Harding County, New Mexico Property Taxes
Census Bureau ACS property tax data for New Mexico. Population: 221.
The median annual property tax in Harding County is $328, which is 69% lower than the New Mexico state average and 83% below the national average. The effective tax rate is 0.38% on a median home value of $86,500. Property taxes represent 0.8% of the median household income in this county.
Median Annual Tax
$328
-69% vs State
-83% vs US
Median Home Value
$86,500
-52% vs State
-59% vs US
Effective Tax Rate
0.38%
-37% vs State
-60% vs US
With vs Without Mortgage
With Mortgage
$717
$60/mo
Without Mortgage
$300
$25/mo
Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.
Property Tax History
| Year | Median Tax | Effective Rate |
|---|---|---|
| 2023 | $328 +13.1% | 0.38% |
| 2022 | $290 +12.4% | 0.30% |
| 2021 | $258 -10.1% | 0.33% |
| 2020 | $287 +0.7% | 0.33% |
| 2019 | $285 | 0.28% |
Tax Burden
Tax-to-Income Ratio
0.8%
of median household income
Median Income
$41,250
per year
Monthly Tax
$27
per month
Other Counties in New Mexico
Roosevelt County
Tax: $593/yr Rate: 0.44%
Lea County
Tax: $824/yr Rate: 0.47%
Socorro County
Tax: $792/yr Rate: 0.55%
McKinley County
Tax: $1,362/yr Rate: 1.89%
Quay County
Tax: $507/yr Rate: 0.62%
Rio Arriba County
Tax: $1,000/yr Rate: 0.43%
Frequently Asked Questions
What is the average property tax in Harding County, New Mexico? ▼
The median annual property tax in Harding County is $328 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 0.38% on a median home value of $86,500.
How does Harding County property tax compare to the national average? ▼
Property taxes in Harding County are 83% below the national average of $1,923. The effective rate of 0.38% compares to 0.95% nationally.
Does having a mortgage affect property taxes in Harding County? ▼
In Harding County, homeowners with a mortgage pay a median of $717 in annual property taxes, while homeowners without a mortgage pay $300. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Harding County? ▼
Property taxes in Harding County represent approximately 0.8% of the median household income of $41,250. The national benchmark is generally 2-4% of household income.
Explore More Data
Data source: U.S. Census Bureau, American Community Survey 5-Year Estimates. Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.