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Tennessee · County property tax · ACS 2024

Davidson County Property Taxes

The median homeowner in Davidson County pays $2,506 a year, an effective rate of 0.60%, 26% above the U.S. median.

$2,506
Median tax / yr
0.60%
Effective rate
+26%
vs U.S. median
#9 of 95
rank in TN

Census Bureau ACS property tax data for Tennessee. Population: 171,526.

The median annual property tax in Davidson County is $2,506, which is 139% higher than the Tennessee state average and 26% above the national average. The effective tax rate is 0.60% on a median home value of $417,400. Property taxes represent 3.2% of the median household income in this county. All property tax data shown below is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, which aggregates self-reported tax payments from homeowner households across the county. This page includes tax trends over multiple years, comparisons with neighboring counties, and a rent-versus-own cost analysis.

What This Data Tells Us About Davidson County

Homeowners in Davidson County pay a median annual property tax of $2,506, which is 26% higher than the national median and 139% above the Tennessee state average. The effective tax rate of 0.60% on a median home value of $417,400 reflects how the local assessment base and millage combine into an actual bill.

Property taxes in Davidson County represent about 3.2% of the median household income of $77,853, compared with a common national benchmark of 2% to 4%. Homeowners with a mortgage report a median of $2,486 in annual property tax while those without a mortgage report $2,543 — a gap that usually reflects differences in home value rather than differences in tax rate. Compared with 2023, the median tax bill changed by 4.9%, which tracks reassessment cycles and changes in the underlying home value distribution.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Davidson County as reported to the Census Bureau — your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$2,506
+139% vs State +26% vs US
Median Home Value
$417,400
+87% vs State +83% vs US
Effective Tax Rate
0.60%
+25% vs State -35% vs US

With vs Without Mortgage

With Mortgage
$2,486
$207/mo
Without Mortgage
$2,543
$212/mo

Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.

How Davidson County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Davidson County 0.60%
Tennessee average 0.48%
U.S. average 0.92%

Davidson County's effective rate is higher than 91% of the 95 counties in Tennessee — ranking #9 of 95 for property tax burden.

Davidson County vs Benchmarks

Metric Davidson County Tennessee Avg U.S. Avg
Median Annual Tax $2,506 $1,049 $1,993
Effective Tax Rate 0.60% 0.48% 0.92%
Median Home Value $417,400 $223,385 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Davidson County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Tennessee.

Property Tax History

Year Median Tax Effective Rate
2024 $2,506 +4.9% 0.60%
2023 $2,390 +7.1% 0.62%
2022 $2,232 +13.5% 0.63%
2021 $1,967 +6.9% 0.67%
2020 $1,840 0.69%

Tax Burden

Tax-to-Income Ratio
3.2%
of median household income
Median Income
$77,853
per year
Monthly Tax
$209
per month

Tax Affordability Score

9.1
Very Affordable

Based on the effective tax rate of 0.60% compared to the national average of 0.92%. Property taxes in Davidson County are below average, making it a more affordable area for homeowners.

Very Expensive Very Affordable

Other Counties in Tennessee

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Frequently Asked Questions

What is the average property tax in Davidson County, Tennessee?
The median annual property tax in Davidson County is $2,506 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.60% on a median home value of $417,400.
How does Davidson County property tax compare to the national average?
Property taxes in Davidson County are 26% above the national average of $1,993. The effective rate of 0.60% compares to 0.92% nationally.
Does having a mortgage affect property taxes in Davidson County?
In Davidson County, homeowners with a mortgage pay a median of $2,486 in annual property taxes, while homeowners without a mortgage pay $2,543. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Davidson County?
Property taxes in Davidson County represent approximately 3.2% of the median household income of $77,853. The national benchmark is generally 2-4% of household income.
Are property taxes increasing in Davidson County?
Property taxes in Davidson County changed by +4.9% year-over-year, from $2,390 to $2,506. Check the historical table above for multi-year trends.
How can I appeal my property tax assessment in Davidson County?
Property tax appeals in Davidson County typically start at the county assessor's office. You can challenge the assessed value of your property by providing evidence of comparable sales, property condition, or assessment errors. Most counties have a 30-90 day window after the assessment notice to file an appeal. See our guide on how to appeal property taxes for step-by-step instructions.

Property Tax Guides

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Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainPropertyTax Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey. Consult a qualified professional before making decisions based on this data.