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Virginia · County property tax · ACS 2024

Frederick County Property Taxes

The median homeowner in Frederick County pays $1,846 a year, an effective rate of 0.48%, modestly below the U.S. average.

$1,846
Median tax / yr · Above-median bill
0.48%
Effective rate · Low rate
-7%
vs U.S. average
#117 of 133
rank in VA

The verdict

Homeowners in Frederick County pay a median $1,846 a year in property tax, an effective rate of 0.48%, more affordable than 85% of U.S. counties (Census ACS 2024).

$1,846
Median annual tax bill, 2024
0.48%
Effective rate on median home
#459 of 3135
U.S. counties by tax burden
-7%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($386,000). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Virginia. Population: 95,008. Owner-occupied homes: 28,068.

The median annual property tax in Frederick County is $1,846, which is 34% lower than the Virginia state average and 7% below the national average. The effective tax rate is 0.48% on a median home value of $386,000. Property taxes represent 1.9% of the median household income in this county.

Frederick County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Frederick County's 0.48% effective rate sits near the middle of 3,135 tracked counties (more affordable than 85%).

Decision signal 2

High among Virginia counties by effective rate

Frederick County ranks #117 of 133 counties in Virginia by effective rate (12% of in-state counties pay a lower rate).

Decision signal 3

The bill sits below the Virginia median

Homeowners in Frederick County pay a median annual property tax of $1,846, modestly below the national median and well below the Virginia state median. On a $386,000 median home, that works out to an effective rate of 0.48% once the local assessment base and millage are combined.

Decision signal 4

Income carries a light tax share

Property taxes in Frederick County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $97,606 median household income.

Informational notice

Figures describe the median homeowner household in Frederick County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Frederick County's effective rate fell 13.1% across the 4-year span while its median home value rose 45.3%, leaving the median bill 26.2% higher at $1,846. That rate move is larger than the one in 55% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,846
Above-median bill
-34% vs State -7% vs US
Median Home Value
$386,000
+1% vs State +69% vs US
Effective Tax Rate
0.48%
Low rate
-34% vs State -48% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 26% from $1,463 to $1,846. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The fullest band here is the $800 to $1,499 range, holding 6,818 of 28,068 owner-occupied homes (24.3%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

The most forgiving PAIRING in the data, top-quartile household income with a bottom-quartile effective rate, puts the median bill at 1.9% of median household income. Home values still drive the dollar figure, which is why the ratio above varies widely among counties that share this position.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Frederick County Homeowners Actually Pay

The single largest group of Frederick County homeowners, 6,818 of 28,068 owner-occupied homes (24.3%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 9.3% (2,614)
  • $800 to $1,499 24.3% (6,818)
  • $1,500 to $1,999 20.6% (5,777)
  • $2,000 to $2,999 24.1% (6,761)
  • $3,000 or more 17.4% (4,886)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

1,212 homes here (4.3%) report no real estate tax at all. Exemptions are set by state: how Virginia handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,905
$159/mo
Without Mortgage
$1,735
$145/mo

In Frederick County, mortgaged homeowners pay 10% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Frederick County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Frederick County 0.48%
Virginia average 0.73%
U.S. average 0.92%

Frederick County's effective rate is higher than 12% of the 133 counties in Virginia - ranking #117 of 133.

Where Frederick County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.48% Among the most affordable more affordable than 85% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Frederick County moved from $1,463 in the 2020 release to $1,846 in 2024, a change of about 26%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Frederick County vs Benchmarks

Metric Frederick County Virginia Avg U.S. Avg
Median Annual Tax Above-median bill $1,846 $2,790 $1,993
Effective Tax Rate Low rate 0.48% 0.73% 0.92%
Median Home Value $386,000 $383,700 $227,791
Tax as % of income Below-median income burden 1.9% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Frederick County is QUIET · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Virginia counties.

Frederick County rate trail · QUIET

$1,400$1,500$1,600$1,700$1,800$1,900 20202021202220232024 $1,846
Frederick County ACS median tax 2020–2024: +26% ($1,463 → $1,846).
Year Median Tax (vs prior release) Effective Rate
2024 $1,846 +2.2% 0.48%
2023 $1,807 +3.7% 0.51%
2022 $1,743 +10.7% 0.52%
2021 $1,575 +7.7% 0.56%
2020 $1,463 0.55%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Frederick County: tax takes only 1.9% of income

Tax-to-Income Ratio
1.9%
of median household income
Median Income
$97,606
per year
Monthly Tax
$154
per month

Counties near Frederick County's effective rate

On effective rate, Frederick County sits nearest Weakley County (TN), Rutherford County (TN), Putnam County (TN).

On published median-tax change, the nearest matches are LaGrange County (IN), Grainger County (TN), Tuolumne County (CA).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Frederick County: only 9% of returns show Schedule A real-estate tax

Tax year 2022: 4,300 of 47,460 returns from Frederick County reported real estate taxes, averaging $2,927 - 41% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Virginia

View all counties in Virginia →

Frederick County rate FAQs

What is the average property tax in Frederick County, Virginia?
The median annual property tax in Frederick County is $1,846, an effective rate of 0.48% on a $386,000 median home (Census ACS, 2024).
What is the tax affordability score for Frederick County?
Frederick County, Virginia scores C+ (64/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at A (0.48%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
How does Frederick County property tax compare to the national average?
Property taxes in Frederick County run modestly below the national median of $1,993, an effective rate of 0.48% versus 0.92% nationally.
Are property taxes increasing in Frederick County?
The ACS median property-tax bill for Frederick County jumped 26.2% between the 2020 and 2024 5-year releases, from $1,463 to $1,846, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Frederick County?
Property taxes in Frederick County run a bit below the commonly cited 2%-4% national benchmark, at about 1.9% of the $97,606 median household income.

What to do with Frederick County's QUIET rate

Inside Virginia, Frederick County's $1,846 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Virginia overview →

Income burden is light here: about 1.9% of Frederick County's $97,606 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Frederick County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.48%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,846/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Frederick County

Nearest ABS(median_tax) ACS peers for Frederick County (QUIET · MID), replacing the old fixed Keep exploring strip.

QUIET MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Frederick County (QUIET · MID) - ACS medians, not a parcel bill.