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Alabama · County property tax · ACS 2024

Coosa County Property Taxes

The median homeowner in Coosa County pays $315 a year, an effective rate of 0.27%, far below the U.S. average.

$315
Median tax / yr · Very low bill
0.27%
Effective rate · Very low rate
-84%
vs U.S. average
#58 of 67
rank in AL

The verdict

Homeowners in Coosa County pay a median $315 a year in property tax, an effective rate of 0.27%, more affordable than 99% of U.S. counties (Census ACS 2024).

$315
Median annual tax bill, 2024
0.27%
Effective rate on median home
#33 of 3135
U.S. counties by tax burden
-84%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($115,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Alabama. Population: 10,300. Owner-occupied homes: 3,604.

The median annual property tax in Coosa County is $315, which is 60% lower than the Alabama state average and 84% below the national average. The effective tax rate is 0.27% on a median home value of $115,500. Property taxes represent 0.5% of the median household income in this county.

Coosa County's rate standing among U.S. counties

Primary signal

The effective rate is a national tailwind

Coosa County's 0.27% effective rate is among the lowest of 3,135 tracked counties: roughly 99% pay a higher rate.

Decision signal 2

The bill sits well below the national median

Homeowners in Coosa County pay a median annual property tax of $315, far below the national median and far below the Alabama state median. On a $115,500 median home, that works out to an effective rate of 0.27% once the local assessment base and millage are combined.

Decision signal 3

Income carries a light tax share

Property taxes in Coosa County run well below the commonly cited 2%-4% national benchmark, at about 0.5% of the $57,355 median household income.

Decision signal 4

High among Alabama counties by effective rate

Coosa County ranks #58 of 67 counties in Alabama by effective rate (13% of in-state counties pay a lower rate).

Decision signal 5

The latest release moved the bill up

Since 2023, the published ACS median estimate has ticked up 4.0%, from $303 to $315. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Informational notice

Figures describe the median homeowner household in Coosa County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$315
Very low bill
-60% vs State -84% vs US
Median Home Value
$115,500
-45% vs State -49% vs US
Effective Tax Rate
0.27%
Very low rate
-29% vs State -71% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 29% from $245 to $315. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The largest reported group here falls at the bottom of the national range: 2,286 of 3,604 owner-occupied homes (63.4%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.

Household income sits in the second quarter nationally and the effective rate in the lowest, so the median bill takes 0.5% of median household income. Both figures point the same way, which is unusual enough that the ratio above is worth reading rather than assumed.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

Paying off the mortgage changes the picture here

26.9% of Coosa County homes owned free and clear (657 of 2,438) report no property tax at all, against 26.5% of homes still carrying a mortgage. A reported zero is not proof of an exemption: it can equally mean a bill paid by another party, or a reporting artefact. But a gap this size is where age- and disability-based relief usually shows up, because those programmes reach owners who have finished paying.

What Coosa County Homeowners Actually Pay

The single largest group of Coosa County homeowners, 2,286 of 3,604 owner-occupied homes (63.4%), pays less than $800 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 63.4% (2,286)
  • $800 to $1,499 5.7% (206)
  • $1,500 to $1,999 1.1% (40)
  • $2,000 to $2,999 2.5% (89)
  • $3,000 or more 0.5% (17)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

966 homes here (26.8%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of Coosa County homeowners. Exemptions are set by state: how Alabama handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$372
$31/mo
Without Mortgage
$255
$21/mo

Mortgaged homeowners in Coosa County pay a substantially higher bill, 46% more, pointing to a wide home-value gap between the two groups.

Coosa County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Coosa County 0.27%
Alabama average 0.38%
U.S. average 0.92%

Coosa County's effective rate is higher than 13% of the 67 counties in Alabama - ranking #58 of 67.

Where Coosa County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.27% Among the most affordable more affordable than 99% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Among the lowest-taxed counties in the country

At 0.27%, Coosa County sits in the lowest 1% of all U.S. counties by effective property-tax rate. A low rate does not by itself mean a low bill: the median here is $315, and what a homeowner actually pays depends as much on local home values as on the rate.

Coosa County vs Benchmarks

Metric Coosa County Alabama Avg U.S. Avg
Median Annual Tax Very low bill $315 $788 $1,993
Effective Tax Rate Very low rate 0.27% 0.38% 0.92%
Median Home Value $115,500 $209,900 $227,791
Tax as % of income Very light income burden 0.5% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Coosa County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Alabama counties.

Coosa County rate trail · QUIET

$240$260$280$300$320 20202021202220232024 $315
Coosa County ACS median tax 2020–2024: +29% ($245 → $315).
Year Median Tax (vs prior release) Effective Rate
2024 $315 +4.0% 0.27%
2023 $303 +9.0% 0.27%
2022 $278 +7.3% 0.25%
2021 $259 +5.7% 0.27%
2020 $245 0.27%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Coosa County: tax takes only 0.5% of income

Tax-to-Income Ratio
0.5%
of median household income
Median Income
$57,355
per year
Monthly Tax
$26
per month

Counties near Coosa County's effective rate

On effective rate, Coosa County sits nearest Dolores County (CO), Huerfano County (CO), Ouray County (CO).

On published median-tax change, the nearest matches are La Paz County (AZ), Florence County (SC), Miami County (OH).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Coosa County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 110 of 4,040 returns from Coosa County reported real estate taxes, averaging $1,355 - 27% of those reporters sat in the $10-25k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Alabama

View all counties in Alabama →

Coosa County rate FAQs

How does Coosa County property tax compare to the national average?
Property taxes in Coosa County run far below the national median of $1,993, an effective rate of 0.27% versus 0.92% nationally.
What is the average property tax in Coosa County, Alabama?
The median annual property tax in Coosa County is $315, an effective rate of 0.27% on a $115,500 median home (Census ACS, 2024).
What is the tax affordability score for Coosa County?
Coosa County, Alabama scores A+ (95/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A+ (0.27%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What percentage of income goes to property taxes in Coosa County?
Property taxes in Coosa County run well below the commonly cited 2%-4% national benchmark, at about 0.5% of the $57,355 median household income.
Are property taxes increasing in Coosa County?
The ACS median property-tax bill for Coosa County is recorded at $315 in the 2024 5-year release against $245 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 3,604 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.

What to do with Coosa County's QUIET rate

Coosa County's $315 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Income burden is light here: about 0.5% of Coosa County's $57,355 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Coosa County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.27%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $315/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Coosa County

Nearest ABS(median_tax) ACS peers for Coosa County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.

QUIET LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Coosa County (QUIET · LIGHT) - ACS medians, not a parcel bill.