Ohio · County property tax · ACS 2024
Miami County Property Taxes
The median homeowner in Miami County pays $2,254 a year, an effective rate of 0.98%, notably higher than the U.S. average.
- $2,254
- Median tax / yr · Above-median bill
- 0.98%
- Effective rate · Above-median rate
- +13%
- vs U.S. average
- #63 of 88
- rank in OH
The verdict
Homeowners in Miami County pay a median $2,254 a year in property tax, an effective rate of 0.98%, more affordable than 37% of U.S. counties (Census ACS 2024).
- $2,254
- Median annual tax bill, 2024
- 0.98%
- Effective rate on median home
- #1972 of 3135
- U.S. counties by tax burden
- +13%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($229,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Ohio. Population: 110,296. Owner-occupied homes: 32,976.
The median annual property tax in Miami County is $2,254, which is 20% lower than the Ohio state average and 13% above the national average. The effective tax rate is 0.98% on a median home value of $229,100. Property taxes represent 2.9% of the median household income in this county.
Miami County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Miami County's 0.98% effective rate sits near the middle of 3,135 tracked counties (more affordable than 37%).
Decision signal 2
Near the middle of Ohio counties by effective rate
Miami County ranks #63 of 88 counties in Ohio by effective rate (28% of in-state counties pay a lower rate).
Decision signal 3
The bill sits below the Ohio median
Homeowners in Miami County pay a median annual property tax of $2,254, notably higher than the national median and notably lower than the Ohio state median. On a $229,100 median home, that works out to an effective rate of 0.98% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Miami County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $76,817 median household income.
Informational notice
Figures describe the median homeowner household in Miami County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Miami County's effective rate fell 13.0% across the 4-year span while its median home value rose 47.8%, leaving the median bill 28.6% higher at $2,254. That rate move is larger than the one in 54% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 29% from $1,753 to $2,254. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 11,063 of 32,976 owner-occupied homes (33.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 2.9% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Miami County Homeowners Actually Pay
The single largest group of Miami County homeowners, 11,063 of 32,976 owner-occupied homes (33.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 6.5% (2,132)
- $800 to $1,499 22.2% (7,328)
- $1,500 to $1,999 15.0% (4,930)
- $2,000 to $2,999 20.5% (6,756)
- $3,000 or more 33.5% (11,063)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
767 homes here (2.3%) report no real estate tax at all. Exemptions are set by state: how Ohio handles assessments and appeals.
With vs Without Mortgage
Mortgaged and non-mortgaged homeowners in Miami County pay about the same bill, within a 4% gap either way.
Miami County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Miami County's effective rate is higher than 28% of the 88 counties in Ohio - ranking #63 of 88.
Where Miami County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.98% more affordable than 37% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Miami County moved from $1,753 in the 2020 release to $2,254 in 2024, a change of about 29%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Miami County vs Benchmarks
| Metric | Miami County | Ohio Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.9% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Miami County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Ohio counties.
Miami County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,254 +7.0% | 0.98% |
| 2023 | $2,106 +7.0% | 1.01% |
| 2022 | $1,968 +6.0% | 1.03% |
| 2021 | $1,857 +5.9% | 1.12% |
| 2020 | $1,753 | 1.13% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Miami County: tax-to-income at 2.9%
Counties near Miami County's effective rate
On effective rate, Miami County sits nearest Wells County (ND), Hertford County (NC), Logan County (NE).
On published median-tax change, the nearest matches are Florence County (SC), La Paz County (AZ), Coosa County (AL).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Miami County: only 4% of returns show Schedule A real-estate tax
Tax year 2022: 2,050 of 53,620 returns from Miami County reported real estate taxes, averaging $4,652 - 39% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Ohio
Miami County rate FAQs
- What is the tax affordability score for Miami County?
- Miami County, Ohio scores D (47/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A+ ($-81). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Miami County, Ohio?
- The median annual property tax in Miami County is $2,254, an effective rate of 0.98% on a $229,100 median home (Census ACS, 2024).
- How does Miami County property tax compare to the national average?
- Property taxes in Miami County run notably higher than the national median of $1,993, an effective rate of 0.98% versus 0.92% nationally.
- Are property taxes increasing in Miami County?
- The ACS median property-tax bill for Miami County jumped 28.6% between the 2020 and 2024 5-year releases, from $1,753 to $2,254, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Miami County?
- Property taxes in Miami County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $76,817 median household income.
What to do with Miami County's UNDER rate
Inside Ohio, Miami County's $2,254 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Ohio overview →
Miami County ranks #63 of 88 Ohio counties by effective rate - on the lower-burden half of the state ACS set. Ohio overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Miami County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.98%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,254/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Miami County
Nearest ABS(median_tax) ACS peers for Miami County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Atascosa County, TX
ABS(median_tax) peer · tied with Miami County at $2,254/yr; rate 1.29% vs Miami County 0.98%.
King George County, VA
ABS(median_tax) peer · tied with Miami County at $2,254/yr; rate 0.53% vs Miami County 0.98%.
Shiawassee County, MI
ABS(median_tax) peer · $2,251/yr (near-tied bill ABS $3); rate 1.31% vs Miami County 0.98%.
Lee County, GA
ABS(median_tax) peer · $2,250/yr (near-tied bill ABS $4); rate 0.97% vs Miami County 0.98%.
Ohio county set
State ACS overview for every published Ohio county rate and median bill.
Assessment cycle basics
Miami County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Miami County (UNDER · MID) - ACS medians, not a parcel bill.