Shelby County, Tennessee Property Taxes
Census Bureau ACS property tax data for Tennessee. Population: 196,804.
The median annual property tax in Shelby County is $2,376, which is 134% higher than the Tennessee state average and 24% above the national average. The effective tax rate is 1.03% on a median home value of $229,700. Property taxes represent 3.8% of the median household income in this county.
Median Annual Tax
$2,376
+134% vs State
+24% vs US
Median Home Value
$229,700
+14% vs State
+9% vs US
Effective Tax Rate
1.03%
+102% vs State
+8% vs US
With vs Without Mortgage
With Mortgage
$2,548
$212/mo
Without Mortgage
$1,962
$164/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $2,376 +2.8% | 1.03% |
| 2022 | $2,312 +8.6% | 1.12% |
| 2021 | $2,129 +2.3% | 1.25% |
| 2020 | $2,082 +0.9% | 1.31% |
| 2019 | $2,064 | 1.37% |
Tax Burden
Tax-to-Income Ratio
3.8%
of median household income
Median Income
$62,337
per year
Monthly Tax
$198
per month
Other Counties in Tennessee
Scott County
Tax: $616/yr Rate: 0.53%
Decatur County
Tax: $654/yr Rate: 0.49%
Lauderdale County
Tax: $808/yr Rate: 0.66%
McMinn County
Tax: $707/yr Rate: 0.37%
Sullivan County
Tax: $1,205/yr Rate: 0.63%
Tipton County
Tax: $1,158/yr Rate: 0.53%
Frequently Asked Questions
What is the average property tax in Shelby County, Tennessee? ▼
The median annual property tax in Shelby County is $2,376 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.03% on a median home value of $229,700.
How does Shelby County property tax compare to the national average? ▼
Property taxes in Shelby County are 24% above the national average of $1,923. The effective rate of 1.03% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Shelby County? ▼
In Shelby County, homeowners with a mortgage pay a median of $2,548 in annual property taxes, while homeowners without a mortgage pay $1,962. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Shelby County? ▼
Property taxes in Shelby County represent approximately 3.8% of the median household income of $62,337. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.