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Montana · County property tax · ACS 2024

Silver Bow County Property Taxes

The median homeowner in Silver Bow County pays $2,500 a year, an effective rate of 0.98%, well above the U.S. average.

$2,500
Median tax / yr · High bill
0.98%
Effective rate · Above-median rate
+25%
vs U.S. average
#9 of 56
rank in MT

The verdict

Homeowners in Silver Bow County pay a median $2,500 a year in property tax, an effective rate of 0.98%, more affordable than 37% of U.S. counties (Census ACS 2024).

$2,500
Median annual tax bill, 2024
0.98%
Effective rate on median home
#1972 of 3135
U.S. counties by tax burden
+25%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($255,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Montana. Population: 35,785. Owner-occupied homes: 10,920.

The median annual property tax in Silver Bow County is $2,500, which is 7% lower than the Montana state average and 25% above the national average. The effective tax rate is 0.98% on a median home value of $255,200. Property taxes represent 4.0% of the median household income in this county.

Silver Bow County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Silver Bow County's 0.98% effective rate sits near the middle of 3,135 tracked counties (more affordable than 37%).

Decision signal 2

Low among Montana counties by effective rate

Silver Bow County ranks #9 of 56 counties in Montana by effective rate (84% of in-state counties pay a lower rate).

Decision signal 3

The bill sits well above the national median

Homeowners in Silver Bow County pay a median annual property tax of $2,500, well above the national median and modestly below the Montana state median. On a $255,200 median home, that works out to an effective rate of 0.98% once the local assessment base and millage are combined.

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Silver Bow County run a bit above the commonly cited 2%-4% national benchmark, at about 4.0% of the $61,754 median household income.

Informational notice

Figures describe the median homeowner household in Silver Bow County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Silver Bow County's effective rate fell 15.3% across the 4-year span while its median home value rose 64.3%, leaving the median bill 39.2% higher at $2,500. That rate move is larger than the one in 65% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$2,500
High bill
-7% vs State +25% vs US
Median Home Value
$255,200
-32% vs State +12% vs US
Effective Tax Rate
0.98%
Above-median rate
+36% vs State +7% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 39% from $1,796 to $2,500. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 3,545 of 10,920 owner-occupied homes (32.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Earnings are below the national midpoint while the rate is above it, and the median bill equals 4.0% of median household income. The gap between those two positions is the whole story on this page.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Silver Bow County Homeowners Actually Pay

The single largest group of Silver Bow County homeowners, 3,545 of 10,920 owner-occupied homes (32.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 4.9% (533)
  • $800 to $1,499 12.9% (1,414)
  • $1,500 to $1,999 14.7% (1,601)
  • $2,000 to $2,999 30.8% (3,368)
  • $3,000 or more 32.5% (3,545)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

459 homes here (4.2%) report no real estate tax at all. Exemptions are set by state: how Montana handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,619
$218/mo
Without Mortgage
$2,352
$196/mo

In Silver Bow County, mortgaged homeowners pay 11% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Silver Bow County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Silver Bow County 0.98%
Montana average 0.72%
U.S. average 0.92%

Silver Bow County's effective rate is higher than 84% of the 56 counties in Montana - ranking #9 of 56.

Where Silver Bow County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.98% more affordable than 37% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Silver Bow County moved from $1,796 in the 2020 release to $2,500 in 2024, a change of about 39%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Silver Bow County vs Benchmarks

Metric Silver Bow County Montana Avg U.S. Avg
Median Annual Tax High bill $2,500 $2,693 $1,993
Effective Tax Rate Above-median rate 0.98% 0.72% 0.92%
Median Home Value $255,200 $375,800 $227,791
Tax as % of income Heavy income burden 4.0% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Silver Bow County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Montana counties.

Silver Bow County rate trail · UNDER

$1,600$1,800$2,000$2,200$2,400$2,600 20202021202220232024 $2,500
Silver Bow County ACS median tax 2020–2024: +39% ($1,796 → $2,500).
Year Median Tax (vs prior release) Effective Rate
2024 $2,500 +6.1% 0.98%
2023 $2,357 +9.5% 1.05%
2022 $2,153 +11.9% 1.10%
2021 $1,924 +7.1% 1.17%
2020 $1,796 1.16%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Silver Bow County: tax takes 4.0% of income

Tax-to-Income Ratio
4.0%
of median household income
Median Income
$61,754
per year
Monthly Tax
$208
per month

Counties near Silver Bow County's effective rate

On effective rate, Silver Bow County sits nearest Humphreys County (MS), Wright County (MN), Dakota County (MN).

On published median-tax change, the nearest matches are Logan County (OK), East Carroll Parish (LA), Gilpin County (CO).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Silver Bow County: only 5% of returns show Schedule A real-estate tax

Tax year 2022: 850 of 17,520 returns from Silver Bow County reported real estate taxes, averaging $3,998 - 35% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Montana

View all counties in Montana →

Silver Bow County rate FAQs

What is the tax affordability score for Silver Bow County?
Silver Bow County, Montana scores F (30/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at C- (+$267). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Silver Bow County, Montana?
The median annual property tax in Silver Bow County is $2,500, an effective rate of 0.98% on a $255,200 median home (Census ACS, 2024).
Are property taxes increasing in Silver Bow County?
The ACS median property-tax bill for Silver Bow County jumped 39.2% between the 2020 and 2024 5-year releases, from $1,796 to $2,500, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
How does Silver Bow County property tax compare to the national average?
Property taxes in Silver Bow County run well above the national median of $1,993, an effective rate of 0.98% versus 0.92% nationally.
What percentage of income goes to property taxes in Silver Bow County?
Property taxes in Silver Bow County run a bit above the commonly cited 2%-4% national benchmark, at about 4.0% of the $61,754 median household income.

What to do with Silver Bow County's UNDER rate

Silver Bow County's $2,500 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Silver Bow County ranks #9 of 56 Montana counties by effective rate - on the higher-burden half of the state ACS set. Montana overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Silver Bow County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.98%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $2,500/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Silver Bow County

Nearest ABS(median_tax) ACS peers for Silver Bow County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Silver Bow County (UNDER · MID) - ACS medians, not a parcel bill.