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Iowa · County property tax · ACS 2024

Osceola County Property Taxes

The median homeowner in Osceola County pays $1,387 a year, an effective rate of 1.13%, well below the U.S. average.

$1,387
Median tax / yr · Below-median bill
1.13%
Effective rate · Above-median rate
-30%
vs U.S. average
#85 of 99
rank in IA

The verdict

Homeowners in Osceola County pay a median $1,387 a year in property tax, an effective rate of 1.13%, more affordable than 27% of U.S. counties (Census ACS 2024).

$1,387
Median annual tax bill, 2024
1.13%
Effective rate on median home
#2296 of 3135
U.S. counties by tax burden
-30%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($122,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Iowa. Population: 6,100. Owner-occupied homes: 2,051.

The median annual property tax in Osceola County is $1,387, which is 52% lower than the Iowa state average and 30% below the national average. The effective tax rate is 1.13% on a median home value of $122,600. Property taxes represent 2.0% of the median household income in this county.

Osceola County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Osceola County's 1.13% effective rate sits near the middle of 3,135 tracked counties (more affordable than 27%).

Decision signal 2

The bill sits well below the national median

Homeowners in Osceola County pay a median annual property tax of $1,387, well below the national median and far below the Iowa state median. On a $122,600 median home, that works out to an effective rate of 1.13% once the local assessment base and millage are combined.

Decision signal 3

High among Iowa counties by effective rate

Osceola County ranks #85 of 99 counties in Iowa by effective rate (14% of in-state counties pay a lower rate).

Decision signal 4

Income and the tax bill sit in the middle band

Property taxes in Osceola County run within the commonly cited 2%-4% national benchmark, at about 2.0% of the $69,239 median household income.

Decision signal 5

The latest release moved the bill up

Since 2023, the published ACS median estimate has ticked up 6.5%, from $1,302 to $1,387. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Informational notice

Figures describe the median homeowner household in Osceola County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$1,387
Below-median bill
-52% vs State -30% vs US
Median Home Value
$122,600
-41% vs State -46% vs US
Effective Tax Rate
1.13%
Above-median rate
-19% vs State +23% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 38% from $1,004 to $1,387. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The fullest band here is the $800 to $1,499 range, holding 701 of 2,051 owner-occupied homes (34.2%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Both the income and the rate here sit in the third quarter nationally, and the median bill is 2.0% of median household income. Two above-average figures pulling in opposite directions is why the rate on its own is a poor guide.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Osceola County Homeowners Actually Pay

The single largest group of Osceola County homeowners, 701 of 2,051 owner-occupied homes (34.2%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 20.0% (411)
  • $800 to $1,499 34.2% (701)
  • $1,500 to $1,999 13.0% (267)
  • $2,000 to $2,999 17.1% (350)
  • $3,000 or more 12.9% (264)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

58 homes here (2.8%) report no real estate tax at all. Exemptions are set by state: how Iowa handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,467
$122/mo
Without Mortgage
$1,306
$109/mo

In Osceola County, mortgaged homeowners pay 12% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Osceola County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Osceola County 1.13%
Iowa average 1.39%
U.S. average 0.92%

Osceola County's effective rate is higher than 14% of the 99 counties in Iowa - ranking #85 of 99.

Where Osceola County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.13% more affordable than 27% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Osceola County moved from $1,004 in the 2020 release to $1,387 in 2024, a change of about 38%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Osceola County vs Benchmarks

Metric Osceola County Iowa Avg U.S. Avg
Median Annual Tax Below-median bill $1,387 $2,897 $1,993
Effective Tax Rate Above-median rate 1.13% 1.39% 0.92%
Median Home Value $122,600 $208,000 $227,791
Tax as % of income Below-median income burden 2.0% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Osceola County is PAR · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Iowa counties.

Osceola County rate trail · PAR

$900$1,000$1,100$1,200$1,300$1,400$1,500 20202021202220232024 $1,387
Osceola County ACS median tax 2020–2024: +38% ($1,004 → $1,387).
Year Median Tax (vs prior release) Effective Rate
2024 $1,387 +6.5% 1.13%
2023 $1,302 +11.3% 1.05%
2022 $1,170 +9.2% 1.02%
2021 $1,071 +6.7% 1.03%
2020 $1,004 1.04%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Osceola County: tax-to-income at 2.0%

Tax-to-Income Ratio
2.0%
of median household income
Median Income
$69,239
per year
Monthly Tax
$116
per month

Counties near Osceola County's effective rate

On effective rate, Osceola County sits nearest Worth County (GA), Bacon County (GA), Yukon-Koyukuk Census Area (AK).

On published median-tax change, the nearest matches are Winston County (AL), Allen County (IN), Bryan County (OK).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Osceola County: only 3% of returns show Schedule A real-estate tax

Tax year 2022: 80 of 2,820 returns from Osceola County reported real estate taxes, averaging $2,900 - 50% of those reporters sat in the $50-75k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Iowa

View all counties in Iowa →

Osceola County rate FAQs

How does Osceola County property tax compare to the national average?
Property taxes in Osceola County run well below the national median of $1,993, an effective rate of 1.13% versus 0.92% nationally.
What is the average property tax in Osceola County, Iowa?
The median annual property tax in Osceola County is $1,387, an effective rate of 1.13% on a $122,600 median home (Census ACS, 2024).
What is the tax affordability score for Osceola County?
Osceola County, Iowa scores C (57/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A+ (1.77×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Osceola County?
The ACS median property-tax bill for Osceola County is recorded at $1,387 in the 2024 5-year release against $1,004 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 2,051 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What percentage of income goes to property taxes in Osceola County?
Property taxes in Osceola County run within the commonly cited 2%-4% national benchmark, at about 2.0% of the $69,239 median household income.

What to do with Osceola County's PAR rate

Osceola County's $1,387 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Osceola County ranks #85 of 99 Iowa counties by effective rate - on the lower-burden half of the state ACS set. Iowa overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Osceola County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.13%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,387/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Osceola County

Nearest ABS(median_tax) ACS peers for Osceola County (PAR · LIGHT), replacing the old fixed Keep exploring strip.

PAR LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Osceola County (PAR · LIGHT) - ACS medians, not a parcel bill.