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Michigan · County property tax · ACS 2024

Delta County Property Taxes

The median homeowner in Delta County pays $1,771 a year, an effective rate of 1.13%, notably lower than the U.S. average.

$1,771
Median tax / yr · Above-median bill
1.13%
Effective rate · Above-median rate
-11%
vs U.S. average
#37 of 83
rank in MI

The verdict

Homeowners in Delta County pay a median $1,771 a year in property tax, an effective rate of 1.13%, more affordable than 27% of U.S. counties (Census ACS 2024).

$1,771
Median annual tax bill, 2024
1.13%
Effective rate on median home
#2296 of 3135
U.S. counties by tax burden
-11%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($157,100). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Michigan. Population: 36,813. Owner-occupied homes: 13,098.

The median annual property tax in Delta County is $1,771, which is 39% lower than the Michigan state average and 11% below the national average. The effective tax rate is 1.13% on a median home value of $157,100. Property taxes represent 3.1% of the median household income in this county.

Delta County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Delta County's 1.13% effective rate sits near the middle of 3,135 tracked counties (more affordable than 27%).

Decision signal 2

The bill sits below the Michigan median

Homeowners in Delta County pay a median annual property tax of $1,771, notably lower than the national median and well below the Michigan state median. On a $157,100 median home, that works out to an effective rate of 1.13% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Michigan counties by effective rate

Delta County ranks #37 of 83 counties in Michigan by effective rate (55% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Delta County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $57,809 median household income.

Informational notice

Figures describe the median homeowner household in Delta County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Delta County's effective rate fell 15.5% across the 4-year span while its median home value rose 36.1%, leaving the median bill 15.0% higher at $1,771. That rate move is larger than the one in 66% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,771
Above-median bill
-39% vs State -11% vs US
Median Home Value
$157,100
-32% vs State -31% vs US
Effective Tax Rate
1.13%
Above-median rate
-10% vs State +23% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,540 to $1,771, a gain of 15%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The fullest band here is the $800 to $1,499 range, holding 3,683 of 13,098 owner-occupied homes (28.1%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Earnings are below the national midpoint while the rate is above it, and the median bill equals 3.1% of median household income. The gap between those two positions is the whole story on this page.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Delta County Homeowners Actually Pay

The single largest group of Delta County homeowners, 3,683 of 13,098 owner-occupied homes (28.1%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 10.8% (1,421)
  • $800 to $1,499 28.1% (3,683)
  • $1,500 to $1,999 15.8% (2,070)
  • $2,000 to $2,999 22.6% (2,962)
  • $3,000 or more 17.7% (2,317)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

645 homes here (4.9%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,827
$152/mo
Without Mortgage
$1,701
$142/mo

Mortgaged and non-mortgaged homeowners in Delta County pay about the same bill, a 7% gap.

Delta County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Delta County 1.13%
Michigan average 1.25%
U.S. average 0.92%

Delta County's effective rate is higher than 55% of the 83 counties in Michigan - ranking #37 of 83.

Where Delta County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.13% more affordable than 27% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Delta County vs Benchmarks

Metric Delta County Michigan Avg U.S. Avg
Median Annual Tax Above-median bill $1,771 $2,904 $1,993
Effective Tax Rate Above-median rate 1.13% 1.25% 0.92%
Median Home Value $157,100 $231,600 $227,791
Tax as % of income Above-median income burden 3.1% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Delta County is PAR · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Michigan counties.

Delta County rate trail · PAR

$1,500$1,600$1,700$1,800 20202021202220232024 $1,771
Delta County ACS median tax 2020–2024: +15% ($1,540 → $1,771).
Year Median Tax (vs prior release) Effective Rate
2024 $1,771 +6.8% 1.13%
2023 $1,658 -0.5% 1.13%
2022 $1,666 +4.5% 1.20%
2021 $1,595 +3.6% 1.31%
2020 $1,540 1.33%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Delta County: tax-to-income at 3.1%

Tax-to-Income Ratio
3.1%
of median household income
Median Income
$57,809
per year
Monthly Tax
$148
per month

Counties near Delta County's effective rate

On effective rate, Delta County sits nearest Pocahontas County (IA), Osceola County (IA), Worth County (GA).

On published median-tax change, the nearest matches are Freestone County (TX), Burnett County (WI), Power County (ID).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Delta County: only 2% of returns show Schedule A real-estate tax

Tax year 2022: 330 of 18,000 returns from Delta County reported real estate taxes, averaging $4,676 - 30% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Michigan

View all counties in Michigan →

Delta County rate FAQs

What is the average property tax in Delta County, Michigan?
The median annual property tax in Delta County is $1,771, an effective rate of 1.13% on a $157,100 median home (Census ACS, 2024).
How does Delta County property tax compare to the national average?
Property taxes in Delta County run notably lower than the national median of $1,993, an effective rate of 1.13% versus 0.92% nationally.
What is the tax affordability score for Delta County?
Delta County, Michigan scores D (43/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B+ (+$126). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Delta County?
The ACS median property-tax bill for Delta County climbed 15.0% between the 2020 and 2024 5-year releases, from $1,540 to $1,771, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What percentage of income goes to property taxes in Delta County?
Property taxes in Delta County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $57,809 median household income.

What to do with Delta County's PAR rate

Inside Michigan, Delta County's $1,771 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Michigan overview →

Delta County ranks #37 of 83 Michigan counties by effective rate - on the higher-burden half of the state ACS set. Michigan overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Delta County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.13%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,771/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Delta County

Nearest ABS(median_tax) ACS peers for Delta County (PAR · MID), replacing the old fixed Keep exploring strip.

PAR MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Delta County (PAR · MID) - ACS medians, not a parcel bill.