Tennessee · County property tax · ACS 2024
Roane County Property Taxes
The median homeowner in Roane County pays $1,223 a year, an effective rate of 0.53%, well below the U.S. average.
- $1,223
- Median tax / yr · Below-median bill
- 0.53%
- Effective rate · Low rate
- -39%
- vs U.S. average
- #24 of 95
- rank in TN
The verdict
Homeowners in Roane County pay a median $1,223 a year in property tax, an effective rate of 0.53%, more affordable than 80% of U.S. counties (Census ACS 2024).
- $1,223
- Median annual tax bill, 2024
- 0.53%
- Effective rate on median home
- #619 of 3135
- U.S. counties by tax burden
- -39%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($232,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Tennessee. Population: 55,208. Owner-occupied homes: 17,801.
The median annual property tax in Roane County is $1,223, which is 15% lower than the Tennessee state average and 39% below the national average. The effective tax rate is 0.53% on a median home value of $232,900. Property taxes represent 1.7% of the median household income in this county.
Roane County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Roane County's 0.53% effective rate sits near the middle of 3,135 tracked counties (more affordable than 80%).
Decision signal 2
The bill sits well below the national median
Homeowners in Roane County pay a median annual property tax of $1,223, well below the national median and notably lower than the Tennessee state median. On a $232,900 median home, that works out to an effective rate of 0.53% once the local assessment base and millage are combined.
Decision signal 3
Low among Tennessee counties by effective rate
Roane County ranks #24 of 95 counties in Tennessee by effective rate (75% of in-state counties pay a lower rate).
Decision signal 4
Income carries a light tax share
Property taxes in Roane County run a bit below the commonly cited 2%-4% national benchmark, at about 1.7% of the $71,885 median household income.
Informational notice
Figures describe the median homeowner household in Roane County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Roane County rose 47.5%, from $157,900 to $232,900. The effective rate fell 19.5% over the same span, a steeper move than in 81% of U.S. counties.
The median bill still rose 18.7%, to $1,223. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,030 to $1,223, a gain of 19%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The fullest band here is the $800 to $1,499 range, holding 5,967 of 17,801 owner-occupied homes (33.5%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
Incomes run above the national midpoint and the rate is in the lowest quarter, leaving the median bill at 1.7% of median household income. Both figures move in the same direction here, so the ratio above is not pulled in two directions the way it is in most counties.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Roane County Homeowners Actually Pay
The single largest group of Roane County homeowners, 5,967 of 17,801 owner-occupied homes (33.5%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 26.5% (4,725)
- $800 to $1,499 33.5% (5,967)
- $1,500 to $1,999 11.5% (2,045)
- $2,000 to $2,999 12.3% (2,194)
- $3,000 or more 12.7% (2,260)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
610 homes here (3.4%) report no real estate tax at all. Exemptions are set by state: how Tennessee handles assessments and appeals.
With vs Without Mortgage
In Roane County, mortgaged homeowners pay 10% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Roane County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Roane County's effective rate is higher than 75% of the 95 counties in Tennessee - ranking #24 of 95.
Where Roane County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.53% Among the most affordable more affordable than 80% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Same rate as Tennessee, a smaller bill
The effective rate here sits within 6% of the Tennessee median, yet the median bill runs 15% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $1,223 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.
Roane County vs Benchmarks
| Metric | Roane County | Tennessee Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Low rate | |||
| Median Home Value | |||
| Tax as % of income Light income burden | 1.7% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Roane County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Tennessee counties.
Roane County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,223 +4.4% | 0.53% |
| 2023 | $1,172 +0.5% | 0.55% |
| 2022 | $1,166 +7.3% | 0.60% |
| 2021 | $1,087 +5.5% | 0.67% |
| 2020 | $1,030 | 0.65% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Roane County: tax takes only 1.7% of income
Counties near Roane County's effective rate
On effective rate, Roane County sits nearest Sumter County (SC), Greenwood County (SC), Dillon County (SC).
On published median-tax change, the nearest matches are Eaton County (MI), Ralls County (MO), Monongalia County (WV).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Roane County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 930 of 25,280 returns from Roane County reported real estate taxes, averaging $3,692 - 38% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Tennessee
Roane County rate FAQs
- What is the tax affordability score for Roane County?
- Roane County, Tennessee scores B (72/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at B+ (0.53%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Roane County, Tennessee?
- The median annual property tax in Roane County is $1,223, an effective rate of 0.53% on a $232,900 median home (Census ACS, 2024).
- How does Roane County property tax compare to the national average?
- Property taxes in Roane County run well below the national median of $1,993, an effective rate of 0.53% versus 0.92% nationally.
- What percentage of income goes to property taxes in Roane County?
- Property taxes in Roane County run a bit below the commonly cited 2%-4% national benchmark, at about 1.7% of the $71,885 median household income.
- Are property taxes increasing in Roane County?
- The ACS median property-tax bill for Roane County climbed 18.7% between the 2020 and 2024 5-year releases, from $1,030 to $1,223, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Roane County's QUIET rate
Roane County's $1,223 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.7% of Roane County's $71,885 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Roane County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.53%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,223/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Roane County
Nearest ABS(median_tax) ACS peers for Roane County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Dimmit County, TX
ABS(median_tax) peer · tied with Roane County at $1,223/yr; rate 1.43% vs Roane County 0.53%.
Harrison County, IN
ABS(median_tax) peer · $1,224/yr (near-tied bill ABS $1); rate 0.53% vs Roane County 0.53%.
Mayes County, OK
ABS(median_tax) peer · $1,222/yr (near-tied bill ABS $1); rate 0.65% vs Roane County 0.53%.
Red River County, TX
ABS(median_tax) peer · $1,224/yr (near-tied bill ABS $1); rate 1.01% vs Roane County 0.53%.
Tennessee county set
State ACS overview for every published Tennessee county rate and median bill.
Assessment cycle basics
Roane County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Roane County (QUIET · LIGHT) - ACS medians, not a parcel bill.