Tennessee · County property tax · ACS 2024
Grainger County Property Taxes
The median homeowner in Grainger County pays $901 a year, an effective rate of 0.48%, far below the U.S. average.
- $901
- Median tax / yr · Low bill
- 0.48%
- Effective rate · Low rate
- -55%
- vs U.S. average
- #46 of 95
- rank in TN
The verdict
Homeowners in Grainger County pay a median $901 a year in property tax, an effective rate of 0.48%, more affordable than 85% of U.S. counties (Census ACS 2024).
- $901
- Median annual tax bill, 2024
- 0.48%
- Effective rate on median home
- #459 of 3135
- U.S. counties by tax burden
- -55%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($189,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Tennessee. Population: 24,266. Owner-occupied homes: 7,450.
The median annual property tax in Grainger County is $901, which is 38% lower than the Tennessee state average and 55% below the national average. The effective tax rate is 0.48% on a median home value of $189,200. Property taxes represent 1.8% of the median household income in this county.
Grainger County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Grainger County's 0.48% effective rate sits near the middle of 3,135 tracked counties (more affordable than 85%).
Decision signal 2
The bill sits well below the national median
Homeowners in Grainger County pay a median annual property tax of $901, far below the national median and well below the Tennessee state median. On a $189,200 median home, that works out to an effective rate of 0.48% once the local assessment base and millage are combined.
Decision signal 3
Income carries a light tax share
Property taxes in Grainger County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $50,538 median household income.
Decision signal 4
Near the middle of Tennessee counties by effective rate
Grainger County ranks #46 of 95 counties in Tennessee by effective rate (52% of in-state counties pay a lower rate).
Informational notice
Figures describe the median homeowner household in Grainger County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
A falling rate took the edge off
Grainger County's effective rate fell 16.7% across the 4-year span while its median home value rose 51.5%, leaving the median bill 26.2% higher at $901. That rate move is larger than the one in 71% of counties, so a good deal of the market's rise never reached the bill.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 26% from $714 to $901. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 3,005 of 7,450 owner-occupied homes (40.3%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Both sides of this comparison sit low: household income here is in the bottom quarter of US counties, and so is the effective tax rate. The median bill works out at 1.8% of median household income, which is the arithmetic of a modest levy on modest earnings rather than of any deliberate relief.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Grainger County Homeowners Actually Pay
The single largest group of Grainger County homeowners, 3,005 of 7,450 owner-occupied homes (40.3%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 40.3% (3,005)
- $800 to $1,499 32.4% (2,413)
- $1,500 to $1,999 8.7% (646)
- $2,000 to $2,999 7.0% (525)
- $3,000 or more 3.5% (262)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
599 homes here (8.0%) report no real estate tax at all. Exemptions are set by state: how Tennessee handles assessments and appeals.
With vs Without Mortgage
In Grainger County, mortgaged homeowners pay 23% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Grainger County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Grainger County's effective rate is higher than 52% of the 95 counties in Tennessee - ranking #46 of 95.
Where Grainger County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.48% Among the most affordable more affordable than 85% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in Grainger County moved from $714 in the 2020 release to $901 in 2024, a change of about 26%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Grainger County vs Benchmarks
| Metric | Grainger County | Tennessee Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Low bill | |||
| Effective Tax Rate Low rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 1.8% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Grainger County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Tennessee counties.
Grainger County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $901 +3.4% | 0.48% |
| 2023 | $871 +14.5% | 0.51% |
| 2022 | $761 +5.1% | 0.50% |
| 2021 | $724 +1.4% | 0.56% |
| 2020 | $714 | 0.57% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Grainger County: tax takes only 1.8% of income
Counties near Grainger County's effective rate
On effective rate, Grainger County sits nearest York County (SC), Beaufort County (SC), Curry County (OR).
On published median-tax change, the nearest matches are Union County (IA), Koochiching County (MN), Pitt County (NC).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Grainger County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 190 of 10,340 returns from Grainger County reported real estate taxes, averaging $2,911 - 32% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Tennessee
Grainger County rate FAQs
- How does Grainger County property tax compare to the national average?
- Property taxes in Grainger County run far below the national median of $1,993, an effective rate of 0.48% versus 0.92% nationally.
- What is the tax affordability score for Grainger County?
- Grainger County, Tennessee scores B (73/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A (0.48%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Grainger County, Tennessee?
- The median annual property tax in Grainger County is $901, an effective rate of 0.48% on a $189,200 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in Grainger County?
- Property taxes in Grainger County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $50,538 median household income.
- Are property taxes increasing in Grainger County?
- The ACS median property-tax bill for Grainger County jumped 26.2% between the 2020 and 2024 5-year releases, from $714 to $901, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Grainger County's QUIET rate
Grainger County's $901 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.8% of Grainger County's $50,538 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Grainger County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.48%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $901/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Grainger County
Nearest ABS(median_tax) ACS peers for Grainger County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Colleton County, SC
ABS(median_tax) peer · $900/yr (near-tied bill ABS $1); rate 0.55% vs Grainger County 0.48%.
Limestone County, AL
ABS(median_tax) peer · $900/yr (near-tied bill ABS $1); rate 0.32% vs Grainger County 0.48%.
Otero County, NM
ABS(median_tax) peer · $902/yr (near-tied bill ABS $1); rate 0.55% vs Grainger County 0.48%.
Randolph County, IN
ABS(median_tax) peer · $900/yr (near-tied bill ABS $1); rate 0.79% vs Grainger County 0.48%.
Tennessee county set
State ACS overview for every published Tennessee county rate and median bill.
Assessment cycle basics
Grainger County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Grainger County (QUIET · LIGHT) - ACS medians, not a parcel bill.