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Nebraska · County property tax · ACS 2024

Saunders County Property Taxes

The median homeowner in Saunders County pays $3,531 a year, an effective rate of 1.30%, far above the U.S. average.

$3,531
Median tax / yr · High bill
1.30%
Effective rate · High rate
+77%
vs U.S. average
#40 of 93
rank in NE

The verdict

Homeowners in Saunders County pay a median $3,531 a year in property tax, an effective rate of 1.30%, more affordable than 19% of U.S. counties (Census ACS 2024).

$3,531
Median annual tax bill, 2024
1.30%
Effective rate on median home
#2543 of 3135
U.S. counties by tax burden
+77%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($271,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Nebraska. Population: 23,048. Owner-occupied homes: 7,308.

The median annual property tax in Saunders County is $3,531, which is 1% lower than the Nebraska state average and 77% above the national average. The effective tax rate is 1.30% on a median home value of $271,700. Property taxes represent 3.8% of the median household income in this county.

Saunders County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Saunders County's 1.30% effective rate sits near the middle of 3,135 tracked counties (more affordable than 19%).

Decision signal 2

The bill sits well above the national median

Homeowners in Saunders County pay a median annual property tax of $3,531, far above the national median and roughly in line with the Nebraska state median. On a $271,700 median home, that works out to an effective rate of 1.30% once the local assessment base and millage are combined.

Decision signal 3

Income and the tax bill sit in the middle band

Property taxes in Saunders County run within the commonly cited 2%-4% national benchmark, at about 3.8% of the $94,066 median household income.

Decision signal 4

Near the middle of Nebraska counties by effective rate

Saunders County ranks #40 of 93 counties in Nebraska by effective rate (57% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Saunders County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

The rate gave way faster than almost anywhere

Between the 2020 and 2024 releases the median home value in Saunders County rose 58.3%, from $171,600 to $271,700. The effective rate fell 19.1% over the same span, a steeper move than in 80% of U.S. counties.

The median bill still rose 28.1%, to $3,531. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$3,531
High bill
-1% vs State +77% vs US
Median Home Value
$271,700
+14% vs State +19% vs US
Effective Tax Rate
1.30%
High rate
-13% vs State +41% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 28% from $2,757 to $3,531. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The heaviest band is also the fullest one here: 4,152 of 7,308 owner-occupied homes (56.8%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Both figures are in the national top quarter, and the median bill still equals only 3.8% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Saunders County Homeowners Actually Pay

The single largest group of Saunders County homeowners, 4,152 of 7,308 owner-occupied homes (56.8%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 2.9% (210)
  • $800 to $1,499 8.5% (618)
  • $1,500 to $1,999 5.4% (398)
  • $2,000 to $2,999 22.4% (1,640)
  • $3,000 or more 56.8% (4,152)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

290 homes here (4.0%) report no real estate tax at all. Exemptions are set by state: how Nebraska handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$3,589
$299/mo
Without Mortgage
$3,437
$286/mo

Mortgaged and non-mortgaged homeowners in Saunders County pay about the same bill, a 4% gap.

Saunders County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Saunders County 1.30%
Nebraska average 1.49%
U.S. average 0.92%

Saunders County's effective rate is higher than 57% of the 93 counties in Nebraska - ranking #40 of 93.

Where Saunders County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.30% more affordable than 19% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Saunders County moved from $2,757 in the 2020 release to $3,531 in 2024, a change of about 28%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Saunders County vs Benchmarks

Metric Saunders County Nebraska Avg U.S. Avg
Median Annual Tax High bill $3,531 $3,549 $1,993
Effective Tax Rate High rate 1.30% 1.49% 0.92%
Median Home Value $271,700 $238,600 $227,791
Tax as % of income Heavy income burden 3.8% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Saunders County's STEEP · HEAVY lane - is an appeal worth running?

On Saunders County's published figures (STEEP · HEAVY), a $271,700 median home carries a $3,531 median bill, so every 10% off an assessed value is worth about $353 a year at the same rate. Appeal Savings Estimator · appeal guide for Nebraska.

Saunders County rate trail · STEEP

$2,600$2,800$3,000$3,200$3,400$3,600 20202021202220232024 $3,531
Saunders County ACS median tax 2020–2024: +28% ($2,757 → $3,531).
Year Median Tax (vs prior release) Effective Rate
2024 $3,531 +8.7% 1.30%
2023 $3,247 +2.8% 1.35%
2022 $3,158 +10.7% 1.43%
2021 $2,854 +3.5% 1.55%
2020 $2,757 1.61%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Saunders County: tax-to-income at 3.8%

Tax-to-Income Ratio
3.8%
of median household income
Median Income
$94,066
per year
Monthly Tax
$294
per month

Counties near Saunders County's effective rate

On effective rate, Saunders County sits nearest Cheyenne County (KS), Fayette County (IA), Union County (IL).

On published median-tax change, the nearest matches are Larue County (KY), Love County (OK), Allamakee County (IA).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Saunders County: only 6% of returns show Schedule A real-estate tax

Tax year 2022: 670 of 10,960 returns from Saunders County reported real estate taxes, averaging $6,137 - 37% of those reporters sat in the $200k+ AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Nebraska

View all counties in Nebraska →

Saunders County rate FAQs

How does Saunders County property tax compare to the national average?
Property taxes in Saunders County run far above the national median of $1,993, an effective rate of 1.30% versus 0.92% nationally.
What is the average property tax in Saunders County, Nebraska?
The median annual property tax in Saunders County is $3,531, an effective rate of 1.30% on a $271,700 median home (Census ACS, 2024).
What is the tax affordability score for Saunders County?
Saunders County, Nebraska scores F (29/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B (+$152). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Saunders County?
The ACS median property-tax bill for Saunders County jumped 28.1% between the 2020 and 2024 5-year releases, from $2,757 to $3,531, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Saunders County?
Property taxes in Saunders County run within the commonly cited 2%-4% national benchmark, at about 3.8% of the $94,066 median household income.

What to do with Saunders County's STEEP rate

Saunders County's $3,531 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Saunders County ranks #40 of 93 Nebraska counties by effective rate - on the higher-burden half of the state ACS set. Nebraska overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Saunders County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.30%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $3,531/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Saunders County

Nearest ABS(median_tax) ACS peers for Saunders County (STEEP · HEAVY), replacing the old fixed Keep exploring strip.

STEEP HEAVY

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Saunders County (STEEP · HEAVY) - ACS medians, not a parcel bill.