Texas · County property tax · ACS 2024
Gillespie County Property Taxes
The median homeowner in Gillespie County pays $4,496 a year, an effective rate of 0.98%, far above the U.S. average.
- $4,496
- Median tax / yr · Highest-decile bill
- 0.98%
- Effective rate · Above-median rate
- +126%
- vs U.S. average
- #195 of 250
- rank in TX
The verdict
Homeowners in Gillespie County pay a median $4,496 a year in property tax, an effective rate of 0.98%, more affordable than 37% of U.S. counties (Census ACS 2024).
- $4,496
- Median annual tax bill, 2024
- 0.98%
- Effective rate on median home
- #1972 of 3135
- U.S. counties by tax burden
- +126%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($460,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Texas. Population: 27,524. Owner-occupied homes: 8,624.
The median annual property tax in Gillespie County is $4,496, which is 6% higher than the Texas state average and 126% above the national average. The effective tax rate is 0.98% on a median home value of $460,700. Property taxes represent 5.9% of the median household income in this county.
Why Gillespie County's ACS bill runs high vs the U.S.
Primary signal
The bill sits well above the national median
Homeowners in Gillespie County pay a median annual property tax of $4,496, far above the national median and modestly above the Texas state median. On a $460,700 median home, that works out to an effective rate of 0.98% once the local assessment base and millage are combined.
Decision signal 2
Income carries a heavy tax share
Property taxes in Gillespie County run a bit above the commonly cited 2%-4% national benchmark, at about 5.9% of the $76,162 median household income.
Decision signal 3
High among Texas counties by effective rate
Gillespie County ranks #195 of 250 counties in Texas by effective rate (22% of in-state counties pay a lower rate).
Decision signal 4
The effective rate sits near the national middle
Gillespie County's 0.98% effective rate sits near the middle of 3,135 tracked counties (more affordable than 37%).
Informational notice
Figures describe the median homeowner household in Gillespie County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 8.6% down between 2020 and 2024, a smaller shift than in 66% of U.S. counties. With the median home value rose 48.0%, the median bill rose 35.2% to $4,496: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 35% from $3,325 to $4,496. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 5,386 of 8,624 owner-occupied homes (62.5%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Earnings are in the national top quarter and the rate is above the midpoint, so the median bill represents 5.9% of median household income. A headline bill conflates the dollar figure with the proportion; the two come apart here, and the ratio above is the second of them.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Gillespie County Homeowners Actually Pay
The single largest group of Gillespie County homeowners, 5,386 of 8,624 owner-occupied homes (62.5%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 8.9% (769)
- $800 to $1,499 10.5% (907)
- $1,500 to $1,999 4.6% (398)
- $2,000 to $2,999 7.4% (636)
- $3,000 or more 62.5% (5,386)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
528 homes here (6.1%) report no real estate tax at all. Exemptions are set by state: how Texas handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Gillespie County pay a substantially higher bill, 47% more, pointing to a wide home-value gap between the two groups.
Gillespie County's bill vs state & U.S. medians
Median annual bill bars around Gillespie County's HEAVY ACS 2024 figure.
Gillespie County's median bill is 6% above the Texas median and 126% above the U.S. median.
What changed since 2020
The median bill in Gillespie County moved from $3,325 in the 2020 release to $4,496 in 2024, a change of about 35%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Gillespie County vs Benchmarks
| Metric | Gillespie County | Texas Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 5.9% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Is Gillespie County's $4,496 median bill appeal-worthy?
At Gillespie County's $4,496 ACS median (HEAVY), a 10% assessment cut is worth about $450/yr before exemptions. Appeal Savings Estimator · appeal guide for Texas.
Gillespie County bill trail · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $4,496 +2.1% | 0.98% |
| 2023 | $4,404 +7.0% | 1.02% |
| 2022 | $4,117 +11.0% | 1.03% |
| 2021 | $3,710 +11.6% | 1.14% |
| 2020 | $3,325 | 1.07% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Gillespie County: tax takes 5.9% of income
Counties near Gillespie County's median bill
On effective rate, Gillespie County sits nearest Shelby County (TN), Turner County (SD), Mellette County (SD).
On published median-tax change, the nearest matches are Clarendon County (SC), Ouray County (CO), Clark County (IN).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Gillespie County: only 8% of returns show Schedule A real-estate tax
Tax year 2022: 1,190 of 14,660 returns from Gillespie County reported real estate taxes, averaging $9,961 - 49% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Texas
Gillespie County bill FAQs
- How does Gillespie County property tax compare to the national average?
- Property taxes in Gillespie County run far above the national median of $1,993, an effective rate of 0.98% versus 0.92% nationally.
- What percentage of income goes to property taxes in Gillespie County?
- Property taxes in Gillespie County run a bit above the commonly cited 2%-4% national benchmark, at about 5.9% of the $76,162 median household income.
- What is the average property tax in Gillespie County, Texas?
- The median annual property tax in Gillespie County is $4,496, an effective rate of 0.98% on a $460,700 median home (Census ACS, 2024).
- Are property taxes increasing in Gillespie County?
- The ACS median property-tax bill for Gillespie County jumped 35.2% between the 2020 and 2024 5-year releases, from $3,325 to $4,496, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What is the tax affordability score for Gillespie County?
- Gillespie County, Texas scores F (12/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at F (0.98%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What to do with Gillespie County's HEAVY bill
Gillespie County's $4,496 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Income burden is elevated here: about 5.9% of Gillespie County's $76,162 median household income goes to the property-tax bill.
Nationwide peers by median bill (then rate)
Bill-first peers for Gillespie County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.98%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $4,496/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Gillespie County
Nearest ABS(median_tax) ACS peers for Gillespie County (UNDER · HEAVY), replacing the old fixed Keep exploring strip.
UNDER HEAVY
Carver County, MN
ABS(median_tax) peer · $4,501/yr (near-tied bill ABS $5); rate 0.99% vs Gillespie County 0.98%.
Harris County, TX
ABS(median_tax) peer · $4,489/yr (near-tied bill ABS $7); rate 1.62% vs Gillespie County 0.98%.
Douglas County, NE
ABS(median_tax) peer · $4,507/yr (near-tied bill ABS $11); rate 1.69% vs Gillespie County 0.98%.
Blanco County, TX
ABS(median_tax) peer · $4,510/yr (near-tied bill ABS $14); rate 0.93% vs Gillespie County 0.98%.
Texas county set
State ACS overview for every published Texas county rate and median bill.
Assessment cycle basics
Gillespie County stamps UNDER · HEAVY - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Gillespie County (UNDER · HEAVY) - ACS medians, not a parcel bill.