $4,683. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$4,683
Highest-decile bill
-4% vs State +135% vs US
Median Home Value
$373,600
-8% vs State +64% vs US
Effective Tax Rate
1.25%
High rate
+3% vs State +36% vs US

How to read this county's bill

Bills rose across 2020-2024, from $4,157 to $4,683, a gain of 13%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 118,011 of 147,568 owner-occupied homes (80.0%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Both figures are in the national top quarter, and the median bill still equals only 5.9% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Providence County Homeowners Actually Pay

The single largest group of Providence County homeowners, 118,011 of 147,568 owner-occupied homes (80.0%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 3.1% (4,512)
  • $800 to $1,499 2.7% (3,953)
  • $1,500 to $1,999 2.5% (3,640)
  • $2,000 to $2,999 9.4% (13,920)
  • $3,000 or more 80.0% (118,011)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

3,532 homes here (2.4%) report no real estate tax at all. Exemptions are set by state: how Rhode Island handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$4,755
$396/mo
Without Mortgage
$4,522
$377/mo

Mortgaged and non-mortgaged homeowners in Providence County pay about the same bill, a 5% gap.

Providence County's bill vs state & U.S. medians

Median annual bill bars around Providence County's HEAVY ACS 2024 figure.

Providence County $4,683
Rhode Island median $4,900
U.S. median $1,993

Providence County's median bill is 4% below the Rhode Island median and 135% above the U.S. median.

Close to the Rhode Island median on both measures

Rate and bill both land within 10% of the Rhode Island medians here, which makes Providence County a reasonable stand-in for the state when comparing against counties elsewhere. It also means the county-level figure adds little beyond the state figure for this particular comparison; the $4,683 median bill and the state median tell substantially the same story.

Providence County vs Benchmarks

Metric Providence County Rhode Island Avg U.S. Avg
Median Annual Tax Highest-decile bill $4,683 $4,900 $1,993
Effective Tax Rate High rate 1.25% 1.21% 0.92%
Median Home Value $373,600 $404,200 $227,791
Tax as % of income Highest-decile income burden 5.9% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Is Providence County's $4,683 median bill appeal-worthy?

At Providence County's $4,683 ACS median (HEAVY), a 10% assessment cut is worth about $468/yr before exemptions. Appeal Savings Estimator · appeal guide for Rhode Island.

Providence County bill trail · HEAVY

$4,000$4,200$4,400$4,600$4,800 20202021202220232024 $4,683
Providence County ACS median tax 2020–2024: +13% ($4,157 → $4,683).
Year Median Tax (vs prior release) Effective Rate
2024 $4,683 +0.5% 1.25%
2023 $4,661 +1.6% 1.37%
2022 $4,588 +7.4% 1.48%
2021 $4,270 +2.7% 1.60%
2020 $4,157 1.67%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Providence County: tax takes 5.9% of income

Tax-to-Income Ratio
5.9%
of median household income
Median Income
$78,787
per year
Monthly Tax
$390
per month

Counties near Providence County's median bill

On effective rate, Providence County sits nearest Richland County (OH), Clermont County (OH), Thomas County (NE).

On published median-tax change, the nearest matches are Columbia County (WI), Atchison County (KS), Lee County (VA).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Providence County: only 6% of returns show Schedule A real-estate tax

Tax year 2022: 19,380 of 337,600 returns from Providence County reported real estate taxes, averaging $6,051 - 34% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Rhode Island

View all counties in Rhode Island →

Providence County bill FAQs

How does Providence County property tax compare to the national average?
Property taxes in Providence County run far above the national median of $1,993, an effective rate of 1.25% versus 0.92% nationally.
What percentage of income goes to property taxes in Providence County?
Property taxes in Providence County run a bit above the commonly cited 2%-4% national benchmark, at about 5.9% of the $78,787 median household income.
What is the average property tax in Providence County, Rhode Island?
The median annual property tax in Providence County is $4,683, an effective rate of 1.25% on a $373,600 median home (Census ACS, 2024).
What is the tax affordability score for Providence County?
Providence County, Rhode Island scores F (16/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at C (+$233). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Providence County?
The ACS median property-tax bill for Providence County climbed 12.7% between the 2020 and 2024 5-year releases, from $4,157 to $4,683, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Providence County's HEAVY bill

Providence County's $4,683 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Income burden is elevated here: about 5.9% of Providence County's $78,787 median household income goes to the property-tax bill.

Nationwide peers by median bill (then rate)

Bill-first peers for Providence County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.25%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $4,683/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Providence County

Nearest ABS(median_tax) ACS peers for Providence County (PAR · HEAVY), replacing the old fixed Keep exploring strip.

PAR HEAVY

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Providence County (PAR · HEAVY) - ACS medians, not a parcel bill.