New Mexico · County property tax · ACS 2024
McKinley County Property Taxes
The median homeowner in McKinley County pays $1,574 a year, an effective rate of 2.00%, notably lower than the U.S. average.
- $1,574
- Median tax / yr · Below-median bill
- 2.00%
- Effective rate · Highest-decile rate
- -21%
- vs U.S. average
- #1 of 33
- rank in NM
The verdict
Homeowners in McKinley County pay a median $1,574 a year in property tax, an effective rate of 2.00%, more affordable than 3% of U.S. counties (Census ACS 2024).
- $1,574
- Median annual tax bill, 2024
- 2.00%
- Effective rate on median home
- #3051 of 3135
- U.S. counties by tax burden
- -21%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($78,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for New Mexico. Population: 70,431. Owner-occupied homes: 14,900.
The median annual property tax in McKinley County is $1,574, which is 9% lower than the New Mexico state average and 21% below the national average. The effective tax rate is 2.00% on a median home value of $78,700. Property taxes represent 3.3% of the median household income in this county.
McKinley County's rate standing among U.S. counties
Primary signal
The effective rate is a national headwind
McKinley County's 2.00% effective rate is among the highest of 3,135 tracked counties: only about 97% pay more.
Decision signal 2
Low among New Mexico counties by effective rate
McKinley County ranks #1 of 33 counties in New Mexico by effective rate (97% of in-state counties pay a lower rate).
Decision signal 3
The bill is near the usual comparison points
Homeowners in McKinley County pay a median annual property tax of $1,574, notably lower than the national median and modestly below the New Mexico state median. On a $78,700 median home, that works out to an effective rate of 2.00% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in McKinley County run within the commonly cited 2%-4% national benchmark, at about 3.3% of the $47,668 median household income.
Informational notice
Figures describe the median homeowner household in McKinley County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
McKinley County sits in the quarter of U.S. counties whose effective rate moved least over this span: 19.3% up, against a median home value that rose 18.0%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 40.8%, from $1,118 to $1,574.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 41% from $1,118 to $1,574. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest single group of owner-occupied homes in this county reports no real estate tax at all: 10,933 of 14,900 homes (73.4%). When that group leads, the county median does not describe the most common reported amount.
This is the least forgiving PAIRING in the data, bottom-quartile household income with a top-quartile effective rate, putting the median bill at 3.3% of median household income. Neither figure is remarkable on its own; the combination is, and the ratio above is the only part of it a household actually feels.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
McKinley County is an outlier inside New Mexico
Across the 33 New Mexico counties with a published rate, the average effective rate is 0.60%. McKinley County is at 2.00%, which sits 5.1 standard deviations above that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.
Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.
What McKinley County Homeowners Actually Pay
Most McKinley County homeowners are not billed at all: 10,933 of 14,900 owner-occupied homes (73.4%) report no real estate tax. A median bill describes only the minority who pay one.
- Less than $800 6.6% (990)
- $800 to $1,499 5.9% (877)
- $1,500 to $1,999 5.3% (788)
- $2,000 to $2,999 6.2% (917)
- $3,000 or more 2.7% (395)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
10,933 homes here (73.4%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of McKinley County homeowners. Exemptions are set by state: how New Mexico handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in McKinley County pay more than double the bill of those without one (+60%), the widest kind of value gap this dataset tracks.
McKinley County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
McKinley County's effective rate is higher than 97% of the 33 counties in New Mexico - ranking #1 of 33.
Where McKinley County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
2.00% more affordable than 3% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Among the highest-taxed counties in the country
At 2.00%, McKinley County sits in the top 3% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $1,574 median bill is the number to compare against another county.
McKinley County vs Benchmarks
| Metric | McKinley County | New Mexico Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 3.3% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
McKinley County's PEAK · MID lane - is an appeal worth running?
On McKinley County's published figures (PEAK · MID), a $78,700 median home carries a $1,574 median bill, so every 10% off an assessed value is worth about $157 a year at the same rate. Appeal Savings Estimator · appeal guide for New Mexico.
McKinley County rate trail · PEAK
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,574 +15.6% | 2.00% |
| 2023 | $1,362 +1.7% | 1.89% |
| 2022 | $1,339 +14.3% | 1.91% |
| 2021 | $1,171 +4.7% | 1.75% |
| 2020 | $1,118 | 1.68% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
McKinley County: tax-to-income at 3.3%
Counties near McKinley County's effective rate
On effective rate, McKinley County sits nearest Clinton County (NY), Sullivan County (NY), Cuyahoga County (OH).
On published median-tax change, the nearest matches are Parker County (TX), Montrose County (CO), Murray County (MN).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
McKinley County: only 1% of returns show Schedule A real-estate tax
Tax year 2022: 320 of 28,630 returns from McKinley County reported real estate taxes, averaging $3,272 - 38% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in New Mexico
McKinley County rate FAQs
- What is the tax affordability score for McKinley County?
- McKinley County, New Mexico scores F (30/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A+ (1.65×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in McKinley County, New Mexico?
- The median annual property tax in McKinley County is $1,574, an effective rate of 2.00% on a $78,700 median home (Census ACS, 2024).
- Are property taxes increasing in McKinley County?
- The ACS median property-tax bill for McKinley County jumped 40.8% between the 2020 and 2024 5-year releases, from $1,118 to $1,574, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- How does McKinley County property tax compare to the national average?
- Property taxes in McKinley County run notably lower than the national median of $1,993, an effective rate of 2.00% versus 0.92% nationally.
- What percentage of income goes to property taxes in McKinley County?
- Property taxes in McKinley County run within the commonly cited 2%-4% national benchmark, at about 3.3% of the $47,668 median household income.
What to do with McKinley County's PEAK rate
At McKinley County's 2.00% effective rate, a $78,700 home implies about $1,574/yr - plug in your own assessed value rather than quoting the county median. Estimate your bill →
McKinley County ranks #1 of 33 New Mexico counties by effective rate - on the higher-burden half of the state ACS set. New Mexico overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for McKinley County's PEAK effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 2.00%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,574/yr. Rate peers are excluded so the two link sets stay distinct.
Read with McKinley County
Nearest ABS(median_tax) ACS peers for McKinley County (PEAK · MID), replacing the old fixed Keep exploring strip.
PEAK MID
Aurora County, SD
ABS(median_tax) peer · tied with McKinley County at $1,574/yr; rate 1.04% vs McKinley County 2.00%.
Big Horn County, MT
ABS(median_tax) peer · tied with McKinley County at $1,574/yr; rate 1.10% vs McKinley County 2.00%.
Garfield County, WA
ABS(median_tax) peer · tied with McKinley County at $1,574/yr; rate 0.66% vs McKinley County 2.00%.
Lincoln County, MN
ABS(median_tax) peer · tied with McKinley County at $1,574/yr; rate 0.96% vs McKinley County 2.00%.
New Mexico county set
State ACS overview for every published New Mexico county rate and median bill.
Appeal filing windows
McKinley County stamps PEAK · MID - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 McKinley County (PEAK · MID) - ACS medians, not a parcel bill.