Alabama · County property tax · ACS 2024
Baldwin County Property Taxes
The median homeowner in Baldwin County pays $960 a year, an effective rate of 0.30%, far below the U.S. average.
- $960
- Median tax / yr · Low bill
- 0.30%
- Effective rate · Very low rate
- -52%
- vs U.S. average
- #50 of 67
- rank in AL
The verdict
Homeowners in Baldwin County pay a median $960 a year in property tax, an effective rate of 0.30%, more affordable than 98% of U.S. counties (Census ACS 2024).
- $960
- Median annual tax bill, 2024
- 0.30%
- Effective rate on median home
- #65 of 3135
- U.S. counties by tax burden
- -52%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($316,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Alabama. Population: 246,989. Owner-occupied homes: 76,497.
The median annual property tax in Baldwin County is $960, which is 22% higher than the Alabama state average and 52% below the national average. The effective tax rate is 0.30% on a median home value of $316,900. Property taxes represent 1.2% of the median household income in this county.
Baldwin County's rate standing among U.S. counties
Primary signal
The effective rate is a national tailwind
Baldwin County's 0.30% effective rate is among the lowest of 3,135 tracked counties: roughly 98% pay a higher rate.
Decision signal 2
The bill sits well below the national median
Homeowners in Baldwin County pay a median annual property tax of $960, far below the national median and notably higher than the Alabama state median. On a $316,900 median home, that works out to an effective rate of 0.30% once the local assessment base and millage are combined.
Decision signal 3
Income carries a light tax share
Property taxes in Baldwin County run well below the commonly cited 2%-4% national benchmark, at about 1.2% of the $78,775 median household income.
Decision signal 4
High among Alabama counties by effective rate
Baldwin County ranks #50 of 67 counties in Alabama by effective rate (25% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Baldwin County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate held while the market moved
Baldwin County sits in the quarter of U.S. counties whose effective rate moved least over this span: 3.3% down, against a median home value that rose 49.8%.
A near-steady rate on a moving market passes that movement straight through: the median bill rose 44.8%, from $663 to $960.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 45% from $663 to $960. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 26,373 of 76,497 owner-occupied homes (34.5%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
The most forgiving PAIRING in the data, top-quartile household income with a bottom-quartile effective rate, puts the median bill at 1.2% of median household income. Home values still drive the dollar figure, which is why the ratio above varies widely among counties that share this position.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
Paying off the mortgage changes the picture here
22.0% of Baldwin County homes owned free and clear (6,890 of 31,249) report no property tax at all, against 11.0% of homes still carrying a mortgage. A reported zero is not proof of an exemption: it can equally mean a bill paid by another party, or a reporting artefact. But a gap this size is where age- and disability-based relief usually shows up, because those programmes reach owners who have finished paying.
What Baldwin County Homeowners Actually Pay
The single largest group of Baldwin County homeowners, 26,373 of 76,497 owner-occupied homes (34.5%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 34.5% (26,373)
- $800 to $1,499 25.4% (19,408)
- $1,500 to $1,999 8.7% (6,686)
- $2,000 to $2,999 9.4% (7,218)
- $3,000 or more 6.5% (4,965)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
11,847 homes here (15.5%) report no real estate tax at all, a sizeable minority for a county this size. Exemptions are set by state: how Alabama handles assessments and appeals.
With vs Without Mortgage
In Baldwin County, mortgaged homeowners pay 19% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Baldwin County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Baldwin County's effective rate is higher than 25% of the 67 counties in Alabama - ranking #50 of 67.
Where Baldwin County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.30% Among the most affordable more affordable than 98% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
A low rate, a bigger bill
Baldwin County taxes property at 0.30%, roughly 21% below the Alabama average, and still bills a median $960, about 22% above the state figure. Because the effective rate is the bill divided by the home's value, that combination means local home values run well ahead of the state norm: a gentler rate applied to a larger base.
Baldwin County vs Benchmarks
| Metric | Baldwin County | Alabama Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Low bill | |||
| Effective Tax Rate Very low rate | |||
| Median Home Value | |||
| Tax as % of income Very light income burden | 1.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Baldwin County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Alabama counties.
Baldwin County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $960 +9.0% | 0.30% |
| 2023 | $881 +10.7% | 0.31% |
| 2022 | $796 +10.9% | 0.30% |
| 2021 | $718 +8.3% | 0.32% |
| 2020 | $663 | 0.31% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Baldwin County: tax takes only 1.2% of income
Counties near Baldwin County's effective rate
On effective rate, Baldwin County sits nearest Prowers County (CO), Valley County (ID), Bienville Parish (LA).
On published median-tax change, the nearest matches are Bacon County (GA), Jackson County (AR), Adams County (CO).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Baldwin County: only 7% of returns show Schedule A real-estate tax
Tax year 2022: 7,630 of 113,660 returns from Baldwin County reported real estate taxes, averaging $2,800 - 39% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Alabama
Baldwin County rate FAQs
- What is the tax affordability score for Baldwin County?
- Baldwin County, Alabama scores A- (81/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A+ (0.30%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does Baldwin County property tax compare to the national average?
- Property taxes in Baldwin County run far below the national median of $1,993, an effective rate of 0.30% versus 0.92% nationally.
- What is the average property tax in Baldwin County, Alabama?
- The median annual property tax in Baldwin County is $960, an effective rate of 0.30% on a $316,900 median home (Census ACS, 2024).
- Are property taxes increasing in Baldwin County?
- The ACS median property-tax bill for Baldwin County jumped 44.8% between the 2020 and 2024 5-year releases, from $663 to $960, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Baldwin County?
- Property taxes in Baldwin County run well below the commonly cited 2%-4% national benchmark, at about 1.2% of the $78,775 median household income.
What to do with Baldwin County's QUIET rate
Baldwin County's $960 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.2% of Baldwin County's $78,775 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Baldwin County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.30%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $960/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Baldwin County
Nearest ABS(median_tax) ACS peers for Baldwin County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
St. Bernard Parish, LA
ABS(median_tax) peer · $961/yr (near-tied bill ABS $1); rate 0.47% vs Baldwin County 0.30%.
Montezuma County, CO
ABS(median_tax) peer · $958/yr (near-tied bill ABS $2); rate 0.29% vs Baldwin County 0.30%.
Barton County, MO
ABS(median_tax) peer · $963/yr (near-tied bill ABS $3); rate 0.71% vs Baldwin County 0.30%.
Scott County, MO
ABS(median_tax) peer · $957/yr (near-tied bill ABS $3); rate 0.62% vs Baldwin County 0.30%.
Alabama county set
State ACS overview for every published Alabama county rate and median bill.
Assessment cycle basics
Baldwin County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Baldwin County (QUIET · LIGHT) - ACS medians, not a parcel bill.